04/06/2026
Thinking about buying a house but feeling unsure about the costs? It's definitely a big financial step, so getting prepared is key. Here's a quick checklist of potential expenses you'll want to factor into your budget – some might not be top of mind!
⭐ House Deposit - Your initial upfront payment.
⭐ Broker/Adviser Fees - Costs for professional advice on mortgages.
⭐ Survey - Paying for an expert to assess the property's condition.
⭐ Solicitors' Fees - Legal costs for handling the property transfer.
⭐ Emergency Fund - Having a financial cushion for unexpected expenses.
⭐ Insurance - Covering your new property (buildings and contents).
⭐ Moving Costs - The expense of physically relocating your belongings.
⭐ Stamp Duty - A tax on property purchases (in England and Northern Ireland)
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Your property may be repossessed if you do not keep up payments on a mortgage or loan secured against it. Exe Mortgages Ltd. is authorised and regulated by the Financial Conduct Authority (FCA).