29/04/2026
Is your fixed rate ending soon? Don’t wait⏰
Most lenders let you secure a new deal 3–6 months before your current one expires — and it can save you from rising rates or slipping onto a pricey variable rate🙏
Locking in early = protection + flexibility🫡
• Secure a rate now
• If a better deal appears later, you can usually switch before your new term starts
• Most offers stay valid for up to 6 months
What to do next 💜
• Check when your current deal ends
• Start comparing options early — or let a broker do the heavy lifting
• Avoid rolling onto your lender’s variable rate (it’s almost always higher)
If your rate ends this year and you want help finding the best option, Vivid Mortgages can guide you through it with zero stress🙌🏻
