James Nicholls - Mortgage and protection advice

19/09/2024

https://thenegotiator.co.uk/news/uk-housing-market-news/bank-holds-base-interest-rate-at-5/

The Bank of England's Monetary Policy Committee voted to hold the base rate at 5% after cutting it last month by 0.25%.

17/07/2024

Many people will go direct to their bank when looking for a mortgage, which is understandable. But have you thought about why you should use a broker? At Fresh financial we can do all of this for you, advise and recommend protection/buildings/contents insurance from multiple providers, we can even put you in touch with solicitors, surveyors, will writers and best of all we do not charge a broker free for our services!!! If you are thinking of buying a property or remortgaging why not give us a call and see how we can help.

03/07/2024

We search the market for the best deals so you don't have to. Whether you are looking to remortgage or buy a new property, we are here to help.

16/01/2024

For all your mortgage needs contact me on Instagram phone 07540391379 or email [email protected]

12/01/2024

Starting to see more and more lenders with rates starting with a 3! Yes it’s usually followed by a point 9 something but this is great news for anyone who has a mortgage or thinking of buying. Get in touch if you want to discuss in further detail.

11/01/2024

Another two of the big lenders announce rate reductions. Great news for the market. If you are thinking of buying or have a rate reducing in the next 6 months get in touch to see what this means for you!

09/01/2024

https://apps.apple.com/gb/app/the-home-buying-app/id1557460255 great tool for anyone looking to buy a property or remortgage use the code freshfinancial when prompted “have you been referred to our app by a broker”

25/12/2023

Merry Christmas 🎅🏼 🎄

21/11/2023

In 1957, UK interest rates jumped significantly meaning mortgage rates were 7.5%.

If you waited for interest rates to go down to what they were 18months before, you wouldn't have purchased a home until 2008.

You would have rented for 51 years waiting for rates to go down, meanwhile the value of property increased by 9,351% (that is not a typo)

Don't wait to buy property.

Buy property and wait.