Grace Kitching - Mortgage & Protection Advisor

17/09/2026

📣 TODAY THE BANK OF ENGLAND HAS HELD THE BASE RATE AT 3.75% 📣

This is the 6th time in a row the committee have made the decision to retain the base rate at this level.

Inflation is predicted to rise for the start of the 2027, so with the increase in Gas prices announced over the last few weeks and continued conflict with the Middle East, the chances of the Bank of England increasing the base rate in the near future could be on the cards 📈

⚠️ If your current Mortgage rate is up for renewal in the next 6 months - please act now to secure your rate! Interest rates are increasing daily at present due to the uncertainty we are facing.

⚠️ If you are looking to buy in the near future, please enquire to make sure your repayments are within budget as you may need to save more to help fund your purchase.

⚠️ If you are considering moving home, let’s make sure the current interest rates will allow upsizing as we are seeing higher repayments due to increasing interest rates.

⚠️ If you are on a variable rate or tracker wanting stability of your payments - act now to secure a fixed rate at current rates.

Many brokers are working around the clock at present to make sure we are securing as many deals as possible before lenders are repricing products. This is so we can get you the cheapest payments possible 🤞

Please enquire with any Mortgage related questions 🫶🏽

⭐️ YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR PAYMENTS ⭐️

05/08/2026

A gorgeous family home for anyone looking in the North Anston Area 😍

Decorated gorgeous throughout, such a warm feeling! This has just arrived to market 🏠

Contact ELR Estate Agents to arrange a viewing 🥰

Please feel free to share 🫶🏽

3 bedroom semi-detached house for sale in Quarry Lane, North Anston, Sheffield, S25 for £200,000. Marketed by Eadon Lockwood and Riddle, Rotherham

04/06/2026

A Day Well Spent Brings A Day Of Content ✨♥️

Yesterday I attended the first Summer Linear Conference in Coventry and what a day it was 🫶🏽

It was great to catch up with some old friends, meet people in person that I have spoken to over Teams and chat with like minded advisors with the same passion and goals 🫶🏽

We spent time discussing criteria with lenders insurers who offer a unique tailored approach; and not a ‘one policy fits all vision’

I was inspired by a wonderful lady who shared her story on the importance of having Life cover following a cancer diagnosis, truly beautiful lady inside and out 💕

We also celebrated the success of the amazing family of advisors in Linear, and their achievements over the last 12 months 🏆

I ‘bigged up’ my work bestie telling her story of how far we’ve come over the last 9 years since we met, how to build a successful business and inspire others for their own business growth - hard work pays off.

And to top it off, obviously I took home a bag of goodies from the sponsors 😉 It would of been rude not to 😂

Thank you to everyone at Linear for putting on an incredible day, I’m already looking forward to the next one 🏠🔑

31/05/2026

Waving goodbye to May, full of smiles feeling grateful 🥰👋

Such a busy month, I’ve had no time to post so here is my May photo dump 🫶🏽

✨ Secured several Mortgage Applications for First Time buyers, Home movers and Mortgage Renewals

✨ Insurance applications activated to protect Mortgage debt

✨ Some lovely catch up’s and meeting new people on TSB’s walk in the park @ Rother Valley

✨ Coffee & Criteria date with Leeds Building Society

✨ Some gorgeous gifts received from generous clients I’ve helped 🫶🏽

✨ Pictures sent in from customers getting the keys for their first home

✨ Drinks with friends in much needed down time

✨ Secured appointments for June’s diary

Thank you so much for your continued support, I can’t wait to see what June has in store 🤍🏠

05/03/2026

Mortgage Broker by day…Party Queen by night ✨🥂 Off to the PRIMIS LIVE BALL 🪩

21/02/2026

Cheers to 4 years ✨

A little late in posting this week due to being so busy helping you lovely guys, but 4 years ago I set up my little business.

Thank you all for supporting me, it means the world 🌍

I’m so excited for my business to continue to grow, let’s see what else is in store for 2026 🥰

I’ll be having a drink or 3 to celebrate today 🥂

Thank you for every like, share, tag and recommendation 🫶🏽 I love you all ♥️

18/02/2026

Anyone looking for a 3 bedroom home in Maltby, ready to move into..look no further! ❤️

New to the market! This will not be around for long 🏠

https://www.primelocation.com/for-sale/details/72453579/?fbclid=IwdGRjcAQCV2ZleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEefLU_TK3q5lem1E9MCMDH04dcT1vizuSc74NEuAlx9S5xYkTYti6Omh4ikCE_aem_YtiC3oD3hVewEKT7UimqjQ

3 bed terraced house for sale in Hardie Close, Maltby, Rotherham S66, selling for £120,000 from Carly Wilson Estates. See property details on PrimeLocation or browse all our range of properties in Hardie Close, Maltby, Rotherham S66.

12/02/2026

This lovely home has just gone on the market today for anyone looking in Brinsworth, Rotherham 🥰 🏠

Please reach out to Uflit to arrange a viewing 🫶🏽

3 bedroom semi-detached house for sale in Letard Drive, Brinsworth, Brinsworth, Rotherham, S60 for £190,000. Marketed by Uflit, Rotherham

30/01/2026

January…that’s a wrap 🍾

Thank you for keeping me busy this January! My last working day of the month and it’s been a super start to the year ✨

I’ve had some brilliant first chats with new customers looking to buy properties, all qualified and ready to find their perfect home!

Lots of my customers have moved into their first home/forever home and what a start to 2026 this is 😍 New year - new home 🏠 🔑

So many people coming to the end of their Fixed Rates and wanting advice on what is available now..always keeping an eye out to see if I can get a better rate while your renewal date is pending 🤞

Big shout out for all the recommendations sent my way this month! I am always so grateful for this - the biggest thank that you can ever give me is telling your friends and family about me 🫶🏽💕

Looking forward to seeing what February has in store 🔮

01/01/2026

Happy New Year 🥂✨

With a new year comes new hopes, new ideas and new opportunities to make our lives the best they can be. 365 blank pages to write…

Wishing you strength and determination to achieve what you truly deserve in 2026 🩶