Tom McDonald - Mortgage Adviser

Tom McDonald - Mortgage Adviser Mortgage & Protection Adviser

CONCESSIONARY PURCHASE OFFERA concessionary purchase, also called a below market value purchase (BMV), is buying a house...
07/07/2022

CONCESSIONARY PURCHASE OFFER

A concessionary purchase, also called a below market value purchase (BMV), is buying a house for less than its market property value because someone has gifted the difference to you.

If you lucky enough to be given this option, get in touch!

⭐️⭐️⭐️⭐️⭐️
21/06/2022

⭐️⭐️⭐️⭐️⭐️

BANK OF ENGLAND BASE RATE INCREASE ⬆️The Bank of England have raised the base rate again, so what does this mean for mor...
16/06/2022

BANK OF ENGLAND BASE RATE INCREASE ⬆️

The Bank of England have raised the base rate again, so what does this mean for mortgage rates?

With the BOE increasing the interest rate again, it will be very likely that mortgage products whether fixed or variable will be increasing imminently too.

This could have an affect on monthly payments and affordability calculations.

Even if you have a few months to run on your existing deal, you can still apply for a new product before the rates increase.

FIXED RATES 💷Rates seem to be increasing steadily at the moment and it doesn't look like they will stop anytime soon.You...
17/05/2022

FIXED RATES 💷

Rates seem to be increasing steadily at the moment and it doesn't look like they will stop anytime soon.

You may be on a fixed rate deal currently, however that doesn't mean you can't secure your next fixed rate before your current one comes to an end.

You should look at your options now rather than later, as it only seems to be moving in one direction ⬆️

MORTGAGE OFFER🏠This is a case where a client is looking for a second residential Mortgage.Some lenders have stipulations...
07/05/2022

MORTGAGE OFFER🏠

This is a case where a client is looking for a second residential Mortgage.

Some lenders have stipulations as to why you would want a second property with a residential mortgage.

However after researching there are plenty of mainstream lenders that were happy to accept this case.

BANK OF ENGLAND BASE RATE TO 1% 💷💷💷So what does this mean?The Bank of England’s decision to hike interest by 0.25 per ce...
06/05/2022

BANK OF ENGLAND BASE RATE TO 1% 💷💷💷

So what does this mean?

The Bank of England’s decision to hike interest by 0.25 per cent will trigger an immediate rise in housing costs with higher monthly payments for roughly one in four homeowning households with tracker, discount or variable rate mortgages.

Homeowners who have fixed rate mortgage deals won’t be affected immediately, as they are locked in to their current rate.

But those looking to remortgage from their with fixed-rate deals will also be looking at paying higher rates.

GREEN MORTGAGES 🏠What is a green mortgage?A green mortgage in the UK is a mortgage that offers buyers of energy-efficien...
26/04/2022

GREEN MORTGAGES 🏠

What is a green mortgage?

A green mortgage in the UK is a mortgage that offers buyers of energy-efficient homes favourable terms for this choice of property. Most often, lenders offer a lower rate of interest or cashback on green mortgages.

A green home is one that’s energy efficient – it uses less energy to run, and it doesn’t waste the energy it uses.

You can see how green your home is by checking its Energy Performance Certificate (EPC), which gives homes an energy efficiency rating from A to G.

Lenders generally offer green mortgages on homes with an EPC rating of A or B.

Happy St George's Day! 🏴󠁧󠁢󠁥󠁮󠁧󠁿🏴󠁧󠁢󠁥󠁮󠁧󠁿🏴󠁧󠁢󠁥󠁮󠁧󠁿
23/04/2022

Happy St George's Day! 🏴󠁧󠁢󠁥󠁮󠁧󠁿🏴󠁧󠁢󠁥󠁮󠁧󠁿🏴󠁧󠁢󠁥󠁮󠁧󠁿

Address

Ground Floor, Marshall House
Sale
M336HE

Website

Alerts

Be the first to know and let us send you an email when Tom McDonald - Mortgage Adviser posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category