Matthew Herriott - Mortgage Advice - Venture Mortgage Management

Matthew Herriott - Mortgage Advice - Venture Mortgage Management Whole of market, independent mortgage and protection advisor. 24 years financial services experience.

🐣 H O L I D A Y 🐣 Please note that I’m now on annual leave, returning on Tuesday 7th April. Due to the current mortgage ...
31/03/2026

🐣 H O L I D A Y 🐣

Please note that I’m now on annual leave, returning on Tuesday 7th April.

Due to the current mortgage climate, I will be responding to emails & messages in the evenings only.

You can still reach me on the details above.

Have a lovely Easter break! 🐣

The mortgage market has been moving quickly recently, with lenders adjusting rates and products as wider economic condit...
30/03/2026

The mortgage market has been moving quickly recently, with lenders adjusting rates and products as wider economic conditions change.

If your deal is ending this year, it may be worth understanding what options are available now rather than waiting.

Early clarity can make a big difference.

Don’t hesitate to contact me via the information in the graphic. 📱 📧 ☎️

The last week has been challenging, with rates rising and some lenders pulling deals with as much as 2hrs notice.If you ...
24/03/2026

The last week has been challenging, with rates rising and some lenders pulling deals with as much as 2hrs notice.

If you have a remortgage in the next 6 months, or need some advice or guidance, please reach out.

~ Matt

Global events can feel far away… but they often hit closer to home than we expect.With ongoing tensions in the Middle Ea...
17/03/2026

Global events can feel far away… but they often hit closer to home than we expect.

With ongoing tensions in the Middle East, we’re already seeing pressure on fuel prices — and that can feed into wider inflation.
And when inflation rises, interest rates can follow.

For homeowners, that can mean:
• Higher mortgage rates
• Increased monthly payments
• More uncertainty when deals come to an end

But here’s the key thing 👇
You don’t need to panic — you need a plan.

Reviewing your options early, understanding your numbers, and getting advice can make a huge difference.

Clarity > uncertainty. Every time.

If you’re concerned about how this might affect your mortgage, I’m always here for a chat.

— Matt

You don’t have to use your bank for your mortgageA lot of people assume their current bank is their only option.In reali...
04/03/2026

You don’t have to use your bank for your mortgage

A lot of people assume their current bank is their only option.

In reality, different lenders suit different situations — which is why advice and research matter.

The right lender isn’t always the one you bank with.

Before you apply for a mortgage, check this first…Before thinking about rates or lenders, it helps to understand:• Your ...
02/03/2026

Before you apply for a mortgage, check this first…

Before thinking about rates or lenders, it helps to understand:
• Your monthly affordability
• Your deposit position
• Your credit profile

The strongest applications are the best prepared ones.

Did you know that you could potentially get a mortgage with a 2% deposit, where lots of lenders only require 5%.Please g...
18/02/2026

Did you know that you could potentially get a mortgage with a 2% deposit, where lots of lenders only require 5%.

Please get in touch and see how I can help you on your home buying journey.

Buying your first home is a daunting process.Your first home starts with a plan, not just a viewing.Knowing your afforda...
16/02/2026

Buying your first home is a daunting process.

Your first home starts with a plan, not just a viewing.

Knowing your affordability and deposit options turns “maybe one day” into “let’s do this.”

This week, I had a meeting with some clients who were First Time Buyers 2yrs ago, and their initial rate was coming to e...
12/02/2026

This week, I had a meeting with some clients who were First Time Buyers 2yrs ago, and their initial rate was coming to expiry. We initially took out a 40 yr term and a rate of 5.81%.

Come to renewal, the rates have dropped to 4.09%, so a nice monthly saving for them. However, after discussions, they could continue to pay the same amount per month so we reduced the term instead, knocking 13yrs off the mortgage, with it now being a 25yr term!

Rates aren’t always the drivers here, it’s about understanding your clients situation and providing good advice.

Is your fixed rate ending this year?Many people don’t realise you can often review remortgage options up to 6 months bef...
09/02/2026

Is your fixed rate ending this year?

Many people don’t realise you can often review remortgage options up to 6 months before your current deal ends.

That head start can make a big difference when it comes to planning and peace of mind.

If you’re unsure when yours ends, it’s worth checking .

My approach to mortgage advice is simple: no pressure, no jargon, and no rushed decisions.Whether you’re buying now or j...
06/02/2026

My approach to mortgage advice is simple: no pressure, no jargon, and no rushed decisions.

Whether you’re buying now or just thinking ahead, clarity always comes first.

Address

16 Sutton Road
Seaford
BN251RU

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+447921529110

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