Mortgageplus.co.uk

18/12/2025

📉 The Base Rate Has Been Cut – What Does It Mean for You?
Big news from the Bank of England! The base rate has dropped, and this could have a real impact on your mortgage and monthly payments.
✅ Could your repayments go down?
✅ Is now the time to remortgage?
✅ What does this mean for first-time buyers?
We’ve broken it all down in simple terms in our latest blog:
👉 https://mortgageplus.co.uk/2025/12/base-rate-cut-what-does-it-mean-for-you/?utm_source=facebook&utm_medium=Zoho+Social&utm_content=TheBaseRat
How do you feel about the rate cut – excited, confused, or ready to take action? Drop your thoughts in the comments!
💬 Message us today for a FREE mortgage review and see how much you could save!

How does the Bank of England Base Rate cut affect your current or future mortgage plans? The Bank of England cut the Base Rate by 0.25% today, taking it from 4.00% down to 3.75% (and it was a close vote). That’s the big headline — but what it means in real life depends on the

14/02/2023

Protect your loved ones this Valentines Day

Valentine’s day is a special day to celebrate love and affection between partners. It’s a day to show appreciation and to make memories that last a lifetime. While love and affection are important, there is another aspect of family life that should not be overlooked – insurance. Peace of mind ...

09/02/2023

Is your current mortgage deal coming to an end?

Get in touch to you review your options.

https://mortgageplus.co.uk/2023/02/reviewing-your-mortgage-and-options-to-refinance?utm_source=facebook&utm_medium=Zoho+Social&utm_content=Isyourcurr

Remortgaging and product transfers are two popular options for homeowners looking to make changes to their mortgage. While both can help release funds in your home, there are key differences between the two. What are the differences? Remortgaging involves taking out a new mortgage on your existing p...

28/07/2022

https://mortgageplus.co.uk/2022/07/understanding-mortgage-underwriting/?utm_source=facebook&utm_medium=Zoho+Social&utm_content=mortgagepl

What actually happens when a mortgage lender looks at your application? The mortgage underwriting process is a key part of the mortgage application process. It is when the lender assesses the applicant’s ability to repay the loan, and decides whether or not to approve the loan. It can also vary de...

21/07/2022

A Guide for First Time Buyers

Step-by-Step guide to buying your first home The purchase of your first property is an exciting time, whether you’re looking to buy a new property or a ‘fixer upper’ to put your stamp on. But it’s important to understand the mortgage process. The mortgage approval can seem somewhat overwhelm...

08/07/2020

BREAKING NEWS

Chancellor cuts Stamp Duty on main home purchases up to £500,000

BREAKING NEWS - CHANCELLOR ANNOUNCES STAMP DUTY HOLIDAY No stamp duty for homebuyers on properties up to £500,000 Chancellor of the Exchequor, Rishi Sunak has just announced he is increasing the threshold for paying Stamp Duty from £125,000 up to £500,000 in an attempt to try and stimulate activi...

12/03/2020

Which lenders have agreed to pass on base rate cut?

The Bank of England dropped its base rate by 0.5% and here is what we know so far from the main high street lenders.

Co-operative Bank’s SVR will come down from 4.99 to 4.49 per cent.

Santander’s SVR will come down from 4.99 to 4.49 per cent.

Halifax says its homeowner variable rate and standard variable rates will both come down from 4.24 to 3.74 per cent.

Lloyds’ homeowner variable rate will also come down from 4.24 to 3.74 per cent.

Lloyds’ standard variable rate will come down from 2.75 to 2.25 per cent.

Barclays’ SVR for residential borrowers will be cut from 5.24 to 4.74 per cent and its buy-to-let SVR will be cut from 5.74 to 5.24 per cent.

HSBC’s residential SVR will come down from 4.19 to 3.69 per cent and its buy-to-let SVR will reduce from 5.25 to 4.75 per cent.

First Direct’s SVR will also come down from 4.19 to 3.69 per cent.

29/10/2019

We are looking for a Mortgage & Insurance administrator to join our team. Interested? email your CV to [email protected]

14/10/2019

The new EPC rules come in place in April 2020. All rented properties must be a least 'E' energy rated. Mortgage lenders won't consider applications below this. Landlords could also be fined £5,000. https://zcu.io/z5i8 -

10/10/2019

Do you know that if your credit card balances are close to the borrowing limits this will impact your credit score? Reduce them to below 75% of the limit for an improved credit score.

09/10/2019

Are you paying too much for your mortgage? Book a mortgage review with us today! You could save hundreds of pounds. Call Us on 0330 400 4242