08/06/2026
Another term from our mortgage glossary series 🔍
This time, we’re looking at LTV - short for Loan to Value.
LTV refers to the percentage of a property’s value that is covered by your mortgage, compared to the amount you’re putting down as a deposit. It’s one of the key factors lenders use when assessing mortgage options. 🏡
Understanding the terminology around mortgages can make the process feel far less overwhelming — and we’re always here to help break it down clearly and simply. ✨