Millennium Mortgages Limited

30/06/2026

🏠 Keeping your current home as a rental?

It's not as simple as handing over the keys. Your mortgage could need changing before you let the property.

Our latest blog explains your options and what you need to know before becoming a landlord.

📖 Read it here: https://mmshull.co.uk/change-residential-mortgage-to-buy-to-let/

Got questions? Drop us a message – we're always happy to help.

Learn how to change a residential mortgage to buy to let, including consent to let, remortgaging options, lender criteria and costs.

12/06/2026

⭐ Another 5-Star Review! ⭐

A huge thank you to Laurence for taking the time to leave such kind feedback about Andrea.

Buying a home or arranging a mortgage can feel overwhelming at times, so it's fantastic to hear that Andrea was able to make the process feel straightforward and stress-free.

Thank you for trusting Millennium Mortgages with your mortgage journey, and congratulations on your new home! 🏡🎉

01/06/2026

💡 Did you know: Just because a lender says you can borrow a certain amount doesn't always mean you should.

That's why it's worth looking at your budget in the real world, not just on an affordability calculator.

A good mortgage adviser can help you work out what feels comfortable now — and what still works if rates, circumstances or monthly costs change in the future.

23/05/2026

Good luck to Hull City A.F.C. as they head to Wembley Stadium to take on Middlesbrough F.C. at Wembley! 🖤🧡

A huge day for the club, the players, and the fans — we’ll all be cheering you on!

Looks like the EFL are using variable teams this season… but hopefully City can fix things today 😉⚽

Come on City! 🐯

20/05/2026

Could you buy your first home with a £5,000 deposit? 👀

More lenders are now introducing low deposit mortgage options for first-time buyers.

If you want to know what’s possible for you, speak to a mortgage adviser today 🏡

14/05/2026

Huge congratulations to Chris on completing The Lap ultra marathon! 🏃‍♂️🔥

47 miles around Lake Windermere in an incredible 11 hours and 12 minutes — an amazing achievement that shows serious determination, resilience, and grit. 💪

We’re all incredibly proud of you here at Millennium Mortgages… although we think you’ve officially made the rest of us look a bit lazy now! 😅

Well done Chris! 👏🏅

22/04/2026

Did you know… 💡
Even small monthly payments could reduce your mortgage options?

Things like Klarna, car finance, or credit cards might seem minor — but lenders factor them into your affordability.

👉 That £100 a month could mean borrowing thousands less.

💬 It’s always worth speaking to an adviser about whether paying off any debts could improve your position — and what difference it could make to your finances overall.

17/04/2026

⭐⭐⭐⭐⭐
Great feedback for Chris — thank you to Liam for taking the time to leave a review.

Keeping clients updated throughout and helping secure a deal ahead of rate changes can make a real difference, so this is great to hear.

15/04/2026

💡 Can you remortgage early?

With ongoing uncertainty around interest rates, it’s a question we’re hearing more often.

You don’t always have to wait until your current deal ends — in many cases, you can look at remortgaging in advance. But timing, potential fees (like early repayment charges), and the rates available all play a part.

We’ve put together a simple guide explaining how it works and what to consider.

👉 Read more here:

Are you thinking about remortgaging early and wondering about the implications of that? In this post, we detail the potential penalties.

13/04/2026

💡 Did you know?

Not everyone receives full sick pay from their employer.

According to recent UK research, only around 35% of employees receive full pay if they’re unable to work due to illness, with many others relying on reduced pay or Statutory Sick Pay.

That means a large proportion of people could see a significant drop in income if they were off work for a period of time.

Source: GRiD (Group Risk Development), UK research 2024