Honey Financial Solutions

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Honey Financial Solutions Specialist mortgage & protection advice for divorce & separation. South Yorkshire & beyond.

Mortgage advice and protection insurance

Mortgages - first-time buyer - remortgage - house mover - right to buy - debt consolidation - home improvements - buy to let - HMO's

Protection - life insurance - critical illness cover - income protection - home insurance - landlord insurnace

๐—œ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ต๐—ฒ๐—น๐—ฝ, ๐—ฎ๐—ป๐—ฑ ๐—œโ€™๐—ฑ ๐—น๐—ผ๐˜ƒ๐—ฒ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ต๐—ผ๐—ป๐—ฒ๐˜€๐˜ ๐—ผ๐—ฝ๐—ถ๐—ป๐—ถ๐—ผ๐—ป ๐ŸŒณIโ€™m rebranding Honey Financial Solutions Ltd and Iโ€™m stuck between t...
16/10/2026

๐—œ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ต๐—ฒ๐—น๐—ฝ, ๐—ฎ๐—ป๐—ฑ ๐—œโ€™๐—ฑ ๐—น๐—ผ๐˜ƒ๐—ฒ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ต๐—ผ๐—ป๐—ฒ๐˜€๐˜ ๐—ผ๐—ฝ๐—ถ๐—ป๐—ถ๐—ผ๐—ป ๐ŸŒณ

Iโ€™m rebranding Honey Financial Solutions Ltd and Iโ€™m stuck between two versions of my new logo. I canโ€™t decide, so Iโ€™m asking you.

The logo is a tree, and itโ€™s there for a reason. Iโ€™m a mortgage and protection adviser based here in South Yorkshire, helping people right across the UK. Whatever Iโ€™m helping with, whether thatโ€™s a mortgage, life insurance, home insurance, or flagging issues around retirement and estate planning, it all comes back to the same thing: feeling rooted and safe in your home.

The branches stand for how life changes and grows, through divorce, separation, new beginnings and everything in between. The roots stay put.

So which feels right to you, A or B? Tell me why too, Iโ€™m really keen to hear what each one makes you feel ๐Ÿงก

Drop A or B in the comments below.

๐—ช๐—ฒ'๐˜ƒ๐—ฒ ๐—ด๐—ผ๐˜ ๐—š๐—น๐—ฎ๐˜€๐˜๐—ผ๐—ป๐—ฏ๐˜‚๐—ฟ๐˜† ๐˜๐—ถ๐—ฐ๐—ธ๐—ฒ๐˜๐˜€! ๐ŸŽ‰I've been going since I was 18 and it has changed loads over the years. Now we get to ex...
06/10/2026

๐—ช๐—ฒ'๐˜ƒ๐—ฒ ๐—ด๐—ผ๐˜ ๐—š๐—น๐—ฎ๐˜€๐˜๐—ผ๐—ป๐—ฏ๐˜‚๐—ฟ๐˜† ๐˜๐—ถ๐—ฐ๐—ธ๐—ฒ๐˜๐˜€! ๐ŸŽ‰

I've been going since I was 18 and it has changed loads over the years. Now we get to experience it with our adult kids, who are older now than I was when I started going. How did that happen? ๐Ÿ˜‚

I've never been one to go back to the same place twice, because I want to see as much of the world as I can. Glastonbury is an exception, and for 2027, I'm made up. โค๏ธ

Have you got one place you'd go back to every single time? Tell me below ๐Ÿ‘‡

๐—ก๐—ถ๐—ป๐—ฒ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐—ผ๐—ณ ๐—ฟ๐˜‚๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—บ๐˜† ๐—ผ๐˜„๐—ป ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€, ๐—ฎ๐—ป๐—ฑ ๐—œ'๐˜ƒ๐—ฒ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜€๐—ถ๐—ป๐—ฐ๐—ฒ ๐—น๐—ฎ๐˜๐—ฒ ๐—น๐—ฎ๐˜€๐˜ ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐˜๐—ต๐—ฎ๐—ป ๐—ถ๐—ป ๐—บ๐—ผ๐˜€๐˜ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ถ๐˜. ๐ŸŒป...
23/09/2026

๐—ก๐—ถ๐—ป๐—ฒ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐—ผ๐—ณ ๐—ฟ๐˜‚๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—บ๐˜† ๐—ผ๐˜„๐—ป ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€, ๐—ฎ๐—ป๐—ฑ ๐—œ'๐˜ƒ๐—ฒ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜€๐—ถ๐—ป๐—ฐ๐—ฒ ๐—น๐—ฎ๐˜๐—ฒ ๐—น๐—ฎ๐˜€๐˜ ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐˜๐—ต๐—ฎ๐—ป ๐—ถ๐—ป ๐—บ๐—ผ๐˜€๐˜ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ถ๐˜. ๐ŸŒป

Late last year I started working with Bizology with Jo Soley, and honestly, it's been one of the best decisions I've made for Honey Financial Solutions.

