14/02/2024
Start Afresh is a brand new, free to use debt help charity. We have recently been sent some disparaging comments and remarks from various people who do not understand what we do, what we offer, or how we can help. So, we would like to set the record straight.
Start Afresh is a charity registered in England and Wales with the Charity Commission, who regulate and us and that we are answerable to. Our registration number is 1205192 and you can check out all the details here https://register-of-charities.charitycommission.gov.uk/charity-search/-/charity-details/5226435
Two of the charity Trustees, Malcolm Courcier and Christopher Bracken have almost 30 years of joint experience in helping others to overcome their debt related problems. They formed the charity to help those who could otherwise not afford it.
People ask how do we fund our work? Which is an obvious and reasonable question. We rely 100% on charitable donations for funding all the work we carry out. Without donations, we simply cannot function. We never charge any fees to any client for any debt help services, not one penny!
We have developed a robust system for managing debt accounts on behalf of our clients, as well as a web site and other associated systems. The have been paid for by funds raised by the Trustees to carry out the business of the charity.
We are here for anyone who needs the help we can offer, no matter what their background or circumstances. In order to access help, they can call us free on 0800 132 147, email [email protected]. message us on Facebook or other social media platforms, or complete the contact form on our website at https://startafresh.org
We do not judge anyone, simply try to help in any way we can. If you are reading this, it would be very much appreciated if you would kindly like, share, and follow our page. If you need help, please reach out to us, if you are fortunate enough not to need it, there may be someone you know who does!
Most people are afraid to ask for help due to the stigma attached to being out of control with their finances. The truth is this can happen to anyone at any time. Normally people can manage fine, until an unexpected change in circumstances can derail the best of us, and lead to a downward financial spiral.
This could be due to the loss of employment, marital or relationship breakdown, illness, or a myriad of other genuine reasons beyond our control. Most people who work for the charity have either experienced debt related issues themselves or know people close to them who have.
This means they can empathise with what any potential client might be feeling and going through. It also means they are well placed to deal compassionately, professionally, and with total understanding for client needs.
It should be noted that any Debt Management Plan (DMP) or financial intervention of any kind, is likely to have a detrimental impact on your credit rating. However, if you are struggling to make, or already missing payments to any or all of your creditors, so will doing nothing!
Please don’t be afraid to reach out, we know that like may others before you, it will be a turning point on your path to financial freedom. The first step on any journey can be the most daunting, but you need not face it alone. We are here to lead you by the hand and guide you along the path getting your life back on track.
This is what Copilot AI system has to say about using a free debt help charity…
Debt charities play a crucial role in assisting individuals who are struggling with financial burdens. Here are the benefits of seeking help from a free debt charity:
1. Free Debt Advice: Debt charities provide confidential and expert advice without any cost. They guide you through your financial situation and offer tailored solutions.
2. Clear Pathway Out of Debt: These charities help you navigate debt solutions. They can recommend options like debt management plans, individual voluntary arrangements (IVAs), or debt relief orders (DROs) to create a structured plan for debt repayment.
3. Negotiation with Creditors: You won’t need to negotiate with creditors yourself. Debt charities often communicate directly with creditors on your behalf, easing the burden for you.
4. Preventing Debt Escalation: By seeking help early, you can prevent your debts from growing further. Debt charities assist in managing your debts effectively.
5. Emotional Support: Dealing with debt can be emotionally challenging. Debt charities offer emotional support, which can positively impact your mental well-being during this difficult time.
Remember, if you’re facing financial difficulties, consider reaching out to a reputable debt charity for guidance and support. They can help you regain control of your finances and provide a pathway toward debt relief.
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