Citrus Financial Management

16/10/2026

Worried you’re not doing enough for the retirement you want?

You may be paying into a pension and doing all the right things on paper, but still have no clear idea what it could actually provide when you retire — or how much you might really need.

It’s easy to let retirement planning slide and hope everything will work out.

That’s exactly why we’re hosting The Pension Reality Check at Kingdom, Penshurst on Tuesday 20 October.

A relaxed, practical evening with clear guidance, a Q&A with our advisers, drinks and bowl food.

No pressure. No jargon. Just a chance to understand where you stand and what you could do next.

Register your place here: https://citrusfinancial.co.uk/pension-reality-check/

15/10/2026

Just 10 places left for The Pension Reality Check next Tuesday.

If you have pensions from different jobs, but no clear idea what they might actually provide in retirement, this evening is for you.

Join us at Kingdom, Penshurst on Tuesday 20 October for a relaxed, practical evening with our advisers.

We’ll look at questions such as:

• Are you saving enough?
• What could your pension pot actually provide as an income?
• How much might you need for the retirement you want?
• What can you still do now to improve your position?

Arrival drinks from 6.30pm, presentation and Q&A from 7.00pm, followed by bowl food, drinks and time to chat informally with our advisers.

No pressure. No jargon. Just a useful evening to help you understand where you stand.

Places are free, but registration is essential.

https://citrusfinancial.co.uk/pension-reality-check/

15/10/2026

A big thank you to everyone who joined us last night for First Home, First Steps in East Grinstead.

It was a really enjoyable evening, with plenty of great questions and some very useful discussion around the mortgage, property and legal sides of buying a first home.

Thank you to Steve Ody for covering the mortgage do’s and don’ts, to Sam Benson of RH & RW Clutton for sharing her insight into the property-buying process, and to Elizabeth Philp of Setfords Solicitors for making the legal side feel that bit less daunting.

A special thank you too to David Braithwaite for hosting the Q&A and helping bring all three perspectives together.

We’re also very grateful to RH & RW Clutton for hosting us so warmly.

Most of all, thank you to everyone who came along, asked questions and helped make it such a relaxed and interesting evening.

We hope you left feeling a little more confident about what to do next and, just as importantly, what to avoid along the way.

13/10/2026

Last few places remaining for tomorrow evening!

If you’re thinking about buying your first home – or helping someone in your family buy theirs – there’s still time to join us for First Home, First Steps in East Grinstead.

It should be a really useful, relaxed evening with a mortgage adviser, estate agent and property solicitor all sharing practical tips, common mistakes to avoid and answering questions.

Hopefully interesting, definitely useful, and with refreshments and nibbles too.

📅 Wednesday 14 October
🕡 6.30pm arrival | 7.00pm start
📍 East Grinstead
🎟️ Free to attend

We’ve only got a few places left, so if you’d like to come along, reserve your place here: https://citrusfinancial.co.uk/first-time-buyer-event-east-grinstead/

Join our free first-time buyer event in East Grinstead on 14 October. Get practical mortgage, property and legal advice from three local experts.

12/10/2026

Buying your first home is exciting. It can also be pretty daunting.

There’s a lot you suddenly need to understand, and it’s not always obvious what you should be doing, or just as importantly, what you should avoid doing.

That’s really what our First Home, First Steps evening is about.

We’ve brought together a mortgage adviser, estate agent and property solicitor to talk you through the process, share the common mistakes they see and help make buying your first home feel a little less overwhelming.

It’s a couple of hours out of your evening, but if it helps you avoid one mistake or makes the whole process a bit less stressful, we think it’ll be time well spent.

It’s this Wednesday in East Grinstead, it’s completely free, and we still have some places available.

And if you’re a mum, dad or family member helping someone buy their first home, please come along too.

📅 Wednesday 14 October
🕡 6.30pm arrival | 7.00pm start
📍 East Grinstead

Come and join us: https://citrusfinancial.co.uk/first-time-buyer-event-east-grinstead/

11/10/2026

Thinking about buying your first home? Don’t wait until you’ve found the perfect property to start thinking about the mortgage.

Understanding your budget, deposit and likely borrowing position early can make the whole property search much easier.

Steve Ody will be covering this — along with other practical mortgage do’s and don’ts — at First Home, First Steps in East Grinstead this Wednesday.

He’ll be joined by estate agent Sam Benson and property solicitor Elizabeth Philp, bringing the mortgage, property and legal sides of buying a first home together in one evening.

📅 Wednesday 14 October
📍 East Grinstead
🕡 6.30pm arrival | 7.00pm start
🎟️ Free to attend

We still have a few places available, so if you’d like to join us, you can reserve your place here: https://citrusfinancial.co.uk/first-time-buyer-event-east-grinstead/

Parents and family members helping a first-time buyer are very welcome too.

09/10/2026

Thinking about buying your first home? There’s still time to join us.

Next Wednesday, Steve Ody will be joined by estate agent Sam Benson and property solicitor Elizabeth Philp for First Home, First Steps: A Practical Guide to Buying with Confidence in East Grinstead.

In one practical evening, they’ll cover the mortgage, property and legal sides of buying a first home - with plenty of time for questions afterwards.

You don’t need to be ready to buy straight away. If a first home is somewhere on your horizon, or you’re helping a family member buy theirs, you’re very welcome.

📅 Wednesday 14 October
📍 East Grinstead
🕡 6.30pm arrival | 7.00pm start
🎟️ Free to attend

We still have some places available.

Reserve your place here: https://citrusfinancial.co.uk/first-time-buyer-event-east-grinstead/

07/10/2026

Do you know what your pension is actually on track to give you?

You may have built up pension savings over a number of years, perhaps across several different pots. But knowing what they’re worth today is not the same as knowing what kind of retirement they could provide.

That’s exactly what we’ll be exploring at The Pension Reality Check on Tuesday 20 October at Kingdom, Penshurst.

We’ll look at what “enough” might mean, the role of the State Pension, the choices you could face as retirement gets closer and the practical steps you can consider now.

There will also be a dedicated Q&A with our panel of advisers, followed by drinks and bowl food at Kingdom.

Tuesday 20 October
6.30pm arrival | 7.00pm presentation
Kingdom, Penshurst

Places are free, but registration is essential:
https://citrusfinancial.co.uk/pension-reality-check/

07/10/2026

One week to go – and we still have a few places available.

If buying your first home is on the horizon, join us in East Grinstead next Wednesday for First Home, First Steps: A Practical Guide to Buying with Confidence.

In one evening, you’ll hear from three local experts covering the key parts of the home-buying process:

Steve Ody, Citrus Financial – getting mortgage-ready
Sam Benson, RH & RW Clutton – finding a property and making an offer
Elizabeth Philp, Setfords Solicitors – what happens on the legal side

There’ll also be time for questions and an informal chat with the speakers afterwards.

You don’t need to be ready to buy straight away – and parents or family members helping a first-time buyer are very welcome too.

📅 Wednesday 14 October
📍 East Grinstead
🕡 6.30pm arrival | 7.00pm start
🎟️ Free to attend

We still have some places available, so if you’d like to join us, reserve yours here: https://citrusfinancial.co.uk/first-time-buyer-event-east-grinstead/

04/10/2026

Is a first home somewhere on the horizon?

You don’t need to be ready to buy tomorrow to come along to First Home, First Steps.

Whether you’re still saving, beginning to look at properties or helping a son or daughter onto the property ladder, our free East Grinstead evening is designed to help you understand what happens next.

Mortgage adviser Steve Ody, estate agent Sam Benson and property solicitor Elizabeth Philp will cover the mortgage, property and legal sides of buying a first home – followed by plenty of time for questions.

📅 Wednesday 14 October
📍 East Grinstead
🎟️ Free to attend

Find out more and reserve your place: https://citrusfinancial.co.uk/first-time-buyer-event-east-grinstead/