03/02/2026
First time buyers – don’t sleep on the LISA
If you’re a first-time buyer, the Lifetime ISA (LISA) is one of the best tools out there for saving towards your first home.
Here’s the deal:
👉 You can save up to £4,000 a year
👉 The government adds a 25% bonus (that’s up to £1,000 free money every year)
👉 Use it towards your first home or retirement
BUT 👀 there’s growing uncertainty around the future of the LISA, and potential changes could be coming. If you don’t already have one open, you could miss out completely.
Even if you’re not ready to buy yet, opening a LISA now can protect your options for the future.
