JXP

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JXP Established in 2007, JXP have access to 1000’s of mortgages from the whole of the market. Experts in first time buyer mortgages.

We offer advice online, as well as face to face or over the phone. Speak to one of qualified advisers today We have access to 1000's of mortgages and have helped 100's of clients obtain a mortgage. Offices in Peacehaven and Seaford, or we can come to you.

As the leaves start to turn, it's a good time to check in on your mortgage plans too.A few things worth doing this autum...
18/10/2026

As the leaves start to turn, it's a good time to check in on your mortgage plans too.

A few things worth doing this autumn: review your budget now that summer spending has settled down, keep an eye on your credit score so you're in the best position when you apply, and if your fixed rate is ending in the new year, start the conversation with us early. Rates and lender criteria can shift, so getting ahead of it gives you more options.

Not sure where to start? The team at JXP is here to help you get mortgage ready this season.

📞 01323 890302 | 01273 041030

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think being a contractor makes getting a mortgage harder? It doesn't have to be.There's no special "contractor mortgage,...
16/10/2026

Think being a contractor makes getting a mortgage harder? It doesn't have to be.

There's no special "contractor mortgage," lenders just assess your income differently depending on your setup. Day-rate contractors often have their rate annualised to work out earnings, which can unlock more borrowing power than you'd expect.

The key is preparation: up-to-date contracts, invoices, and a solid credit history all help build a strong application. The earlier you seek advice, the more time you have to get everything in order.

Thinking about your options as a contractor? Get in touch and we'll talk you through it.

📞 01323 890302 | 01273 041030

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think the only way to get help from family is putting them on the mortgage and the title? That's not quite right.With a ...
13/10/2026

Think the only way to get help from family is putting them on the mortgage and the title? That's not quite right.

With a Joint Borrower Sole Proprietor mortgage, a family member's income can help boost what you can borrow, without them being added to the property deeds. That means you stay the sole legal owner, while still getting the extra support you need to get on the ladder or afford the right home.

It's a bit more complex than a standard mortgage, so it's worth talking it through with someone who knows the ins and outs.

Thinking this could work for you? Get in touch and we'll walk you through it.

📞 01323 890302 | 01273 041030

Your home may be repossessed if you do not keep up repayments on your mortgage.

The move that finally happened.Moving home isn't always straightforward. Between selling your current property, budgetin...
08/10/2026

The move that finally happened.

Moving home isn't always straightforward. Between selling your current property, budgeting for stamp duty, and working out how much you can actually borrow for the next place, it's easy to feel overwhelmed before you've even found your next home.

For this client, the answer was porting their existing mortgage, taking it with them to the new property rather than starting from scratch. That meant avoiding the early repayment charge they would have faced by coming away from their fixed rate. On top of that, we secured an additional £65,000 in borrowing to make the new purchase work, based on their income, existing commitments, and the loan-to-value on the new home.

Every lender calculates affordability differently, so getting specialist advice made all the difference here. With the deal structured properly and the timing managed carefully, everything completed right when it needed to, keeping the chain together and the move on track.

Thinking about your own move? Whether porting makes sense for you or you need a fresh mortgage altogether, we're here to talk it through.

📞 01323 890302 | 01273 041030

Your home may be repossessed if you do not keep up repayments on your mortgage.

Getting turned down by your bank doesn't mean you're out of options. Banks only offer their own products, so a decline f...
06/10/2026

Getting turned down by your bank doesn't mean you're out of options. Banks only offer their own products, so a decline from them isn't the full picture.

We work with over 100 lenders, including specialists who look at applications differently, whether that's self-employed income, a lower credit score, or a more complex situation. What one lender says no to, another might say yes to.

Been declined before? Don't rule yourself out. Get in touch and let's see what's actually possible.

📞 01323 890302 | 01273 041030

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our First Time Buyer Clinic is back!Whether you're just starting to think about buying or ready to take the next step, c...
01/10/2026

Our First Time Buyer Clinic is back!

Whether you're just starting to think about buying or ready to take the next step, come along and get clear answers on how much you could borrow, what deposit schemes are available, and how to access exclusive deals from over 100 lenders.

📅 Saturday 3rd October 2026
📍 Clinton Place, Seaford
💯 100% free to attend

Spaces are limited, so don't miss out. Get in touch to secure your spot.

📞 01323 890302
🌐 www.jxpc.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think being self-employed rules you out of getting a mortgage? It doesn't, though it can feel that way with all the extr...
30/09/2026

Think being self-employed rules you out of getting a mortgage? It doesn't, though it can feel that way with all the extra paperwork involved.

Many lenders now offer products specifically designed for self-employed applicants, taking into account things like variable income, dividends, or a shorter trading history. It's less about whether you qualify and more about finding a lender who understands how you're paid.

Not sure where you stand? Get in touch and we'll talk you through your options.

📞 01323 890302 | 01273 041030

Your home may be repossessed if you do not keep up repayments on your mortgage.

Another happy client, another mortgage secured!Our amazing team pride ourselves on quick responses and clear guidance ev...
28/09/2026

Another happy client, another mortgage secured!

Our amazing team pride ourselves on quick responses and clear guidance every step of the way, taking the stress out of getting a mortgage sorted.

Thinking about your next move?

We're here to help you understand your options, give us a call on 01323 890302 or 01273 041030.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Not sure if it's time to remortgage? Here are a few signs worth paying attention to.If your fixed rate is ending soon, y...
24/09/2026

Not sure if it's time to remortgage? Here are a few signs worth paying attention to.

If your fixed rate is ending soon, your home has gone up in value, your credit score has improved, you're thinking about releasing some equity, or your current deal is costing you more than it should, it's worth exploring your options.

Speak to the team and we'll help you figure out what makes sense for your situation.

📞 01323 890302 | 01273 041030

Your home may be repossessed if you do not keep up repayments on your mortgage.

Getting on the property ladder starts with knowing where you stand. A few things worth sorting out first: work out your ...
22/09/2026

Getting on the property ladder starts with knowing where you stand. A few things worth sorting out first: work out your budget and how much you could realistically borrow, start saving towards your deposit and keep an eye on your credit score, and get a Decision in Principle so you're ready to move when you find the right place.

It's a lot to take in, but you don't have to figure it out alone. The team at JXP will walk you through each step and help you understand exactly what you need to do next.

Ready to get started? Get in touch and let's talk through your options.

📞 01323 890302 | 01273 041030

Address

6 Clinton Place
Seaford
BN251NL

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+441323890302

Website

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