Natalie Baker Finance Planning Group

20/01/2024

Great day yesterday as always at the Finance Planning Group annual conference. Heard first hand from a number of guest speaks about their view on the financial landscape. Also heard from many lenders around some of their unique benefits for our clients. Always a great day👏🏻👏🏻👏🏻😃

12/12/2023

🤣🤣🤣
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11/12/2023

What better way to start the week, than with a lovely review from one of my lovely customers! 😁🙏
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11/10/2023

Another week, another set of Feefo reviews from my lovely customers🥰[email protected]

06/09/2023

Moving home is stressful. We’re here to make it a whole lot easier. As whole of market mortgage advisers, we can find the right deal for you https://nataliebaker.financeplanning.co.uk/
This week alone a number of high street lenders have made reductions across their product range
Please do get in touch today 😀👉Mob: 07507697910

20/08/2023

Good luck to our lionesses today 🦁🦁🦁🦁🏴󠁧󠁢󠁥󠁮󠁧󠁿

15/08/2023

For me there is nothing better than a happy customer. Afterall its why we do what we do! Thank you to all my lovely customers 😁

04/07/2023

Later Life Lending is proving a popular alternative to having to downsize to release equity from your property, especially in the current climate. If you would like to have a chat about this please do get in touch [email protected] 😊

22/06/2023

https://www.bbc.co.uk/news/live/business-65977222

Not a huge surprise that the Bank Of England has raised the Base Rate for the thirteenth time in a row to 5%
Although this will be unsettling for many, there are still a number of options out there that may help:
• If your fixed rate is about to end in the next 6 months, get in touch, most lenders allow the option to lock into a new rate now, which will start when your Fixed rate is due to end. This can help safeguard against future rate rises
• A lot of the headline rates being discussed are for 2 Year Fixed Rate Deals, however there are lots of other products out there, and in many cases if your happy to lock in a bit longer you can get a more preferential rate
• Many lenders offer ways to support you with your mortgage payments, such as increasing the term, switching to interest only. Obviously, this is on a case-by-case basis, and would only recommend doing this short term depending on your circumstances, but it’s still a possible option
• Lastly and most importantly its good to talk, even if you think there is nothing you can do in your current situation, chatting it through over a cup of tea or coffee, with an experienced broker, can help to build a plan for the future

Please do get in touch, I’m here to help [email protected]

The Bank of England raised rates to 4.5% last month - their highest level in almost 15 years.

19/06/2023

Its hard to read the News or watch the TV this morning without seeing headlines like these. This can obviously be unsettling especially if your fixed rate mortgage is about to come to an end
However there are still options available:

⭐The rate quoted below is for a 2 Year Fixed Rate Deal, however there are different products available. Short term Tracker Mortgages and longer term Fixed Mortgages are available and can offer more preferential rates. Many products have the option to pay a fee to gain a more preferential rate

⭐Most lenders allow you to review your Fixed Rate mortgage up to 6 months prior to your end date. Giving you time to look for the best deal and in many cases lock in a new rate now

⭐All the advice that has been given has one commonality, engage with a broker, we are mortgage experts, our job is to use our expertise to find you the best deal

Please do get in touch, this is what we are here for [email protected]

08/06/2023

How to question more than rate when re-mortgaging

Helping you get the right re-mortgage deal

Understandably, most people seek out the lowest interest rate when re-mortgaging

In fact, 63% of respondents in a recent survey by Legal & General Mortgage Club, declared interest rates to be the most important factor when either re-mortgaging with their existing lender, or moving to another provider

Although an important factor, there is so much more to think about

And as your adviser, I can help you, together we'll consider:

• Your current and future financial requirements
• How long you’re likely to stay in your home
• Whether your circumstances are likely to change in the near future
• Whether you have any plans for retirement
• What monthly repayments you can afford

This information will help me to determine the length and term of your new rate and mortgage, whether overpayments are feasible, and to factor in some of the hidden costs mortgages can have, such as early repayment charges.

By working with me to re-mortgage, I can not only help you find the best rate, you can be assured that you’ve got the right long-term mortgage for both your current and future needs.
Together, we can find the right deal for you

If you’d like advice about your re-mortgage – please call me on 07507697910 or email [email protected]. You can also visit my website at: https://nataliebaker.financeplanning.co.uk/