Matt Hunt

Matt Hunt Helping investors fund deals & scale portfolios
Bridging | BTL | Commercial | Development | HMO | Serviced Accommodation | Social Housing

24/08/2026

Buying at auction?

Before you bid, check that the property can be funded, get the legal pack reviewed and work out how much cash you’ll actually need.

Once the hammer falls, you’re committed, so don’t wait until then to uncover a problem.

Got a property in mind?

DM me with the listing and I’ll take a look at the finance.

📱 07398 709849
☎️ 0121 828 1445
📧 [email protected]

24/08/2026

If you’re not getting downvalued, you’re not asking for enough!

I can count on one hand how many times I’ve seen a report come back stating more than what we applied for.

Even when you think you’ve got the value right, they can still happen.

Downvaluations are part of the game, but there are ways to manage them:

• Use recent, relevant, and local comparables.

• Provide a detailed schedule of works to justify the uplift.

• If it comes back low, you can challenge it (I can use the other hand to count how many appeals have been successful).

• If needed, switch lenders or restructure the deal.

Ever had a valuer throw a number at you that made no sense?

Drop your experience in the comments.

21/08/2026

A BRR needs to work at every stage, not just the purchase.

Before committing, you need to understand:

• How much cash you’ll need to complete
• How the refurbishment will be funded
• When any works facility will be released
• Whether the completed value and rent support the refinance
• Whether the finished property meets lender criteria

Refurbishment funding is usually released in stages and in arrears, so you’ll still need enough cash to fund the first stage.

The refinance also needs to raise enough to repay the bridge and release the level of capital you’re expecting.

If you’re assessing a BRR project, send me the purchase price, refurb budget, expected GDV and rent.

I’ll take a look at whether the numbers work from purchase through to refinance.

📱 07398 709849
☎️ 0121 828 1445
📧 [email protected]

We recently helped some first time investors secure their first flip project.This was an off market deal with the vendor...
10/08/2026

We recently helped some first time investors secure their first flip project.

This was an off market deal with the vendor requiring completion within 28 days.

The figures were strong:

• Purchase price: £145,000
• Light refurb: £5,000
• Estimated GDV: £200,000

To meet the deadline, we recommended a lender that could use an AVM (automated valuation) rather than waiting for a physical inspection.

The AVM returned a value of £190,000, supporting that the clients were buying well and that their £200,000 GDV following the refurb appeared realistic.

The lender also offered dual rep legals, helping to speed up the legal process and keep costs down.

We considered a product where the lender based lending on the value rather than purchase price to reduce the clients cash contribution.

However, they were comfortable with the funds required, so we prioritised lower overall borrowing costs instead of maximising leverage.

Everything was agreed and ready to release within 21 days.

Ironically, despite initially insisting on a 28 day completion, the vendor repeatedly postponed the date and the purchase eventually took 3 months to complete!

The clients were ready when required and have now secured their first flip project.

If you’re purchasing an investment property with a tight completion deadline, send me the details and I’ll assess the available options.

📱 07398 709849
☎️ 0121 828 1445
📧 [email protected]

A revolving credit facility gives experienced landlords and developers access to a pre-agreed funding line secured again...
08/08/2026

A revolving credit facility gives experienced landlords and developers access to a pre-agreed funding line secured against property they already own.

The lender values and takes security over the existing property/portfolio at the start.

Once the facility is approved, the borrower can request funds for new purchases using a simplified drawdown application.

This can mean:
• No new valuation for each property purchased
• Funds released within 24-48 hours of an approved drawdown request
• Greater certainty over available funding
• The ability to move quickly on auctions and off market opportunities
• Interest charged only on the amount drawn

Facilities are typically available for 12-24 months, allowing the funds to be drawn, repaid and used again during that period.

It’s can be useful for experienced investors who have equity tied up in their portfolio but need readily available capital to secure new opportunities.

If you own property with available equity and want funding in place for future purchases, send me the details and I’ll assess the available options.

📱 07398 709849
☎️ 0121 828 1445
📧 [email protected]

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