Steve Hunt Mortgage Solutions

Steve Hunt Mortgage Solutions Over 20 years experience in the industry, offering whole market mortgage advice. Your home may be repossessed if you do not keep up repayments on your mortgage

I am not tied to an estate agency, so you can be assured that I am working solely for you.

Good question! And it’s a question I get asked a lot. With rents on the increase it's hard to be able to save a deposit ...
26/05/2026

Good question! And it’s a question I get asked a lot. With rents on the increase it's hard to be able to save a deposit for a property when you have so much going out on rent. There are now mortgages available such as with Skipton Building Society where you can get a mortgage without a deposit and the amount you can get is based on the rent that you pay. As you would imagine there are condition that apply but it’s a way of getting on the property ladder if you meet the conditions.
Its also worth looking at mortgages that are available with smaller
deposits because they could be a good option and if you are lucky enough to be able to get a gift from a family member they could be easier to get than you think.
If you’d like to know more, feel free to get in touch.
Your home may be repossessed if you do not keep up repayments on your mortgage. All mortgage applications are strictly subject to availability, lender criteria and your individual circumstances.

Its always nice to meet new customers and to catch up with old ones but I understand we live in a busy world so no you d...
21/05/2026

Its always nice to meet new customers and to catch up with old ones but I understand we live in a busy world so no you don’t. I don’t work normal office hours so if its better to meet after you finish work or on a weekend I can do that. If you prefer to meet on a video call or even a phone call I can do that too. You are the one that’s important and I am here to help you so if we need
to do things slightly differently, I am more than happy to help.
Feel free to get in touch if you have any questions.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Well, first of all it depends what you think is old! People often think that a mortgage has to be paid off by the time t...
18/05/2026

Well, first of all it depends what you think is old! People often think that a mortgage has to be paid off by the time they reach state pension age but that isn’t the case. Most lenders will allow you to take a mortgage to age 70 and others will allow you to go to age 75 or even older. And then there other products available where there is no upper age limit. The important thing is that the you can afford the mortgage so lenders will assess your ability to afford the mortgage you want for the term you ask for.

As always, a professional mortgage broker will be able to look at the options available to you and recommend the best deal for you so feel free to get in touch if you have any questions.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage market is facing uncertainty due to ongoing developments in the Middle East.Affordability challenges had be...
08/05/2026

The mortgage market is facing uncertainty due to ongoing developments in the Middle East.

Affordability challenges had been easing slightly in recent months - mortgage rates were slowly coming down due to cuts to Bank Rate. In January 2026, the average monthly mortgage payment was 7% lower than the previous year.

However, the recent outbreak of war in Iran has made the short-term outlook much more uncertain. At the start of March, 472 residential mortgage products were taken off the market within a 48-hour period, in response to rising swap rates. This trend continued throughout the month, with a fifth of overall mortgage deals removed from the market by 21 March. First-time buyers have been hit particularly badly – they may notice that rates are higher on low-deposit deals.

Adam French at Moneyfacts commented, “It’s unwelcome news for borrowers, as the prospect of falling mortgage rates has quickly given way to rate rises. How far they could go is now heavily dependent on how global markets and inflation expectations evolve as conflict in the Middle East unfolds.”

We can help you understand how the economic situation affects you and your mortgage – get in touch for support.

Your home may be repossessed if you do not keep up repayments on your mortgage

Sources:
https://www.theguardian.com/business/2026/mar/23/uk-mortgage-interest-rates-markets-bank-of-england-iran-war

https://www.bbc.co.uk/news/articles/c5y7gnkez3lo

https://moneyfactscompare.co.uk/news/mortgages/impact-of-iran-war-on-mortgages/

https://moneyage.co.uk/472-mortgage-products-withdrawn-in-48-hours.php

https://www.rightmove.co.uk/news/articles/property-news/average-monthly-mortgage-payment-down-january

Yes you can but it depends on the reason for the decline. Sometimes its because the lender doesn’t think the mortgage is...
05/05/2026

Yes you can but it depends on the reason for the decline. Sometimes its because the lender doesn’t think the mortgage is affordable for you and other times it could be because of some adverse credit such as missed payments or arrears with debts. It could be that you would have to look at a lender who specialises in adverse credit and charges higher rates but other times we could still get a mortgage with a high street lender at normal rates.
If you aren’t sure how good your credit score is, there is a link below that gives you a free trial so that you can see your credit report and find out if there are any problems.
As always, a professional mortgage broker will be able to look at the options available to you and recommend the best deal for you so feel free to get in touch if you have any questions.
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Your home may be repossessed if you do not keep up repayments on your mortgage.

Today I met up with some familiar faces, my old customers Steve & Barbara. Steve is a collector of rare pens and when th...
29/04/2026

Today I met up with some familiar faces, my old customers Steve & Barbara. Steve is a collector of rare pens and when they saw my Steve Hunt Mortgage Solutions pen there was nearly an argument! Here they are fighting over this collectors item. It isn't quite a Mont Blanc pen but if you want one of these beauties you know where to come!

Well there are lots of options to choose from. Some people like to fix for the long term for more peace of mind and a 5 ...
22/04/2026

Well there are lots of options to choose from. Some people like to fix for the long term for more peace of mind and a 5 or 10 year fixed rate might be the best option. For others they could have plans which might mean that a short term fixed rate for 2 or 3 years might be better. Most of the time the decision is made by looking at the economic outlook at the time because people usually don’t want to fix in to a long term fixed rate if it is expected that rates will soon come down.
Theres also the option of not fixing at all and choosing a variable rate which will come down as interest rates come down although there is a risk that rates could increase too.
As always, a professional mortgage broker will be able to work with you to discuss the options available to you and recommend the best deal for you so feel free to get in touch if you have any questions.

Your home may be repossessed if you do not keep up repayments on your mortgage.

What a beautiful day! My shorts are on, the window is open and I'm ready for another busy day. Unfortunately Mrs H has o...
18/03/2026

What a beautiful day! My shorts are on, the window is open and I'm ready for another busy day. Unfortunately Mrs H has opted out of working for me again because she's having lunch with our first born. At least I can rely on Gary for company.

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84 Broadway
Sandown
PO369AG

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+447940704203

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