What are the opening hours?

Monday 11am - 5pm Tuesday 9am - 5:30pm Wednesday 11am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 12pm

Ashton's Mortgage Solutions

Home
United Kingdom
Shenfield
Ashton's Mortgage Solutions

Call Directions Website

Brad Ashton is a mortgage & protection adviser based near Brentwood, Essex, working with Ernest May

30/10/2026

Is there anything scarier than a mortgage deal that doesn't fit your life? 🎃

October is the perfect time to check your monthly spending while the kids are busy with their sweets.

A quick look at your paperwork now could save you a lot of worry later this winter.

Grab your latest bank statement today and see exactly where your pennies are going.

Send me a message and I will help you see if a better deal is waiting for you 💬

📞 07827282720 | ✉️ [email protected]

28/10/2026

Did you know you could now buy a home with just a 2% deposit? 🏠

A major lender has launched a new deal to help people who are struggling to save a big lump sum.

They are also making it easier for contractors and locum doctors to get a mortgage approved.

With rates moving up and down quickly, being prepared with your paperwork is the best way to stay ahead.

Send me a message today and I can check if you qualify for these low-deposit deals 💬

📖 In this blog: This blog covers new mortgage deals that only require a 2% deposit and explains how lenders are helping contractors. It also discusses recent changes to how much middle-income families can borrow.

📞 07827282720 | ✉️ [email protected]

26/10/2026

You don't always have to ditch your current mortgage rate when you move house.

Porting allows you to take your existing deal with you to your new property.

It could save you thousands by avoiding early repayment charges on your current fix.

You will still need to pass your lender's latest affordability and credit checks.

Check your current mortgage offer today to see if your rate is portable. 🏠

Send me a message and I'll help you calculate if porting is your best move.

📞 07827282720 | ✉️ [email protected]

23/10/2026

Most lenders let you pay 10% extra on your mortgage every year without a penalty.

This small shift reduces the total interest you pay and builds equity in your home faster.

Even adding a little extra each month can knock years off your total mortgage term.

Check your latest mortgage statement for 'Early Repayment Charges' before you start.

Send me a message and I’ll help you understand your specific lender's rules. 🏠

📞 07827282720 | ✉️ [email protected]

21/10/2026

Thinking of using the 'Bank of Mum and Dad' to get on the ladder?

Family members can often gift you deposit funds, but lenders have a few non-negotiable rules.

You will need a signed letter confirming the money doesn't need to be repaid.

The person gifting the funds must also provide proof of where the money originated.

Start by asking your family for their bank statements now to avoid delays later.

Send me a message and I can explain exactly what your donor needs to provide. 🏡

📞 07827282720 | ✉️ [email protected]

19/10/2026

Did you know some mortgage deals are being pulled from the market with only a few hours' notice? ⏱️

Banks are changing their prices because the cost of borrowing money between banks has increased.

If your fixed rate ends in the next six months, you can secure a new rate now to protect yourself.

If rates happen to drop before your new deal starts, you can usually switch to the lower one.

Drop me a message and I can check which lenders will be most generous for your situation 💬

📖 In this blog: This article explains why lenders are changing mortgage prices quickly and how borrowers can secure a rate early. It also covers how banks are currently checking what people can afford to borrow.

📞 07827282720 | ✉️ [email protected]

16/10/2026

Over 11,000 mortgages were approved in the last month alone. Specifically, 11,845 people successfully secured a mortgage offer to move or remortgage. This shows that despite economic shifts, the market remains active and lenders are still lending. If you have been waiting on the sidelines, the market is moving forward without you. Get your paperwork ready early to ensure a smooth application process. Send me a message to get your application started.

✅

📞 07827282720 | ✉️ [email protected]

14/10/2026

Your household budget might be on a stronger footing than the experts first thought.

New data shows UK incomes grew by 1.1% in the first six months of the year.

A resilient economy often leads to better stability in the mortgage market.

Higher recorded income could mean you qualify for a larger loan than you expected.

Check your latest payslips to see how your recent pay rises impact your borrowing power.

Send me a message and I'll run your numbers to see what you could borrow now.

📞 07827282720 | ✉️ [email protected]

12/10/2026

UK house prices have grown by 1.4% over the past twelve months. This modest increase is good news for homeowners looking to protect the equity in their property. It also means the market isn't overheating, which is helpful for those trying to save a deposit. Stability in prices makes it easier to plan your next move with confidence. Check your current mortgage balance against your property value to see your equity position. Message me to see how much equity you could unlock.

🏠

📞 07827282720 | ✉️ [email protected]

09/10/2026

Inflation is currently at 4.20%, which is higher than the current wage growth of 3.53%. This gap matters because it affects how much spare cash you have for mortgage payments. The Bank of England watches these numbers closely when deciding whether to move interest rates. For homeowners, it means being extra careful with monthly budgeting and fixed-rate choices. Check your monthly outgoings to see how inflation is impacting your mortgage readiness. DM me if you want to review your budget.

📊

📞 07827282720 | ✉️ [email protected]

Address

Shenfield

Opening Hours

Monday	11am - 5pm
Tuesday	9am - 5:30pm
Wednesday	11am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 12pm

Telephone

+441277361700

Website

http://www.ernestmay.com/

Alerts

Be the first to know and let us send you an email when Ashton's Mortgage Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Show All