Horizon Mortgages & Protection

Horizon Mortgages & Protection Loving my lifestyle business where I can work around the clock to suit my clients, my family and me,

Read my client reviews on VouchedFor
https://www.vouchedfor.co.uk/mortgage-advisor/par/031716-kerry-woodcock

💼 Life can change unexpectedly, but your financial security should always stay protected.With Unemployment Insurance cov...
11/06/2026

💼 Life can change unexpectedly, but your financial security should always stay protected.

With Unemployment Insurance coverage, you can enjoy peace of mind knowing you’ll have financial support if you experience unexpected job loss or involuntary redundancy through no fault of your own.

✨ Why Choose Unemployment Insurance?

✔️ Monthly income support during unemployment for up to 24 months

✔️ Protection for bills, rent, and daily expenses 🏠

✔️ Quick & simple claims process 📄

✔️ Flexible plans tailored to your needs 🎯

🌟 Be prepared for the unexpected and safeguard your future today.

Don’t leave your finances to chance, secure reliable protection for yourself and your family ❤️

📞 Please get in touch to explore your options.
[email protected]

✨ The right room can change everything.On Saturday, I attended She Manifests Millions Live with Noor Hibbert at Glaziers...
09/06/2026

✨ The right room can change everything.

On Saturday, I attended She Manifests Millions Live with Noor Hibbert at Glaziers Hall, London Bridge, and wow... what a day.

Around 100 ambitious, inspiring women came together to learn, grow, challenge themselves, and think bigger.

The energy in the room was electric.

Some of the mindset and manifestation exercises were incredibly powerful. You could literally feel the shift as women let go of old limitations, embraced bigger possibilities, and started seeing what might be available to them when they stop playing small.

It was a reminder that growth isn't always about learning something new.

Sometimes it's about remembering what's possible.

Who you surround yourself with matters.

The conversations you have matter.

The rooms you choose to step into matter.

As a business owner, and as someone who helps people make some of the biggest financial decisions of their lives, I'm constantly reminded that confidence, belief, and mindset often come before the results.

The next level rarely starts with a strategy.

It starts with a decision.

Feeling inspired, energised, and grateful to have shared the day with so many incredible women. 💜

Who has had the biggest impact on your mindset or personal growth journey?

Think bad credit means no mortgage? Not necessarily.There are actually lots of lenders who will consider applicants with...
08/06/2026

Think bad credit means no mortgage? Not necessarily.

There are actually lots of lenders who will consider applicants with credit blips, it’s just about knowing where to look and how to present your case.

One lender I’m highlighting at the moment is taking a really practical view of your credit history (and rates start from 5%):

✔️ Up to 3 CCJs in the last 36 months
✔️ CCJs under £300 not taken into account
✔️ No maximum value on CCJs or defaults (and they don’t always need to be satisfied)
✔️ Up to 2 missed payments in the last 6 months on unsecured credit
✔️ Communication & utility missed payments/defaults ignored
✔️ Active Debt Management Plans considered up to 85% LTV

This is exactly why speaking to a broker makes a difference, criteria like this isn’t always obvious if you’re going direct.

If you’ve been declined before, or you’re unsure where you stand, it’s worth having a conversation.

📩 Drop me a message, and I’ll give you a clear, honest view of what’s possible.

Subject to full mortgage application and product range.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

Quick question 👇When did you last speak to an adviser to check your cover still fits your life?If you’re not quite sure,...
04/06/2026

Quick question 👇

When did you last speak to an adviser to check your cover still fits your life?

If you’re not quite sure, you’re not alone. Most people set things up once and then don’t revisit them, even though life moves on.

A new job, moving home, growing family, or changes in income can all mean your current cover may not be doing what you think it is.

This isn’t about making big changes or buying something new. It’s simply about making sure everything still lines up with where you are today, and that there aren’t any gaps you weren’t aware of.

A quick review is often all it takes to:

✔️ Reassure you everything is on track

✔️ Or highlight small changes that could make a big difference

If it’s been a while, it might be worth a quick chat
You can book a time that suits you by emailing me - [email protected]

Or just reply to this email and I’ll come back to you.

Think life cover is only for the young? 🤔 Think again.If you’re over 50, life cover can be one of the simplest ways to p...
01/06/2026

Think life cover is only for the young? 🤔 Think again.

