Tia Hunter - Mortgage & Protection Adviser

15/04/2026

After a turbulent few weeks

✨ A bit of positive movement today…✨

Some of the big high street lenders have started reducing mortgage rates today 🙌

14/04/2026

🏡 Back to Reality After Half Term… & Back to Mortgages! 🐶👦

Now half term is finally over… it’s back to school runs, routines, and trying to remember what day it is again 😅

Between keeping my little boy entertained all week and my Frenchie making sure I didn’t sit down for too long, it’s been full on — but it’s also a reminder of how important having a home you truly love really is 💛

That’s exactly why I love helping people with their mortgages. Whether you’re:
✔️ Buying your first home
✔️ Moving somewhere that suits your family better
✔️ Or just checking you’re not overpaying on your current deal

If getting your mortgage sorted has been on your “I’ll do it after half term” list… consider this your sign 👀

Pop me a message anytime — I’m always happy to help (even if it’s between school runs or dog walks 🐾)

04/01/2026

✨ Happy New Year everyone! ✨

New year = new goals, new plans… and maybe a new home? 🏠
If buying, moving, or remortgaging is on your list this year, I’d love to help make it happen.

Here’s to a successful, happy, and stress-free 2026! 🥂

18/12/2025

What we like to see 💰%

The Monetary Policy Committee voted by a majority of 5-4 to cut interest rates to 3.75%.

Find out more: https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

12/12/2025

New year around the corner = new goals, new plans… and often a new look at your mortgage!

Rates and lending criteria have shifted a lot in 2025, and 2026 is expected to bring even more changes. Whether you’re:
✔️ Thinking about buying your first home
✔️ Due for a remortgage
✔️ Looking to reduce monthly payments
✔️ Curious if you can get a better deal

—I can help you understand your options clearly and confidently.

Drop me a message and let’s get your 2026 plans on track 🏡✨

12/12/2025

Let’s go 2026 🏡

03/06/2025

Chips 🍟 & ice cream 🍦 before 12 is acceptable on a birthday right? Louie is 3 today and I can’t believe i started out this mortgage journey when he was just a tiny 6 month old baby 👶 where does time go! 🕰️

28/05/2025

🕒 Waiting for Rates to Drop? It Might Cost You More.

Buyers Today Say: “We’ll wait for lower interest rates.”

But here’s the reality:

📉 If Rates Drop → Market heats up again
🔥 Bidding wars
📈 Higher prices
😓 Less negotiating power

📈 If Rates Go Up → You missed today’s opportunity
💸 Higher monthly payments

⏸️ If Rates Stay the Same:
⏳ You waited… for nothing

TODAY’S ADVANTAGE:
✔️ Less competition
✔️ Better deals
✔️ More negotiating power
✔️ Refinance later when rates drop

Don’t wait and miss out on your dream home 🏡

Let’s make the numbers work for you—not against you.

Let’s chat 📞

19/05/2025

Hello all you lovely people.

Life has been hectic. When I first started out this venture I had a 6 month old. He’s now a crazy 3 year old 👦 We got married 💍and have also moved house 🏠. Time has just gone by so fast. I’ve been busy helping all my lovely clients and It’s been a while since I’ve engaged with this page.

To re introduce myself -
I’m Tia, I am a Mortgage & Protection Advisor based in but not limited to Yorkshire. I have been working in the Mortgage industry for 10 years, predominantly being a Mortgage advisor for the last 6 years. After taking the leap of faith in 2022 and going self employed after having my son, I am currently working with Exclusively Mortgages who are a part of The Mortgage Advice Bureau network, meaning I can work with a pool of more than 90 UK lenders and have access to exclusive mortgage deals available.

Outside of work, I'm generally enjoying family time with my Husband, Tom, Our Son, Louie and Our little French Bulldog, Buffy. 🐶

I know first hand how buying or selling a home comes with the rollercoaster of emotions, therefore if your in the market for buying, selling or even re mortgaging due to a fixed rate coming to an end, then let me take a handful of the stress away ensuring all your mortgage and protection needs are met. 🏡

If you, or anybody you know are looking for any help with their mortgage and protection, please feel free to get in touch for a chat 📞

09/05/2023

‼️ EXCITING NEWS ‼️

Are you a first-time buyer with a track record of paying rent and household bills?

A top lender on the market are now offering a mortgage for up to 100% Loan To Value, meaning NO deposit is required, to help renters into their first home.

Should you meet the below criteria, this could be your time.

🟢Each applicant is a first time buyer.
🟢Each applicant is aged 21 or over.
🟢No adverse credit in the last 6 months.
🟢They have proof of having paid rent for at least 12 months in a row, within the last 18 months
🟢They have 12 months experience paying all household bills within the last 18 months.
🟢Must be the same people going on the mortgage that are currently renting.

Times are changing 🎉🎉

11/01/2023

Calling all first time buyers 🏠

Are you listening to all the changes in interest rates and wondering whether now is the right time to buy your first home?

Yes, the Bank of England base rate has been on the rise, however this is not slowing the housing market down.

According to Rightmove there has been 120 new property listings in a 10 mile radius of Skipton in the last 7 days!!

Whether you are looking now, or in a few months time, lets see how much you will likely be able to borrow. Once you have this information you will have a guide on how much you can likely purchase a house for and can therefore start hunting for your first home! 😁

I have access to 90+ lenders giving me ample opportunity to find the right mortgage for you.

Give me a shout 🗣

Rules are rules. If you don't keep up with your mortgage repayments, your home may be repossessed.