Legacy Mortgages & The Protectors

Legacy Mortgages & The Protectors Legacy Mortgages are part of The Protectors Financial. We are here to help with all of your mortgage needs as well as making sure you protect what matters most.

The Protectors Financial can assist you with all of your mortgage and insurance needs. Home Purchases, Re-mortgages, BTL's

Life Assurance, Critical Illness & Business Protection

17/04/2026

Are mortgage rates now going to reduce?

Have a great Easter weekend from Legacy Mortgages 🐣
03/04/2026

Have a great Easter weekend from Legacy Mortgages 🐣

13/03/2026

Mortgage lenders still increasing rates and some even withdrawing rates all together

10/03/2026

📉 Mortgage rates had been heading in the right direction… but the market has shifted quickly this week.

Only recently, swap rates (which lenders use to price fixed mortgages) had fallen to around a five-year low, and many expected mortgage rates to continue improving.

However, in the last few days we’ve seen swap rates spike sharply, largely due to global market uncertainty and the escalating conflict involving Iran, which has pushed energy prices higher and raised concerns around inflation again.

When swap rates move, lenders tend to react quickly – and that can mean mortgage rates increasing.

💡 What does this mean for borrowers?

If you are:
• Buying a property
• Remortgaging this year
• Or your fixed rate ends in the next 6–12 months

It may be worth reviewing your options sooner rather than later.

Many lenders allow you to secure a mortgage rate up to 6 months in advance, meaning you can protect yourself if rates rise further – while still having flexibility if the market improves.

If you’d like to understand your options or see what rates you could secure today, feel free to get in touch.

13/10/2025

🏡 Buying a property with no deposit❓

Have you always wanted to buy but never been in situation to save for deposit, there is a new lender come to market now offering 100% mortgages for home movers and first time buyers.

However just because you now can, does that mean you should?

This video shows an example of what monthly payments can look like for certain type of client.

There is pros and cons to this scenario and you should get expert advice for your situation to make sure it’s the correct decision for you.

But is 100% mortgages a good thing or not⁉️

(Figures are based on first buyer average purchase price of £190,000)

Nothing better than seeing this review on a Friday morning. Well done .c.watkins 🎊
14/03/2025

Nothing better than seeing this review on a Friday morning. Well done .c.watkins 🎊

Address

Unit 4 Darwin Court
Shrewsbury
SY35AL

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441743624426

Website

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