What I love about working with Jo is that there's no blueprint. No "here's the ten steps every business owner must follow" approach. She takes the time to understand me โ€” my strengths, the way my brain works, what actually motivates me โ€” and helps me build a business that fits around that, rather than trying to squeeze me into someone else's version of success.

As a mortgage and protection adviser based in South Yorkshire, I spend my working life helping people (particularly those going through divorce or separation) navigate huge life changes with clarity and confidence. It's been humbling to be on the other side of that for once โ€” being the one guided, rather than doing the guiding.

I feel really lucky to have found Jo. If you're a fellow small business owner, I hope you find your own version of her too. โœจ

Who's the person who's helped you see your business differently? Drop their name below ๐Ÿ‘‡

๐—ช๐—ต๐—ฎ๐˜ ๐—ฎ ๐—ฏ๐—ฟ๐—ถ๐—น๐—น๐—ถ๐—ฎ๐—ป๐˜ ๐—ณ๐—ฒ๐˜„ ๐—ฑ๐—ฎ๐˜†๐˜€ ๐—ถ๐˜'๐˜€ ๐—ฏ๐—ฒ๐—ฒ๐—ป! ๐ŸŽ‰Last week I headed off to TMG Mortgage Network annual expo, and honestly, it's one...
16/09/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ฎ ๐—ฏ๐—ฟ๐—ถ๐—น๐—น๐—ถ๐—ฎ๐—ป๐˜ ๐—ณ๐—ฒ๐˜„ ๐—ฑ๐—ฎ๐˜†๐˜€ ๐—ถ๐˜'๐˜€ ๐—ฏ๐—ฒ๐—ฒ๐—ป! ๐ŸŽ‰

Last week I headed off to TMG Mortgage Network annual expo, and honestly, it's one of my favourite dates in the calendar.

The night before kicked off with a social meal with lenders, providers, TMG staff and fellow advisers from across the network - the kind of catch up where you realise everyone's just as busy (and just as passionate about their clients) as you are. Then the expo itself, a full day of presentations, keynote speakers, awards and pitch battles, alongside plenty of chatting with lenders and providers about their latest products and how they can help my clients get the right mortgage or protection cover for their situation.

It was extra special this year too, as we were celebrating TMG's 5th birthday! ๐ŸŽ‚ Nine years into running Honey Financial Solutions Ltd, and I still get such a boost from days like this - being surrounded by people who genuinely want to do right by their clients.

Being part of a strong network like TMG means I've got direct access to a huge range of lenders and providers, which matters when I'm helping clients across South Yorkshire and the rest of the UK find a mortgage that actually fits their circumstances - especially those going through a divorce or separation who need someone who understands the bigger picture, not just the numbers.

If you're a fellow business owner thinking about whether a network is right for you, honestly, have a chat with someone in TMG. Everyone I've met is lovely, and it's been one of the best decisions for my business.

๐Ÿ‘‡ Ever been to an industry expo that reminded you why you love what you do? Tell me about it in the comments.

๐—™๐—ผ๐—ฟ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐—œ ๐˜„๐—ฒ๐—ป๐˜ ๐—ฎ๐—น๐—ผ๐—ป๐—ด ๐˜๐—ผ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฒ๐˜ƒ๐—ฒ๐—ป๐˜๐˜€ ๐—ต๐—ผ๐—ฝ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ๐˜†'๐—ฑ ๐—ฏ๐—ฒ ๐˜๐—ต๐—ฒ ๐˜๐—ต๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฎ๐˜ ๐—ณ๐—ถ๐—ป๐—ฎ๐—น๐—น๐˜† ๐—ด๐—ผ๐˜ ๐—บ๐—ฒ ๐—บ๐—ผ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ๐˜„๐—ฎ๐—ฟ๐—ฑ. I understood wh...
15/09/2026

๐—™๐—ผ๐—ฟ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐—œ ๐˜„๐—ฒ๐—ป๐˜ ๐—ฎ๐—น๐—ผ๐—ป๐—ด ๐˜๐—ผ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฒ๐˜ƒ๐—ฒ๐—ป๐˜๐˜€ ๐—ต๐—ผ๐—ฝ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ๐˜†'๐—ฑ ๐—ฏ๐—ฒ ๐˜๐—ต๐—ฒ ๐˜๐—ต๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฎ๐˜ ๐—ณ๐—ถ๐—ป๐—ฎ๐—น๐—น๐˜† ๐—ด๐—ผ๐˜ ๐—บ๐—ฒ ๐—บ๐—ผ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ๐˜„๐—ฎ๐—ฟ๐—ฑ. I understood what I needed to do โ€” I just couldn't seem to make it stick ๐Ÿคทโ™€๏ธ

Then a few years back I was listening to a podcast and they started talking about numerology. Something in me just went "I need to know more about this."

