Mortgage Links

Mortgage Links Your friendly, local, fee-free mortgage broker.

03/06/2026

Self Employed- Net Profit

Most self-employed people get this wrong… 👇

When it comes to mortgages, most lenders look at salary + dividends if you’re a limited company director.

But here’s the part hardly anyone talks about 👀

Some lenders will use your net profit instead — which can make a BIG difference.

So if you’re leaving money in your business each year…

You could potentially borrow more than you think 💸

That’s why using the right lender matters.



⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

Another happy client ⭐“We would highly recommend Lauren Conroy at Mortgage Links. As first time buyers, we were very ner...
20/05/2026

Another happy client ⭐

“We would highly recommend Lauren Conroy at Mortgage Links. As first time buyers, we were very nervous about the mortgage process and Lauren was always on hand to answer any questions we had. The use of video calls and ability to book in for meetings on the website was very useful also.”

Buying your first home can feel overwhelming, but having the right support makes all the difference. We’re so glad Lauren could make the journey easier and more reassuring every step of the way 💙

Thinking about your first home? We’re here to help make it simple.

16/05/2026

Buying a £270K home — what income do you really need? 👀

With a 10% deposit, you’d need a minimum of around £40K-£54K household income in most cases

Monthly payments? Roughly £1,200- and that’s before bills ⚠️

Want to know what YOU could afford? Drop “270K” below 👇



⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

15/05/2026

Buying a home isn’t just about the deposit 👀

There are 7 key costs you NEED to budget for — and most people forget at least a couple of them…

From solicitor fees to surveys and even moving costs… it all adds up fast 💸

If you’re planning to buy soon, make sure you go in with the full picture — not just the headline number.



⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

13/05/2026

Big news for first-time buyers 👀

Halifax has launched a new mortgage product allowing buyers to get on the property ladder with just a £5,000 deposit 🏡

For many people, saving the deposit is the hardest part — so products like this could make homeownership more accessible.

Of course, there are still affordability and lending criteria to meet, but it’s definitely an interesting move in the market.

If you’re wondering whether you’d qualify or want to explore your options, send us a message 📩

Your home may be repossessed if you do not keep up repayments on your mortgage.

With high loan-to-value mortgages, there is also a risk of negative equity if property prices fall, meaning you could owe more than the property is worth.

11/05/2026

How I Help First Time Buyers🏡 First-Time Buyer? Here’s exactly how I help you get your first mortgage 👇

Step 1️⃣ — We sort your deposit
I’ll show you how much you need (usually 5–10%) and the best ways to make it work.

Step 2️⃣ — I work out what you can borrow
No guesswork — I properly check your income, credit score & outgoings.

Step 3️⃣ — I secure your Decision in Principle
So you can confidently start making offers on homes.

Step 4️⃣ — You find the property
And I’ll guide you on what’s realistic for your budget.

Step 5️⃣ — I handle the mortgage application
Matching you with the RIGHT lender and dealing with all the paperwork.

Step 6️⃣ — I manage everything through to completion 🔑
Working with lenders & solicitors until you get the keys to your first home.

Buying your first home doesn’t have to be confusing — that’s what I’m here for 🙌

📲 Book a meeting at mortgagelinks.co.uk

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

Looking for expert mortgage advice without the extra cost? 👀At Mortgage Links, our service is completely fee-free – mean...
11/05/2026

Looking for expert mortgage advice without the extra cost? 👀

At Mortgage Links, our service is completely fee-free – meaning you get professional guidance, support, and access to the best deals without paying a broker fee.

Whether you’re a first-time buyer, moving home, investing in buy-to-let, or looking to protect your future with life insurance, we’re here to make the process simple and stress-free.

Get started today and see how easy your mortgage journey can be 💙

Getting your mortgage offer approved is a HUGE milestone 🏡✅But many buyers don’t realise the process isn’t over just yet...
09/05/2026

Getting your mortgage offer approved is a HUGE milestone 🏡✅

But many buyers don’t realise the process isn’t over just yet…

Here are 5 common mistakes that could delay — or even risk — your mortgage before completion 👇

❌ Taking out new credit
❌ Changing jobs
❌ Missing payments
❌ Ignoring solicitor paperwork
❌ Thinking the process is finished

The best thing you can do after mortgage approval?
👉 Keep everything stable until you get the keys.

If you’re buying your first home, moving house, or remortgaging, we’re here to help every step of the way.

📩 DM us for mortgage advice
📍 UK Mortgage Brokers

🏡 My fixed rate is ending — what should I do next?If your mortgage deal is coming to an end, doing nothing could cost yo...
08/05/2026

🏡 My fixed rate is ending — what should I do next?

If your mortgage deal is coming to an end, doing nothing could cost you more than you think 💸

Here’s what you need to know:

✔️ You’ll likely move onto your lender’s higher SVR
✔️ Your monthly payments could increase
✔️ You still have time to secure a better deal

The good news? You have options 👇
🔄 Remortgage for a better rate
🔁 Switch deals with your current lender
📉 Consider tracker or variable rates
💸 Overpay to reduce long-term costs

⏳ The key is to act early—ideally 3–6 months before your deal ends.

If you’re wondering “my fixed rate is ending — what should I do next?”, now is the time to review your options and take control.

📞 Need help finding the best deal?
Book a free consultation today 👉 www.mortgagelinks.co.uk

07/05/2026

What is Loan to Value (LTV)?

Most people hear “loan to value” and switch off… but it’s actually simple 👇

It’s just the percentage of the property you’re borrowing vs what you put down.

The lower your LTV, the better the deals you’ll usually get 💸

The higher it is, the more expensive things can be.

Understanding this one number can literally save you thousands over time.

Want to know what your LTV would be? Book a meeting.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

124 Handsworth Road
Sheffield
S94AE

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+447496002997

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