08/10/2026
A fantastic day at the Consumer Credit Trade Association Annual Conference 2026 on Tuesday, where Evlo was proud to be a Headline Sponsor.
Our CEO, Jono Gillespie, and CRO, Chris Cutter, had the opportunity to share the latest progress behind our Financial Freedom for Everyone campaign and why we believe practical reform can help create a fairer and more inclusive credit system.
Our focus is increasingly centred on two areas where we believe meaningful change can improve outcomes for consumers.
๐ Making responsible rent payments visible. Millions of renters demonstrate financial responsibility by paying one of their largest household commitments every month, yet that behaviour is still too often missing from the information used to assess their creditworthiness. We want renters to have the choice to make that payment history count.
๐ค Improving outcomes in the IVA market. IVAs can be the right solution for some people, but poor practices, unsuitable recommendations and gaps in oversight can cause real harm. Weโre calling for stronger protections, greater accountability and reform that puts sustainable consumer outcomes first.
One message from Alison Walters, Director of Consumer Finance at the FCA, particularly resonated with us: the importance and value of humans remaining an integral part of consumer lending.
That closely reflects how we think about the future of our own industry. Technology and data can help us make faster and better-informed decisions, but human understanding remains essential, particularly when customersโ circumstances donโt fit neatly into a model.
At Evlo, our approach has always been about combining the two.
A huge thank you to the Consumer Credit Trade Association and everyone involved in putting together such a valuable event.
Thank you to everyone who stopped by our conference stand, challenged our thinking and shared their own.