Perry View Mortgages & Financial Services

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Perry View Mortgages & Financial Services Kevin is an Independent Mortgage Adviser under the network Pi Financial Ltd. 🏡

Are you ready to take the next step in your property journey? 🏡Whether you're a first-time buyer eager to get on the pro...
31/10/2026

Are you ready to take the next step in your property journey? 🏡

Whether you're a first-time buyer eager to get on the property ladder, a homeowner looking to remortgage, or an investor seeking advice on buy-to-let opportunities, we've got you covered.

Our expert mortgage advisers are here to guide you through every stage of the process, offering tailored solutions to suit your unique needs. 🤩

We pride ourselves on providing clear, jargon-free advice to help you make informed decisions about your financial future. 🏡

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

🏡 Repayment Mortgage:Principal and Interest: With a repayment mortgage, you make regular monthly payments that cover bot...
29/10/2026

🏡 Repayment Mortgage:

Principal and Interest: With a repayment mortgage, you make regular monthly payments that cover both the interest on the loan and a portion of the amount borrowed. These payments are calculated to ensure that by the end of the mortgage term, you will have fully repaid the original loan amount.
Reducing Debt: Over time, the outstanding balance on your mortgage decreases with each payment. This means that you are steadily building up equity in your home as you make payments.
Higher Monthly Payments: Monthly payments for repayment mortgages are typically higher than those for interest-only mortgages because you are actively reducing the loan balance with each payment.

🏡 Interest-Only Mortgage:

Interest Payments Only: With an interest-only mortgage, you only pay the interest on the loan each month. You do not make any payments towards the amount borrowed.
No Reduction in Debt: As a result, the balance on the mortgage does not decrease over the term of the loan. This means that you need a separate plan or investment to pay off the principal at the end of the mortgage term.
Lower Monthly Payments: Monthly payments for interest-only mortgages are lower than those for repayment mortgages because you are not repaying the principal balance. However, this can lead to a larger debt that needs to be repaid at the end.

If you'd like to know more about either option and how they could benefit you, our team are on hand to answer your questions 👋🏼

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

What a sunrise this morning !!
24/10/2026

What a sunrise this morning !!

Not all mortgages are made equally, so the first one you see may not be the one for you 😮We can help you compare the dif...
24/10/2026

Not all mortgages are made equally, so the first one you see may not be the one for you 😮

We can help you compare the different mortgages available to you

Comparing the rates, terms, and fine print, helping you assess which would be the one for you

For our tailored approach to mortgages, get in touch 📱

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

The cost of income protection insurance can vary based on several factors. Insurance providers consider these factors wh...
15/10/2026

The cost of income protection insurance can vary based on several factors. Insurance providers consider these factors when determining your premium - here are a few of them:

👨🏼‍💼 Age: Younger individuals typically pay lower premiums because they are statistically less likely to experience a disability or illness that prevents them from working.

🧑🏽‍🔧 Occupation: The type of work you do can impact your premium. Riskier occupations or jobs with a higher likelihood of injury may result in higher premiums.

💷 Income: Your income level often determines the maximum benefit you can receive from income protection insurance. Higher-income individuals may pay higher premiums to ensure a larger benefit.

🩺 Health and Medical History: Your current health status and medical history play a significant role. Pre-existing conditions or a history of health problems may lead to higher premiums or exclusions from coverage.

🚬 Smoking Status: Smokers typically pay higher premiums due to the increased health risks associated with smoking.

🧍🏻‍♀️ Gender: Some insurance providers consider gender when setting premiums, as certain health conditions may be more common in one gender over the other.

⏰ Benefit Period: The length of time for which you receive benefits affects the premium. Longer benefit periods result in higher premiums.

✋🏼 Waiting Period (Elimination Period): The waiting period, which is the time between the start of your disability and when you begin receiving benefits, can impact the premium. Shorter waiting periods usually lead to higher premiums.

🛡️ Coverage Amount: The benefit amount you select influences your premium. A higher coverage amount results in higher premiums.

