Emma Sadler Mortgage and Protection Broker

Emma Sadler Mortgage and Protection Broker Whole of market Mortgage and Protection Broker with over 20 years experience in financial services 🏡

🏡After 5 incredible years as a mortgage broker, the time has come for me to start a new chapter.🏦I was recently approach...
22/05/2026

🏡After 5 incredible years as a mortgage broker, the time has come for me to start a new chapter.

🏦I was recently approached by a bank and, following an initial discussion, it was clear that their company values aligned closely with my own professional values. I applied, was successful in the process, and ultimately received an offer that was too good to turn down.

🥹This industry has given me so much — not only professionally, but personally too. I want to say a huge thank you to every client who trusted me to help them through one of the biggest decisions of their lives. Your support, recommendations, loyalty and kindness over the years have meant more than you will ever know.

😊I’d also like to thank everyone I’ve worked alongside throughout this journey over the last 5 years, especially James and Samuel, who have been a big part of my experience and growth along the way.

🏡Although I’m moving on, if anyone is still looking for mortgage advice or needs a broker they can trust, I wholeheartedly recommend JB Mortgages, who I know will continue to look after clients to the highest standard.

🥹While it’s sad to close this chapter, I’m incredibly excited for what’s ahead and ready to embrace a new challenge.

Thank you again to everyone who has been part of my journey so far ❤️

25/03/2026
Sometimes the cases mean more to me when I get them through because it is helping someone I know change their life in a ...
25/03/2026

Sometimes the cases mean more to me when I get them through because it is helping someone I know change their life in a positive way, and this was one of them😊

It should have been straight forward however, occasionally a wild card gets thrown in!

Scenario:

🏡Remortgage to fix a new interest rate, take additional funds for home improvements, whilst simultaneously changing the title of the mortgage from joint names to a sole name.
🏦1️⃣It was a straighforward case, I was not anticipating any issues, but the lender downvalued the property by £15k. This meant the available borrowing would have been less and also, a different interest rate and product.
🤔I will always offer a choice in this scenario. Either stick with what the current lender is offering or change lenders to a lender who use a different valuer, and see if it is valued at the amount we think it is worth to enable the full borrowing amount to be achieved. The client wanted to try a different lender.
🏦2️⃣Valued the property at the price we said it should be valued at, allowed the client to keep the original borrowing amount so she could complete the improvements she had her heart set on, and tie up some loose ends.

🏡🍾🥂

🙋🏼‍♀️☕Get in touch to discuss your mortgage requirements 📱👩‍💻

😊🏡
20/03/2026

😊🏡

🏡Is your fixed rate mortgage ending in the next 6 months? 🙋🏼‍♀️☕Get in touch to discuss your mortgage requirements📱👩‍💻
19/03/2026

🏡Is your fixed rate mortgage ending in the next 6 months?
🙋🏼‍♀️☕Get in touch to discuss your mortgage requirements📱👩‍💻

🙋🏼‍♀️☕Get in touch to discuss your mortgage requirements 📱👩‍💻
10/03/2026

🙋🏼‍♀️☕Get in touch to discuss your mortgage requirements 📱👩‍💻

🏡3 mortgage offers in, over the last week.....💳ALL had credit issues! ❌Defaults, debt management plans, missed payments....
06/03/2026

🏡3 mortgage offers in, over the last week.....

💳ALL had credit issues!

❌Defaults, debt management plans, missed payments.

A variety of different issues, but I placed all of them, 2 with a non-prime lender, specialising in adverse credit, and 1 with a high street lender.

Even if I cannot place the mortgage immediately, I can help you put steps in place and a timeline of when you can expect to be able to secure a mortgage.

🙋🏼‍♀️☕Get in touch to discuss your mortgage requirements📱👩‍💻

👀🏡Stunning home for sale in the lovely village of Bradley
11/02/2026

👀🏡Stunning home for sale in the lovely village of Bradley

3 bedroom semi-detached house for sale in Yew Tree Close, Bradley, North Yorkshire, BD20 for £400,000. Marketed by Dacre Son and Hartley, Skipton

👀🏡
31/01/2026

👀🏡

Address

Skipton

Alerts

Be the first to know and let us send you an email when Emma Sadler Mortgage and Protection Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share