Lisa Minister - Mortgage & Protection Advisor

25/06/2026

Adverse credit doesn’t mean you can't get a mortgage.

CCJs, defaults, missed payments… we’ve helped clients with all of these get mortgage‑ready — and many have gone on to secure their homes.

Your credit score is only one part of the story. We take a full look at your situation, and if options are limited right now, we’ll create a clear plan to get you closer to owning your home.

Drop me a message to get started.

📞07507 674841
✉️ [email protected]

⚠️ YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

11/06/2026

One of my clients is selling their beautiful 2 bed flat in Purfleet.
Please contact M&P Estates if you would like to arrange a viewing 👀

2 bed flat for sale in Harrisons Wharf, Purfleet, Essex RM19, selling for £250,000 from M&P Estates. See property details on Zoopla or browse all our range of properties in Harrisons Wharf, Purfleet, Essex RM19.

21/05/2026

What do lenders really look at 👀

It's not just about your income, credit score and deposit size, there's much more that goes on behind the scenes.

Here's a few things that can make a big difference to your mortgage application.

Want a quick chat? Message me.

📞07507 674841
✉️ [email protected]

⚠️ YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

⚠️ AS WITH ALL INSURANCE POLICIES, CONDITIONS AND EXCLUSIONS WILL APPLY

20/06/2025

Look at this beautiful family home for sale in Chadwell St Mary 🏡

03/12/2024

Welcome to December 🎄🧑🏻‍🎄

If your mortgage deal ends in June 2025, then now is the time to start looking at your options.

You can lock in a new rate now (6 months in advance), and that rate will be held for you until you switch over in June 2025.

You won't pay any early repayment charges to your current lender because your mortgage won't switch over until your current deal ends.

After you lock in a new rate, if the rates go down between now and June, a request can be made to the lender to apply the lower rate to your new mortgage.

Please get in touch if you would like to discuss your options.

📞07507 674841
✉ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

15/11/2024

I am so lucky to have such amazing clients 🫶🏻🫶🏻🫶🏻

Thank you gifts are never ever expected and seeing you get your keys is the best part of my job.

All I ask is that you tell your friends and family about me 🙏🏻

Happy Friday!

📞07507 674841
✉ [email protected]

04/11/2024

Welcome to November!

If your mortgage deal ends in May 2025, then now is the time to start looking at your options.

You can lock in a new rate now (6 months in advance), and that rate will be held for you until you switch over in May 2025.

You won't pay any early repayment charges to your current lender because your mortgage won't switch over until your current deal ends.

After you lock in a new rate, if the rates go down between now and May, a request can be made to the lender to apply the lower rate to your new mortgage.

You have nothing to lose. Please get in touch if you would like to discuss your options.

📞07507 674841
✉ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

09/10/2024

It doesn't cost you a penny to have a conversation with us.

Our initial advice is free of charge, with no obligation or pressure and you can speak to us freely and as often as you like, without having to pay.

We can obtain a Decision in Principle on your behalf, meaning you are able to fully understand your financial position without spending a penny.

Only upon us obtaining a successful Mortgage Offer may a fee become payable.

If you need any mortgage advice, please get in touch.

📞07507 674841
✉ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE