Lakeview Financial Services Ltd

10/06/2025

Would you trust just 𝘢𝘯𝘺𝘰𝘯𝘦 with your biggest financial asset?

For many homeowners over 55, your home isn’t just where you live - it’s your 𝘭𝘢𝘳𝘨𝘦𝘴𝘵 source of wealth.

Unlocking that value through equity release can be life-changing… but only if you get the 𝘳𝘪𝘨𝘩𝘵 𝘢𝘥𝘷𝘪𝘤𝘦.

Here are 5 ways to choose the right equity release adviser:
👉 Are they FCA regulated?
👉 Do they follow Equity Release Council standards?
👉 Are they true specialists in later-life lending?
👉 Do they put the client first and foremost 100% of the time?
👉 Are they whole of market advisers?

At Lakeview Financial Services Ltd we tick all those boxes and more.

If you're considering equity release, make sure your adviser puts your needs first. The wrong advice can cost you dearly. While the right advice can open doors.

📩 Ready to explore your options with confidence? Email [email protected]

Send a message to learn more

02/12/2023

HO HO HO! Christmas is just round the corner and for many people this year it will be more expensive than last year - the cost of living crisis, and higher food bills all contribute to belts needing to be tightened.
One way you can relieve the strain is to look at your mortgage deal - is it costing you too much, or are other debts plus the mortgage putting a strain on things? Why not have a free mortgage review and see if you can cut costs?

21/10/2021

Homeowners who are coming to the end of a mortgage deal are being urged to protect their finances by locking into a new fixed-rate loan.

A tsunami of higher energy and food bills, plus inflation heading towards four per cent, means key household bills are on the increase.

And with the Governor of the Bank of England, Andrew Bailey, warning that interest rates will be pushed up if higher inflation becomes persistent, mortgages are also likely to get more expensive. Bailey has not ruled out a rate rise before the end of the year.

Liz Hayes, Mortgage expert at Lakeview Financial Services Ltd, says talk of the need for interest rates to rise to curb inflation means now could be the right time to lock into a loan that will provide homeowners with payment certainty. She adds: 'Being able to lock down the cost of what is typically the single biggest household outgoing, at a time when other costs are climbing, will help build resilience into homeowners' monthly budgeting.'

Although banks and building societies have no shortage of funds to lend to borrowers – a result of record amounts of money being squirrelled away in savings accounts – Liz believes it is only a matter of time before mortgage prices start rising.

'The more the markets expect a rate rise, the more likely it will feed into higher funding costs for lenders,' she says.

'Lenders have been competing hard to make rates stand out, so profit margins have been cut to the bone.'

For most homeowners coming to the end of a current deal, a fixed-rate loan is the soundest option. It offers payment certainty as well as protection against rising interest rates which a standard variable rate, discounted rate or a tracker do not.

'You can fix a new deal six months in advance with most lenders,' she says.

To talk about your own situation please contact Liz on 07899 774416 or via Messenger

Independent Mortgage, Equity Release and Insurance brokers offering whole of market advice in a frie

08/09/2021

Mortgage rates are falling 😁

There are many rates available under 1% 🥳

Might now be the time to review your mortgage and see if you're eligible for one of these?

If you want to chat through your options PM me on here or 📞 07899 774416

27/05/2021

Had a client today who is a victim of the comparison sites such as meerkats etc. He regularly goes onto these comparison sites and gets quotes for everything from car insurance to loans to credit cards according to him he just likes shopping around and seeing what's out there - unaware that each time he does this it is leaving a footprint on his credit file. Today, when he wants to get a mortgage and comes to me, he is declined by multiple lenders as he fails their credit score - not because he has a poor rating - far from it, but because in the last few months he has 52 separate searches on his file - this makes Lenders believe he is desperately seeking credit, and therefore they decline his application. So a lesson to some and a reminder to others - be very wary when looking at comparison sites - as when you really need credit it may work against you.

28/04/2021

25/04/2021

23/04/2021

The Government backed 95% Mortgage guarantee scheme has launched. This time it's not just for first time buyers. If you're struggling to get a larger deposit maybe you don't need to! Get in touch today to see if your dreams can become a reality.

16/03/2021

BREAKING NEWS .... AVAILABLE TOMORROW (WEDNESDAY) FOR A LIMITED TIME ONLY AND ONLY THROUGH A BROKER!!! 95% LTV mortgages for first time buyers. Demand for these products will be high and so it could be withdrawn at short notice - don't miss out give us a call on 07899 774416 to discuss your requirements.

11/03/2021

Always good when you can help someone - here's a review from a recently completed mortgage helping mother and son.

Read what clients have written about Elizabeth Hayes of Lakeview Financial Services Ltd - One of our Financial Advisers in Selby

05/03/2021

Great news that 95% loan to value mortgages are set to make a return in April, thanks to the Government's Mortgage Guarantee Scheme. This will allow more first time buyers to get on the ladder, which in turn will boost the rest of the housing market too.

If you or anyone you know wants to look at these 95% mortgages, or indeed any mortgages at all please feel free to get in touch, I'll happily talk you through your options.