Stevenson Financial

Stevenson Financial is a family-run Mortgage Brokers based in Glasgow. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

Stevenson Financial is a trading name of Cochno Financial Group Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. Registered in Scotland, Company Number - SC688947

Please note, Social Media posts are aimed at UK customers only. The Financial Conduct Authority does not regulate most Buy-to-Let mortgages’

We will charge a fee of between £0 an

d £995. The amount we will charge is dependent on the amount of research and administration that is required. This fee is payable on receipt of a mortgage offer.

02/09/2026

Just me trying to help people with their mortgages while my own house is in absolute chaos 🤣😭🔨

31/07/2026

Another busy month for us! 🏡✨

Here's what we've been up to:
🏠 6 homeowners have collected the keys to their new homes.

🔑 3 first-time buyers have started their journey onto the property ladder.

🏘️ 2 landlords have had offers accepted on their latest investment properties.

📈 3 landlords have secured remortgage offers on their existing buy-to-let portfolios.

📑 This last week we've had 7 mortgage offers issued for clients remortgaging.

📞 We've also had 1,240,487 conversations with clients about their remortgage options as so many fixed-rate deals are coming to an end this year. (Okay... maybe not quite that many, but it certainly feels like it! 😅)

💷 2 clients are increasing their borrowing to consolidate existing debts.

💼 1 self-employed client received a Decision in Principle after just over a year of trading. They genuinely didn't think it would be possible, but with the right lender, we made it happen.

The best part? Not one of these cases has been the same. Every client has a different story, different goals, and different circumstances.

A huge thank you to all of our clients for trusting us and keeping us busy. We love being part of your journey and can't wait to help many more people achieve their property goals.
If you're thinking about buying your first home, moving house, remortgaging, or growing your property portfolio, we'd love to help!

21/07/2026

At Stevenson Financial family has always been at the heart of what we do, and yesterday gave us another very special reason to celebrate ❤️

Many of you will already have dealt with Coral, our fantastic Case Manager, who joined the team earlier this year and has been helping our clients every step of the way.

Yesterday, she married Adam and officially became Mrs Stevenson 💍👰🏽‍♀️

We're absolutely delighted for them both and wish them a lifetime of love, laughter and happiness ✨️

Please join us in congratulating the happy couple and wishing them every happiness for the future.

From our family to yours ❤️

18/07/2026

"My credit score isn't great, so there's no point applying." 😔

We hear this ALL THE TIME....

Here's the thing: the credit score you see in your app from a credit reference agency isn't the score a lender uses to make their decision. It's a helpful guide, but it's only one part of the picture.

When we look at your situation, we go much deeper than just the number:

✔️ 𝗬𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝗵𝗶𝘀𝘁𝗼𝗿𝘆 - what happened, when it happened, and the overall pattern. A missed payment from several years ago may be viewed differently to one that happened more recently, depending on the lender and your circumstances.

✔️ 𝗛𝗼𝘄 𝘆𝗼𝘂 𝗺𝗮𝗻𝗮𝗴𝗲 𝗺𝗼𝗻𝗲𝘆 𝗻𝗼𝘄 - many lenders consider your recent financial behaviour alongside your wider credit history. ✔️ Your affordability - your income, outgoings, and what you can realistically afford to repay.

✔️ 𝗧𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝗿 𝗽𝗶𝗰𝘁𝘂𝗿𝗲 - the information on your credit file is usually far more important than the score you see in an app. Lenders assess the data behind that score using their own criteria. Every lender has its own approach to assessing applications.

That's where a broker can add real value!

We understand which lenders may be a better fit for different circumstances. So before you rule yourself out because of a number on an app... have a chat with us. You might have more options than you think. 🤍

16/07/2026

The team behind Stevenson Financial... occasionally leaves the office 😄

Beth and Rachael swapping rate talk for Teddy Swims. Mother, daughter, colleagues, concert buddies.