So I did. And slowly I've started to understand how it's shaped things in my life, without me ever realising at the time. There's something really comforting about being able to look back and understand the what and the when.

I know some people will think it's a bit daft, and honestly? I really don't mind. If you've found something that helps you make sense of things and it's not hurting you or anyone else, why not use it. I think it's brilliant when someone finds their thing that helps them get through life โ€” especially in this bonkers world we're all navigating at the minute ๐Ÿ’›

What have you found helps you make sense of things?

๐—–๐—ผ๐—ป๐—ณ๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ป ๐˜๐—ถ๐—บ๐—ฒ ๐Ÿ“ฅ ๐—บ๐˜† ๐—ถ๐—ป๐—ฏ๐—ผ๐˜… ๐—ต๐—ฎ๐˜€ ๐—ผ๐—ณ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฎ๐—น๐—น๐˜† ๐—ด๐—ผ๐˜ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐—ผ๐—ณ ๐—บ๐—ฒ.Nine years of running Honey Financial Solutions Ltd, and ...
26/08/2026

๐—–๐—ผ๐—ป๐—ณ๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ป ๐˜๐—ถ๐—บ๐—ฒ ๐Ÿ“ฅ ๐—บ๐˜† ๐—ถ๐—ป๐—ฏ๐—ผ๐˜… ๐—ต๐—ฎ๐˜€ ๐—ผ๐—ณ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฎ๐—น๐—น๐˜† ๐—ด๐—ผ๐˜ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐—ผ๐—ณ ๐—บ๐—ฒ.

Nine years of running Honey Financial Solutions Ltd, and somehow email management is still the thing I haven't cracked. Between client updates, lender correspondence, and general life admin, it just... piles up.

As part of my Q4 business refresh I'm making a proper effort to get on top of it, once and for all. Not just a one-off clear-out, but actual habits that stick.
So go on then โ€” what's your best inbox tip? Folders, time-blocking, the two-minute rule, ruthless unsubscribing? I'll take anything at this point ๐Ÿ˜…

Drop your tips below, I'd love to hear what works for you ๐Ÿ‘‡

๐—ช๐—ฒ ๐—ต๐—ฎ๐—ฑ ๐—ฎ ๐—ฏ๐˜‚๐—บ๐—ฝ ๐—ถ๐—ป ๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ฎ๐˜€๐—ต๐—ณ๐—น๐—ผ๐˜„ ๐˜๐—ต๐—ถ๐˜€ ๐˜€๐˜‚๐—บ๐—บ๐—ฒ๐—ฟ, so one of the things I paused was signing back up for the next round of my gr...
25/08/2026

๐—ช๐—ฒ ๐—ต๐—ฎ๐—ฑ ๐—ฎ ๐—ฏ๐˜‚๐—บ๐—ฝ ๐—ถ๐—ป ๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ฎ๐˜€๐—ต๐—ณ๐—น๐—ผ๐˜„ ๐˜๐—ต๐—ถ๐˜€ ๐˜€๐˜‚๐—บ๐—บ๐—ฒ๐—ฟ, so one of the things I paused was signing back up for the next round of my group PT. It felt like a step backwards at first.

But I haven't stopped. I'm still at the gym three times a week, working on the areas I know need the most attention these days. I'm planning to touch base with my PT soon too, just to make sure I'm doing everything correctly โ€” no point rushing something and undoing all the good work.

My focus now is long-term. Looking after the parts of my body that are starting to show a bit of wear and tear (the joys of being 50+, which I still can't quite get my head around some days ๐Ÿ˜…). I want my body to stay fit and strong for years to come, not just for the next few weeks.

๐—ฆ๐—ฒ๐—น๐—ณ-๐—ฒ๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฑ ๐—ฎ๐—ป๐—ฑ ๐—ด๐—ผ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฟ๐—ผ๐˜‚๐—ด๐—ต ๐—ฎ ๐˜€๐—ฒ๐—ฝ๐—ฎ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ป? ๐—” ๐—ฐ๐—ผ๐˜‚๐—ฝ๐—น๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ถ๐—ป๐—ด๐˜€ ๐˜„๐—ผ๐—ฟ๐˜๐—ต ๐—ธ๐—ป๐—ผ๐˜„๐—ถ๐—ป๐—ด.Self-employed and going through a separat...
20/08/2026

๐—ฆ๐—ฒ๐—น๐—ณ-๐—ฒ๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฑ ๐—ฎ๐—ป๐—ฑ ๐—ด๐—ผ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฟ๐—ผ๐˜‚๐—ด๐—ต ๐—ฎ ๐˜€๐—ฒ๐—ฝ๐—ฎ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ป? ๐—” ๐—ฐ๐—ผ๐˜‚๐—ฝ๐—น๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ถ๐—ป๐—ด๐˜€ ๐˜„๐—ผ๐—ฟ๐˜๐—ต ๐—ธ๐—ป๐—ผ๐˜„๐—ถ๐—ป๐—ด.

