20/07/2026
In contrast to last month's rate reductions, we're now seeing many high street lenders preparing to increase their mortgage rates over the coming days.
If your mortgage is due for renewal in the next few months, securing a rate now could help protect you from these increases. The good news is that locking in a rate doesn't necessarily mean you're tied to it – if rates fall again before your mortgage completes, we can usually switch you to a better product.
As part of my service, I'll continue to monitor the market even after your application has been submitted, ensuring you have access to the most competitive deal available right up until completion.