Back to your regularly scheduled mortgage content soon 🎶

15/07/2026

"𝘞𝘦'𝘭𝘭 𝘸𝘢𝘪𝘵 𝘶𝘯𝘵𝘪𝘭 𝘐'𝘮 𝘣𝘢𝘤𝘬 𝘢𝘵 𝘸𝘰𝘳𝘬 𝘵𝘰 𝘢𝘱𝘱𝘭𝘺."

We hear this from parents-to-be all the time 🤍

But in many cases, you don't have to wait. Being on maternity leave doesn't automatically mean you can't get a mortgage.

Every lender has its own criteria, but many will consider applications based on your return-to-work income, particularly where there's confirmation from your employer that you'll be returning to your role.

The biggest mistake we see? Assuming the answer is "no" and putting your plans on hold without exploring your options.

That's where we come in. We know which lenders are more likely to consider applications from borrowers on maternity leave, and we'll help find the lender that's the best fit for your circumstances.

So, if your family is growing and you're thinking about moving, don't rule anything out before you've had a chat with us 🏡🤍

07/07/2026

This week, I swapped mortgage adviser for homebuyer 🏡

On Friday, my partner and I finally picked up the keys to our first home together 🥰

People assume that because I arrange mortgages every day, moving house must feel pretty straightforward. The reality? When it's your own purchase, logic goes out the window! 😂

Going through the process from the other side has reminded me why buying a home is such a big deal. It's not just forms, documents and deadlines. It's excitement, sleepless nights, big decisions and imagining the memories you'll make once you finally walk through that front door.

It's also reminded me why I love doing what I do. Being able to help people through one of the biggest milestones in their lives is something I'll never take for granted.

This weekend has been a mix of unpacking, figuring out where everything goes, and trying to stop our dog from turning every cardboard box into his latest chew toy. 🐶📦

Although... with a full renovation ahead of us, I have a feeling the real adventure is only just beginning! 🔨🏡😂

03/07/2026

Happy clients collecting the keys to their new home today! 🏡🔑

Like many new parents, they were understandably a little anxious about buying their dream home while on maternity leave after recently welcoming their first baby. They weren't sure whether it would be possible to get the mortgage they needed.

One of the biggest misconceptions is that you can't get a mortgage while on maternity leave. This is a great example that, with the right advice and the right lender, it absolutely can be possible.

Congratulations to this lovely family and wishing them every happiness in their new home!’

01/07/2026

Most first-time buyers only think about the deposit.

But there are costs on top that catch people off guard every single time - and not knowing about them can seriously delay or derail your purchase.
Here's everything you need to budget for before you buy 👇

⚖️ Solicitor fees - legal work, property searches, and transferring ownership to you.
🏷️ Stamp duty / LBTT - depends on whether you're a first-time buyer, home mover, or buying an additional property. Different rules, different amounts.
🤝 Broker fee - covers research, your application, and support all the way through to completion.
🏦 Lender fees - valuation and arrangement fees. The arrangement fee can sometimes get you a lower interest rate and can usually be added to the mortgage.
🔍 Survey / Home Report - in Scotland this is the seller's responsibility, but understanding it before you make an offer puts you in a stronger position.
🛠️ Emergency fund - 3-6 months of expenses. As a homeowner, unexpected costs like boiler repairs are on you.
🚚 Removals - easy to forget, worth budgeting for.

Go in with a clear picture of the full costs and the whole process becomes a lot less stressful.

Book a free initial consultation through our website - we'll make sure you're fully prepared before you take the next step.

29/06/2026

Being self-employed shouldn't stop you from getting a mortgage 🏡

We speak to business owners, contractors, and company directors all the time who assume their income is going to be a problem - but in most cases, it really isn't.

It just takes the right approach and the right lender.

That's exactly what we're here for.

Address

South Lanarkshire

Telephone

+447927951757

Website

http://www.stevensonfinancial.co.uk/

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