Lifetime Mortgages

Lifetime Mortgages Your home may be repossessed if you do not keep up with the repayments. You may get back less than you invested. Registered Number 4631136.

The value of investments and pensions and the income they produce can fall as well as rise. It is our task to understand, inform and advise you of the options available to you in respect of your mortgage needs. Whether you a purchasing the property for the first time, moving, seeking to re-mortgage or looking for investment property finance a Lifetime adviser will be there to guide you through the

process. With extensive experience and knowledge we will be able to highlight the best products, features, and risks associated with house purchase. Will also be there to review at regular periods the ever changing market. Lifetime have access to mortgages from the Whole of Market and pride ourselves in sourcing the most appropriate mortgage for the individuals needs. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Lifetime Mortgages is a trading name of Lifetime Wealth Management Ltd which is registered in England and Wales. Directors: P Merrigan, U Ozturk, C Last. Registered Office: 12-14 Upper Marlborough Road, St Albans, Herts, AL1 3UR. Lifetime Wealth Management Limited is an appointed representative of Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd, which are authorised and regulated by the Financial Conduct Authority, and registered as 440703 and 440718 respectively. This will be no more than 1.5% of the loan. The precise amount will depend on your circumstances but we estimate this will be £499. We do not charge fees for arranging protection policies. Our Fee Waiver agreement will apply. This will be explained at the outset of our advice process.

Over-65s to make up more than half of single-person households by 2022
22/10/2019

Over-65s to make up more than half of single-person households by 2022

The total number of over-65s living alone is on course to outnumber those aged under-65 for the first time on record within the next three years, according to new findings by the Equity Release Council, the representative trade body for the equity release sector.

Number of low deposit mortgages on the decline
09/09/2019

Number of low deposit mortgages on the decline

According to the latest data released from Moneyfacts, the total number of products at maximum 95% loan-to-value has fallen from 391 deals in August 2019 to 380 this month, while the average five-year fixed rate at this tier increased by 0.01% to 3.64% over the same period.

How will Brexit and rising deposits affect the first-time buyer market?
27/08/2019

How will Brexit and rising deposits affect the first-time buyer market?

There is such a wealth of conflicting information available in today’s mortgage/housing market that it’s perfectly understandable why prospective first-time buyers might be either overwhelmed or just plain confused by the process and/or what is required of them.

House prices in south of England fall for first time since 2009
15/08/2019

House prices in south of England fall for first time since 2009

Brexit uncertainty takes toll but prices climb slowly in east Midlands and east of England

The prospect of a general election may further hit the market
05/08/2019

The prospect of a general election may further hit the market

In an analysis of HMRC’s Residential Stamp Duty Land Tax (SDLT) statistics, LCP found there were 253,400 transactions in Q2, 2.9% less than that from the previous year

First-time buyer deposits rise by 17%
02/08/2019

First-time buyer deposits rise by 17%

The average deposit amount for a first-time buyer is now £30,945, a rise of 17% over the past 12 months, according to new research from Experian.

Just one in four young people will get on the property ladder by 2026
31/07/2019

Just one in four young people will get on the property ladder by 2026

While nine out of ten young people say they want to own a home, realistically just one in four will be able to achieve it

Number of people ‘flipping’ homes for a quick profit falls drastically
30/07/2019

Number of people ‘flipping’ homes for a quick profit falls drastically

The number of homes sold within a year of purchase has fallen 69% since the peak in 2004

A third of self-employed fail to apply for mortgages
29/07/2019

A third of self-employed fail to apply for mortgages

Over the past five years, 36 per cent of self-employed individuals did not submit a mortgage or remortgage application because they expected to be rejected, according to Together. The research outlines that 21 per cent of self-employed borrowers who do apply are rejected, with a fifth of them being....

Homebuyers pay excessive stamp duty fees
26/07/2019

Homebuyers pay excessive stamp duty fees

With the average gross annual wage standing at £29,832 stamp duty accounts for 7% of the money earnt.

Address

12-14 Upper Marlborough Road
Saint Albans
AL13UR

Telephone

+441727848412

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