If you’re over 50, life cover can be one of the simplest ways to protect the people who matter most ❤️ No complicated medicals, no stress, just peace of mind knowing your loved ones won’t be left with financial worries.

Whether it’s helping with funeral costs ⚘, leaving a small gift, or covering outstanding bills, it’s all about taking care of what matters… even when you’re no longer here.

It’s not about age, it’s about responsibility, love, and planning ahead

Because looking after your family never goes out of style

👉 Please get in touch to explore your options
Email [email protected]

We spend time tending our gardens. Planting for the future. Nurturing what we value. Preparing for the changing seasons....
28/05/2026

We spend time tending our gardens. Planting for the future.

Nurturing what we value. Preparing for the changing seasons.

But how many of us do the same for the things that really matter?

A Will and a Lasting Power of Attorney are like planting the right foundations. They protect what you have worked hard to grow. They give your loved ones clarity, comfort, and peace of mind.

It is not just about what happens after you are gone. It is about what happens if you are still here but cannot make decisions for yourself.

Planning ahead today helps secure tomorrow.

You can read my full article in St Austell Garden Centre's latest magazine, where I explain why Wills and LPAs matter and how Horizon Estate Planning can help you put them in place simply and affordably.

Email Us to find out more [email protected]

Wills, Trusts and Lasting Power of Attorney are not regulated by the Financial Conduct Authority.

Are you a self-employed manual worker putting in at least 16 hours a week? If you were off sick, would you still have mo...
25/05/2026

Are you a self-employed manual worker putting in at least 16 hours a week?

If you were off sick, would you still have money coming in?

And be honest, do you actually have time (or patience) to go through a long medical questionnaire?

If this sounds like you, there may be simpler and quicker ways to protect your income without the hassle

👉 Please get in touch to explore your options.
Email Kerry@Horizonmp@.co.uk

Does your life insurance reward you for keeping healthy? The more you look after your health, the lower you can keep you...
18/05/2026

Does your life insurance reward you for keeping healthy?

The more you look after your health, the lower you can keep your premiums, and that’s just the start…

Some life insurance plans now offer rewards from day one through selected partners such as Apple Watch, Caffè Nero, ODEON, and Vue, including:

🏋️ Gym discounts

☕ Free weekly coffee

🎬 Free cinema tickets

🧖 Discounted spa breaks

So instead of only paying in, you can actually get something back, without needing to claim.

👉 Please get in touch to explore your options.
Email [email protected]

Why consider long-term life cover instead of term insurance?Term life insurance provides cover for a fixed period, such ...
11/05/2026

Why consider long-term life cover instead of term insurance?

Term life insurance provides cover for a fixed period, such as 10, 20, or 30 years. If the policy ends and you are still living, the cover stops and no pay out is made. This works well for short-term financial commitments, but it does not provide lifelong assurance.

By contrast, whole of life cover is designed to last for your entire lifetime, as long as premiums are maintained.

This means a guaranteed pay out is made whenever the policyholder passes away, providing certainty that loved ones will receive financial support regardless of timing. This can help with funeral costs, outstanding debts, or providing ongoing financial support for family.

Because cover is guaranteed for life, it also removes the uncertainty of needing to reapply later on, when age or health changes could limit your options or increase the cost.

👉 Please get in touch to explore your options
Email [email protected]

Sunday morning. Coastal path. Head completely clear. This is my favourite kind of morning.Just me, the sea and the cliff...
03/05/2026

Sunday morning. Coastal path. Head completely clear.

This is my favourite kind of morning.

Just me, the sea and the cliffs. Salt air. Big skies. The kids eventually catching up behind me.

I come back every time feeling grateful. For this place. For my family. For the people who trust me to look after theirs.

Because that's what this job really is. Looking after people.
Making sure that whatever life throws at them, the people they love most are going to be okay.

If that's something you've been meaning to sort - I'm here. No rush. No pressure.

Just a proper conversation whenever you're ready. 💙

Wishing you all a lovely Bank Holiday.

Get in touch today to see if we can help

📧[email protected]

Address

23 Lamb Park
Saint Austell
PL242

Opening Hours

Monday 9:30am - 4pm
Tuesday 9:30am - 4pm
Wednesday 9:30am - 4pm
Thursday 9:30am - 4pm
Friday 9:30am - 4pm
Saturday 10am - 2pm

Telephone

+447977939183

Website

, ,

Alerts

Be the first to know and let us send you an email when Horizon Mortgages & Protection posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category