Self-employed and going through a separation? A couple of things worth knowing: there's often no employer sick pay to fall back on if illness stops you working, and business finances can end up more tangled with household ones than you'd expect. Both are worth untangling and reviewing early.

๐Ÿ’› Drop a comment if you're self-employed and want to chat this through โ€” Vicky, Honey Financial Solutions Ltd.

๐—ฆ๐—ฎ๐˜๐˜‚๐—ฟ๐—ฑ๐—ฎ๐˜† ๐—ถ๐˜€๐—ป'๐˜ ๐—ป๐—ผ๐—ฟ๐—บ๐—ฎ๐—น๐—น๐˜† ๐—ฎ ๐˜„๐—ผ๐—ฟ๐—ธ๐—ถ๐—ป๐—ด ๐—ฑ๐—ฎ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—บ๐—ฒ. Weekends are family time. But everyone had their own plans this weekend, s...
19/08/2026

๐—ฆ๐—ฎ๐˜๐˜‚๐—ฟ๐—ฑ๐—ฎ๐˜† ๐—ถ๐˜€๐—ป'๐˜ ๐—ป๐—ผ๐—ฟ๐—บ๐—ฎ๐—น๐—น๐˜† ๐—ฎ ๐˜„๐—ผ๐—ฟ๐—ธ๐—ถ๐—ป๐—ด ๐—ฑ๐—ฎ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—บ๐—ฒ. Weekends are family time. But everyone had their own plans this weekend, so instead of it feeling like a "day off gone wrong," it made sense to sit down and use it properly.

I put the hours into my Q4 refresh plan for Honey Financial Solutions Ltd - the stuff that's been sat on my to-do list for what felt like ages. Nothing glamorous, just steady, deliberate progress. But by the end of it I'd actually got through things I kept telling myself I "hadn't done again."

Turns out ticking those off did more for my head than another weekend of carrying them around unfinished. I run this business as a mortgage and protection adviser based in South Yorkshire, and if nine years in has taught me anything, it's that you just have to actually sit down and do the work sometimes. ๐Ÿ’ช

Anyone else find an unplanned work session weirdly satisfying? Tell me I'm not the only one ๐Ÿ‘‡

๐——๐—ฒ๐—น๐—ฒ๐˜๐—ฒ๐—ฑ ๐—™๐—ฎ๐—ฐ๐—ฒ๐—ฏ๐—ผ๐—ผ๐—ธ ๐—ผ๐—ณ๐—ณ ๐—บ๐˜† ๐—ฝ๐—ต๐—ผ๐—ป๐—ฒ. ๐—”๐—ด๐—ฎ๐—ถ๐—ป. ๐Ÿ™ˆI've done this a few times now and somehow always end up back in zombie-scrolling...
18/08/2026

๐——๐—ฒ๐—น๐—ฒ๐˜๐—ฒ๐—ฑ ๐—™๐—ฎ๐—ฐ๐—ฒ๐—ฏ๐—ผ๐—ผ๐—ธ ๐—ผ๐—ณ๐—ณ ๐—บ๐˜† ๐—ฝ๐—ต๐—ผ๐—ป๐—ฒ. ๐—”๐—ด๐—ฎ๐—ถ๐—ป. ๐Ÿ™ˆ

I've done this a few times now and somehow always end up back in zombie-scrolling mode without even realising it.

This time the thought hit properly โ€” what am I doing wasting my precious time on this earth staring at rubbish? App deleted before I'd even finished the thought.

I can still get on it via my laptop and work phone, but it takes a conscious effort now rather than just habit. My screen time's dropped by an hour a day already. An hour! What was I even doing with that time, and did any of it actually benefit me? Not really.

The mad thing is how easy it is to get sucked into something without ever being conscious of it happening. My brain still automatically reaches for it on my phone out of pure habit, then I catch myself mid-scroll like ๐Ÿคฏ oh, there it is again.

Eyes open, brain engaged. My new question before I open anything now: does this actually benefit me, or someone else?

Anyone else done the delete-reinstall cycle more times than they'd like to admit? ๐Ÿ˜…

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