Matt Hunt

04/06/2026

What a feeling

02/06/2026

Bought at auction.

Completed 3 weeks before the deadline.

And placed a lender who rewarded loyalty with better terms.

This client secured a property through the modern method of auction with 56 days to complete, which is comfortable for most bridging lenders, but you still need to factor in valuations, legals and lender timelines.

We’d worked with her on a previous project, and one of our lenders rewarded that.

They came back with an AVM to skip the physical valuation and speed things up, and knocked 0.5% off the arrangement fee because they were happy with her from before.

The deal:
Purchase - £87k
Bridge at 75% LTV - £66,250
Refurb - £30k (works already underway)
GDV - £160k

Once she completes the refurb, we will refinance and pull out £120k. Bridge repaid, refurb costs covered, and most of her cash back in hand for the next one.

That’s the BRR model working exactly as it should.

Looking to buy at auction?

Drop me a message.

📱 07398 709849
☎️ 0121 828 1445
📧 [email protected]

28/05/2026

Refurb Bridging | 75% Net Day One + 100% of Works Funded

If you’re buying a project that needs work, this product is solid.

Up to 75% net release on day one. Then up to 100% of your refurb costs drawn down as the works progress.

Light touch monitoring from an asset manager, not a QS, so no unnecessary delays.

Rates from 0.73% pcm, no exit fees, loans from £175k.

Ideal for:
• Decorative refurbishments
• Auction purchases & poor condition properties
• Loft conversions and rear/side extensions
• HMO conversions
• Commercial to residential
• Semi-commercial (where uppers are being converted)

Basically anything where you’re adding value.

If you’ve got something in the pipeline, drop me a message and we’ll run the numbers.

📱 07398 709849
☎️ 0121 828 1445
📧 [email protected]

22/05/2026

One week on from and just about recovered.

Still finding new bumps and bruises, and have the foot of an elephant.

Very rare I acknowledge this kind of thing, but I’m genuinely proud of myself for this one.

100 miles across the rough, rugged terrain of the Eryri (Snowdonia) national park, regarded as one of the toughest 100 mile mountain ultras in the world. 60% of those who started didn’t finish, which just shows how difficult the course is.

We had sun, wind, rain, bog, storms and sub zero temperatures.

Hallucinations and barely able to see through a hail storm on the second summit of Snowdon, 36 hours in, with a wind chill of -10 was pretty sketchy. Fortunately I was with a good group of lads at that point and we got each other through it.

After not finishing last year, I went away, worked on my weaknesses with the legend himself and came back knowing I’d get it done, I was nervous but never really in doubt.

Definitely had a few head wobbles. Being nearly waist deep in bog, frozen through, soaked to the bone and wanting to quit, but it was never an option.

Massive shoutout to Dan, Kez, Mum and my stepdad for making the journey. Seeing familiar faces when you’re sleep deprived and absolutely hanging does wonders for your sprits.

And the biggest thank you to the love of my life .g.needham for supporting me through all of it, the training, the early mornings, the weekends away, every single event. And for the aftercare when I inevitably come back crippled!

Thankfully I never have to do that again. Though I’m sure the itch will come back at some point.

21/05/2026

It really do be like that!

17/04/2026

A client came to us with an unencumbered property in Birmingham.

They had converted a 3 bed end of terrace into a 6 bed HMO leased to a social housing provider.

The property already benefitted from a large side extension which kept the conversion costs down, largely a case of reconfiguring the internal layout rather than any major building work.

Total spend including purchase and refurb came to around £230k.

They came to us looking to refinance and replenish their funds for the next project.

We arranged the refinance, the property was valued at £300k, which allowed them to pull out £225k.

Virtually every penny they’d spent recycled back out!

With the added benefit of £2,050 monthly rent added to the portfolio.

Got an unencumbered property you’re looking to refinance?

Drop me a message.

📱 07398 709849
☎️ 0121 828 1445
📧 [email protected]

14/04/2026

One of our lenders offers up to 90% LTV on light refurb bridging.

A big jump from the usual 75%.

It’s a solid option for anyone looking to stretch borrowing on a BRR or light conversion project without tying up extra cash.

✅ Rates from 0.79% up to 75% LTV
✅ Rates from 1.15% up to 90% LTV day one
✅ No mid-term valuations
✅ Up to 12 month term - no minimum
✅ Interest can be serviced or deducted
✅ Adverse credit considered where the exit is sale

Perfect for quick completions on BTL and HMO refurbs, conversions, or projects where flexibility matters.

If you’ve got a deal lined up and want to see how 90% funding could work, drop me a message and I’ll run the numbers with you.

📱 07398 709849
☎️ 0121 828 1445
📧 [email protected]

Address

Sandhurst

Telephone

+447398709849

Website

http://www.grandunion.finance/

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