Beth Davies - Mortgages and Protection

22/07/2026

Approximately 20,000 to 52,000 anterior cruciate ligament (ACL) injuries occur annually in the UK.

These injuries primarily affect active individuals aged 15 to 45 and are frequently linked to pivoting sports like football, rugby, and netball.

* Train fearless. We’ve got the rest.

22/07/2026

🏉⚽️🥊🥋Don’t let an injury sideline your finances.

With pre-season training underway, now is the perfect time to think about protecting yourself against the unexpected.

MetLife Everyday Protect offers 24/7 worldwide injury cover, paying cash benefits for:
✅ Fractures
✅ Dislocations (excluding fingers / thumbs / toes)
✅ Ligament tears & tendon ruptures
✅ Hospital stays
✅ Death benefit

Plans start from just £13 per month, giving you extra peace of mind while you enjoy the sport you love.

Choose a plan that suits you and I’ll do the rest 👍🏼

22/07/2026

‼️Urgent Reminder‼️

⚽️🏉 Rugby and Football pre-season prep is well underway… and I can’t emphasise enough the importance of having injury protection in place.

If sustaining a sports injury would hinder your ability to work and earn money to maintain your lifestyle… then this is for you!

It’s quick and easy to do… just choose a plan that suits you and your individual circumstances and I’ll do the rest.

Don’t leave it until it’s too late.

📞07967 995182
💻 [email protected]

30/06/2026

💙 Because their little moments matter… 💙

As parents, we do everything we can to protect our children ❤️
But sometimes the unexpected happens — a broken bone, a hospital stay, or a serious illness.

For either £6 or £11 a month, ChildShield can help provide financial support if life throws something unexpected your way.

✨ Covers All children in your family
✨ Injury Protection available until age 22
✨ Helps with accidents, hospital stays & serious conditions
✨ A simple way to give yourself extra peace of mind

You can’t predict what tomorrow brings… but you can help prepare for it.

📩 Want to know more about how ChildShield could help your family? Message me today.

24/06/2026

We all know children have no fear… and that’s what makes them amazing 🥰🤍

From climbing trees and playing football, to gymnastics, rugby and everything in between — accidents happen when they’re having fun.

That’s where MetLife ChildShield can help give parents extra peace of mind. 💙

If your child suffers an accident like a broken bone, or faces a serious illness, ChildShield can provide a cash payment to help with the unexpected costs that come along with it.

✅ Cover for all children in one family
✅ Pays out for eligible broken bones
✅ Support for serious conditions
✅ Standalone cover — it can sit alongside your existing insurance
✅ Choose a standard plan for £6 a month or a Plus plan for £11 a month

Because you can’t always stop the bumps and scrapes… but you can help protect against the financial impact.

📩 Want to know more? Send me a message and I’ll be happy to chat.

Terms, conditions and eligibility apply.

07/04/2026

Here’s today’s quick update on interest rates:

2 year fixed around 5.2% to 5.8%

5 year fixed around 5.2% to 5.7%

Signal: Slight upward pressure, still changing day to day.

What it means:

Feels like more of a speed game right now. Deals moving quickly and not much time between DIP and products being pulled.

If you’re due to remortgage soon, it’s best to secure a rate now. If the rate decreases before your fixed rate ends, then the new rate can be applied.

27/01/2026

Mortgage eligibility is one of the most common questions we’re asked and one of the most misunderstood.

From income and deposits to credit history and employment type, UK lenders all assess eligibility slightly differently. There’s no single definition of the “right” borrower, which is why outcomes can vary so widely.

If you’re looking to get on the property ladder in 2026, please get in touch and start your property journey now ☺️

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE PAYMENTS.

📞07967 995182

💻 [email protected]

Maven Financial Group Limited which is registered with the Data Protection Act 1998 registration No. ZB495682 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 987341 an Appointed Representative of Cornerstone Finance Group which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 767202. Cornerstone Finance Group is registered in England and Wales No. 08458702.

19/01/2026

This is why “I’ll do it later” is the most expensive decision.

You can delay buying life or critical illness insurance, but you can’t pause health or age.

Every year you wait, premiums rise and options shrink.

The best time to act was yesterday.

The next best time is now.

Acting early gives you more options, more savings, more control and more peace of mind.

📞07967 995182

💻 [email protected]

19/01/2026

📉 Mortgage Rates Are Starting to Fall – Now Could Be a Great Time to Act!

A number of major mortgage lenders have recently announced reductions to their fixed mortgage rates, with more expected over the next 4 weeks — which could make a real difference if you’ve been waiting to buy or remortgage.

🏦 Recent lender announcements include:

• Nationwide Building Society & HSBC have cut fixed mortgage pricing across a range of products for movers, first-time buyers and switchers.

• NatWest, Barclays, Nationwide, Halifax & HSBC are all competing on price with lower rates across key purchase and remortgage deals.

• Industry reports highlight that price competition among lenders is intensifying, pushing multiple major high-street lenders to slash rates as the market adjusts to base rate expectations and swap rate movements.

🔑 What this means:

✅ If you’ve been holding off on buying, you might now be able to secure a lower fixed rate than you’d have seen recently.

✅ If your current mortgage deal is ending soon, or you’re thinking about remortgaging, now is a good time to see what’s available.

📞 For whole-of-market advice and to see what deals might suit you best, drop me a message.

I’m a whole-of-market mortgage broker and here to help you find the best mortgage solution for your situation.

15/01/2026

Brilliant news for mortgage brokers and homebuyers!

The Property Ombudsman has issued a clear reminder that buyers have the right to choose their own mortgage broker, solicitor, and insurance provider, and that estate agents cannot make in-house services a condition of an offer being accepted.

Conditional selling has no place in a fair market.

Buyers should never feel pressured or manipulated into using specific services just to have their offer considered.

Advisers work so hard to build relationships with their clients, understand their needs, and source the most suitable mortgage options for their circumstances.

That trust should never be undermined by aggressive estate agency tactics.

This is a welcome move that brings clarity and protection and I hope we see it lead to more transparency and better outcomes across the board.

The Property Ombudsman has reminded buyers of their right to use the mortgage broker of their choice after a Panorama documentary last year exposed some