Home & Hound

05/02/2026

Confused by mortgage options? Not all mortgages are the same — here’s a quick breakdown of a few of them.

There are pros and cons to each type which is why it’s so important to speak to an advisor to find out which is the best option for you.

27/05/2025

Why is it important to have an Agreement in Principle BEFORE you view houses?

* checks credit score and credit history
* enables a more accurate idea on lending capacity so you know your budget better
* shows estate agents that you’ve had your finances checked which will put you in a better position should you make an offer on a property

I’ve spoken to so many buyers recently who have put offers in on properties without being financially checked or that have done it themselves online and haven’t got it right.
It’s worth baring in mind that not all lenders will take 100% of income, some outgoings you have need to be declared, some additional income you receive could be used.

If you are thinking of buying, please get in touch, I can sort an agreement in principle for you so that you are ready to go house hunting

21/02/2025

20/01/2025

A very spontaneous trip to the mountains in Brecon yesterday. And after looking at how busy the work diary is for this week, I’m so glad we got out into the wild for a bit.

15/01/2025

Welcome to my new business!

I offer uk mortgage and protection advice as well as trying and help rescue dogs along the way.

I wanted to incorporate my passion for animals into what I do, 10% of any broker fee is donated in my client’s names to different dog charities to ensure that when finding people their dream home, we’re helping animals find theirs too.

If you or someone you know needs any mortgage and/or protection advice, please get in touch!