Michael Cook Wealth Management Limited

08/02/2023

Why invest in an ISA?
Stocks & Shares ISA or a Cash ISA – how do you choose which is right for

06/02/2023

What is the annual allowance for pensions?
If you haven’t made the most of this year’s allowance, it’s a good plan to top up your pension before tax year-end, if you can.

01/02/2023

Pension tax relief explained
Paying into a pension is a great way to save for your long-term future. It’s tax-efficient too, here’s how tax relief on your contributions works.

30/01/2023

How to invest for children
Many parents are looking for ways to invest and save, so they can help their children get a head start. Here’s a couple options you could consider.

27/01/2023

Good tax habits mean more confidence, control and peace of mind for you.

Make 2023 less taxing: the financial habits to get into now

25/01/2023

Even though interest rates have risen, high inflation rates mean Cash ISAs are still losing value in real terms.

A mix of Cash and Stocks and Shares ISAs may help you achieve better growth and financial wellbeing.

As the tax year comes to a close, and you’re checking that you’ve made the most of all your tax-free annual allowances, it’s a perfect time to review whether you’re still getting value for money from your Cash ISAs.

24/01/2023

Why regular saving is important
Having a regular savings habit makes sense. It means you simply keep going whatever the markets are doing. Here’s why that could be beneficial over the long-term.

23/01/2023

The hike in interest rates has meant securing funding to invest in growth is harder for businesses – so you need to place a greater emphasis on corporate quality.

20/01/2023

At the end of every tax year, there’s a flurry of activity as people scramble to make the most of their tax reliefs and allowances. But you shouldn’t just have your eye on 5 April when you’re thinking about tax – it should be woven through the fabric of your entire financial plan, at every stage of your life.

How important is tax in financial planning?

19/01/2023

Pension v ISA – which is best?
If you’re thinking about saving for your long-term plans, you may be wondering which is best, an ISA or a pension?