🧾 Provider and Policy Type: Different insurance providers have varying pricing structures, and the specific policy you choose can affect the premium.

Being pre approved means that you've met with a mortgage advisor and they've been able to secure you with an agreement i...
10/10/2026

Being pre approved means that you've met with a mortgage advisor and they've been able to secure you with an agreement in principle, which in turn means you could be offered a mortgage.

It's recommended that you consult with a mortgage broker who can evaluate your individual circumstances and assess your eligibility for a mortgage before you attend any viewings.

After your appointment with us, you'll be armed with:

The necessary documentation required to apply for a mortgage. 📝
We will determine the amount of deposit necessary for a specific mortgage product. 💷
Know how to address any potential issues and assist you in securing the mortgage. 🔑

Being pre-approved can put you ahead of others out there viewing with you, and can be vital when it comes to putting in an offer on your dream home 😍

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

We all know that prevention is better than cure 💊We also want to tell you that protection is better than suffering 🛡️By ...
08/10/2026

We all know that prevention is better than cure 💊

We also want to tell you that protection is better than suffering 🛡️

By having protection through life insurance, income protection or critical illness cover, your financial situation shouldn't have to suffer if the worst were to happen to you or an accident put a stop to your income

Even if you've got 6 months left on your current mortgage deal, the friendly team is still here for a chat.We understand...
01/10/2026

Even if you've got 6 months left on your current mortgage deal, the friendly team is still here for a chat.

We understand it can be daunting picking up the phone, especially with all the negative news at the moment, but we're here to offer support 💙

What can we do?

✅ We're able to help you search the market for a new deal - some that aren't even available on the high street

✅ We’ll secure your new rate, ready to start when your current mortgage product ends

✅ If another more attractive product, with a lower rate, comes along before your new one is due to start, we can switch you onto that one
That way you know you're not missing out on any savings, but protect yourself against any further rate rises.

So don't worry, we're here to take you through the whole process, book in a chat today 📲

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

It's time to gear up for a smooth transition and explore your next steps. Here's how to prepare:⏳ Mark Your Calendar: Kn...
27/09/2026

It's time to gear up for a smooth transition and explore your next steps. Here's how to prepare:

⏳ Mark Your Calendar: Know the exact date when your fixed rate ends. This will help you plan ahead and avoid any last-minute surprises.

💼 Review Your Finances: Take a closer look at your financial situation. What has changed since you first got your mortgage? Assess your income, expenses, and savings.

📊 Assess Your Options: As your fixed rate comes to an end, you'll have options to consider. You could switch to a new fixed rate, opt for a variable rate, or even remortgage with a different lender. We can help you weigh these options.

📞 Talk to Us: We're here to guide you through the process! Reach out to our expert team to discuss your situation and explore the best path forward.

📝 Gather Documents: Just like when you first got your mortgage, there will be paperwork involved. Start gathering documents like proof of income, credit reports, and any other relevant financial information.

📅 Start Early: Don't wait until the last minute to make decisions. Starting early, ideally 6 months before it's due, gives you time to research, compare rates, and make well-informed choices.

📈 Consider Your Goals: Reflect on your homeownership goals. Are you planning to stay in your current home for the long haul? Or is this a stepping stone to something bigger? Your goals will influence your decision.

Reach out to us with any questions or concerns you might have. Let's make the most of your mortgage journey together! 🌟

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

My partner owned a home previously but i'm a first time buyer, will that count? 🤔Unfortunately first time buyer status i...
22/09/2026

My partner owned a home previously but i'm a first time buyer, will that count? 🤔

Unfortunately first time buyer status is lost of one of the applicants has previously owned a home, that includes shared ownership homes 🏡

This also includes having to pay stamp duty as well, but you can still benefit from the increased threshold of £250,000 for stamp duty payments. 💷

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

Address

5 Claremont Hill
Shrewsbury
SY11RD

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm
Saturday 9am - 3pm

Telephone

+441743491066

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