Mortgages with Hannie & Co

Mortgages with Hannie & Co Award Winning Mortgage & Protection Advisers 🏆 On the journey with you 🛣️ mortgageswithhannie.com/terms-and-conditions

Mortgages with Hannie & Co or Mortgages with… are trading styles of Mortgages with Hannie Ltd. which is DIRECTLY AUTHORISED by the Financial Conduct Authority under registration number 955853. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Some buy to let mortgages and commercial mortgages are not regulated by the Financial CONDUCT Authority.

14/06/2026

Income matters. But so do habits.

Lenders aren't just looking at how much money comes into your account each month. They're also looking at how you manage it.

Things like missed payments, persistent overdraft use, maxed-out credit cards and existing commitments can all paint a picture of your financial habits.

The good news? Good habits can work in your favour too.

Paying bills on time, managing credit responsibly and keeping your finances stable can all help strengthen your position.

It's one of the reasons two people earning the same salary can receive very different mortgage offers.

If you're wondering how lenders might view your situation, we're always happy to talk it through.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

🌟 Spotlight Review! 🌟There's nothing that makes us prouder than hearing from our wonderful clients. Your trust means eve...
12/06/2026

🌟 Spotlight Review! 🌟

There's nothing that makes us prouder than hearing from our wonderful clients. Your trust means everything to us, and we’re beyond excited to have been a part of your journey towards achieving your dreams.

At Mortgages with Hannie & Co., we don’t just secure mortgages - we build relationships that last a lifetime. 💼🏡

Thank you for choosing us, and here's to many more milestones and celebrations ahead! 🎉💪✨

A conversation we've had more than once this week..."I didn't think I'd be accepted."You'd be surprised how often people...
11/06/2026

A conversation we've had more than once this week...

"I didn't think I'd be accepted."

You'd be surprised how often people rule themselves out before they've even explored their options.

Get in touch, you might be surprised too.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

10/06/2026

If a home won’t sell… price is usually the reason 👀

Buyers are more informed than ever.

Don’t leave your remortgage too late.One of the biggest mistakes people make is waiting until the last minute to look at...
09/06/2026

Don’t leave your remortgage too late.

One of the biggest mistakes people make is waiting until the last minute to look at their options.

Starting the process around 4–6 months before your current deal ends gives you more time, more flexibility and often more choice when it comes to securing your next deal.

It also means less stress, less rushing and more chance to properly review what works best for your situation now, not just what worked a few years ago.

Your circumstances, income and goals can all change over time, and your mortgage should reflect that too.

If your current deal is ending this year and you’re not sure when to start looking, we’re always happy to help you plan ahead.

07/06/2026

What if the biggest risk to your home wasn't the mortgage itself?

What if it was your income stopping unexpectedly?

If you couldn't work tomorrow because of illness or injury, how long could you comfortably cover your mortgage, bills, food shop and everything else life throws at you?

It's not a pleasant thing to think about, which is probably why so many people avoid it.

But protecting your income is often one of the most important pieces of financial planning, especially if other people rely on what you bring home each month.

The reality is that most of us are far more likely to need time off work than we are to die during our working lives.

That's why income protection is worth understanding. If you'd like to know how it works and whether it's something worth considering, we're always happy to talk it through.❗️As with all insurance policies, conditions and exclusions will apply.

Before you blow the entire house deposit on Aperol Spritz, festivals and weekends away this summer...Just remember there...
04/06/2026

Before you blow the entire house deposit on Aperol Spritz, festivals and weekends away this summer...

Just remember there might be a little face like this waiting for you at the end of all that saving.

One of the things people don't talk about enough when buying a home is freedom.

Freedom to decorate.
Freedom to make it your own.
And yes... freedom to finally have a pet without checking tenancy agreements and pet clauses first.

A little summer fun is important. But future you, sat in your own home with a dog snoring at your feet, will probably be quite pleased you saved some of it too.

Remortgage tip: don’t assume your current lender is automatically your best option.A lot of people simply accept the fir...
02/06/2026

Remortgage tip: don’t assume your current lender is automatically your best option.

A lot of people simply accept the first offer they’re given because it feels easier, but taking the time to explore the wider market could mean finding a deal that suits your circumstances better.

It’s not just about the interest rate either. Fees, flexibility, overpayment options and how the mortgage fits your future plans all matter too.

What worked for you a few years ago might not be the best fit now.

That’s why it’s always worth reviewing your options properly before committing to a new deal.

If your current mortgage deal is coming to an end and you want to understand what’s out there, we’re always happy to help.

Address

33 Kirkgate
Silsden
BD200AJ

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