Don't Fret About Debt

28/07/2023

This is a great series, and we're not just saying that because Tommy Gallacher appears on episode 2 discussing how to overcome problem debt. Honest!

If you are struggling with debt and would like some friendly impartial advice, don't hesitate to get in touch www.dontfretaboutdebt.net

Our new podcast, "Finances Made Friendly" is now available to listen on all streaming platforms. 😊 🎧 🎉

Hosted by Heather Suttie, this podcast aims to help you get more out of your finances. We have lined up experts and guests from various industries to cover a wide range of topics such as reducing your energy bills, buying your first car, pensions, savings and many more!

Thank you to all of our guests and contributors for taking the time to be involved. 😊

Listen here:
https://podfollow.com/glasgowcreditunion

Home Energy Scotland Barrhead Travel C-Change Johnston Carmichael Chartered Accountants and Business Advisers Take Five Carla Jenkins

10/01/2022

Unforeseen circumstances can understandably cause a shock and loss of control to your budget and household finances. The good news is that taking back control of your budget is easier than you might think. Not all your expenses have the same level of importance, and the order of importance could surprise you.

Our expert debt advisor, Alan McMillan, discusses how and where to prioritise your budget spending to take control of your finances.

Read more:

Unforeseen circumstances such as being off sick from work, looking after a relative, unemployment, or over-extending yourself financially can understandably cause a shock and loss of control to your budget and household finances. The good news is that taking back control of your budget is easier tha...

08/12/2021

With the festive period approaching our expert debt advisor, Alan McMillan discusses how to plan for the festivities when dealing with debt at this time of year. Alan also shares some of the common concerns people have and tips on how to deal with these concerns.

Read more:

With the festive period approaching we understand that this time of year can be a stressful time for those in debt. Our experienced debt advisors are on hand to ensure you can enjoy the festive period and as part of the budget plan our team complete with you we include a monthly amount towards birth...

18/11/2021

A DAS, or Debt Arrangement Scheme, is a statutory Debt Payment Programme approved by the Scottish Government.

It allows you to freeze the interest and charges on your debts and repay your debts in one affordable monthly repayment, without the threat of any legal action from your creditors.

Our expert debt advisor, Alan McMillan discusses how a DAS could help you to take back control of your finances.

Read more:

A DAS, or Debt Arrangement Scheme, is a statutory Debt Payment Programme approved by the Scottish Government.  It allows you to freeze the interest and charges on your debts and repay your debts in one affordable monthly repayment, without the threat of any legal action from your creditors. If you ...

12/11/2021

Earlier this year our senior debt advisor Tommy Gallacher sat down with Sean McDonald of Blethered to discuss the stigma around debt and the solutions available for getting debt under control. The responses have been overwhelming with a lot of clients advising that they heard their own circumstances in some of the stories. Give it a listen on the link below.

https://open.spotify.com/episode/10h1LghYbGpTa8GEBYgUlS?si=bQZ5egeaTj-aT_b-JIvTYw&utm_source=copy-link

Listen to this episode from Blethered on Spotify. I'm joined by Senior Debt Adviser Tommy Gallacher, from Don't Fret About Debt, and we discuss the social stigma around debt and the stresses that come with carrying around the weight of that on your own.Tommy explains the solutions available to peopl...

29/10/2021

With Covid restrictions lifting and the end of the furlough scheme, many of us are starting to get an idea of what life will look like post-pandemic.

Arguably the biggest challenge facing us will be returning to the regular expenses of everyday life: travel, activities with the children, eating out at restaurants, weddings, holidays and general socialising.

Our debt advisor, Tommy Gallacher, offers expert advice on how you can manage your finances as we return to these everyday, regular expenses.

Read more:

As we emerge from the Covid pandemic and return to regular expenditure, debt advisor Tommy Gallacher discusses how to manage your finances.

30/07/2021

Our expert debt advisors are on hand to help you take back control of your finances and can offer options to business owners with personal guarantees that protect your assets.

Business owners who have signed personal guarantees are responsible for paying the business debt back if the business can’t. This often means that a business owner’s home is at risk from legal action by a creditor, such as a petition for bankruptcy (Sequestration).

If you are being pursued by a creditor and even if the process has already started, you can still contact us for advice, and we can help protect your assets.

Read our latest blog by advisor Alan McMillan for more details:

Business Debt is a major issue for many businesses and individuals. Here are some options to protect your assets and keep them out of the reach of creditors.

02/03/2021

Here is David one of our qualified debt advisors talking about why you should choose Dont Fret About Debt to help you.

Send us a message and find out how we can help you.

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The specialist of the company "Don't Fret About Debt" answers questions about finances.

01/03/2021

We can help with debts of:

✅ Credit Cards
✅ Council Tax
✅ Payday Loans
✅ Debt Collection Companies
✅ Overdraft
✅ Store Cards
✅ Catalogues
✅ Doorstep Loans
✅ Personal Loans
✅ Benefit Overpayments
✅ HMRC Debts
✅ Old Utilities Debts
✅ And More…

Talk to our advisers today!
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19/02/2021

⭐️⭐️⭐️⭐️⭐️ Feedback Friday! Great to see positive reviews for our team. ⭐️⭐️⭐️⭐️⭐️.

If you are finding things difficult right now our advisors are here to help.

Our team will work out who you owe money to, go over a budget with you to understand your spending and then give you an idea of your options.

Try out Debt Calculator to see what you could reduce your debt payments down to per month.

✅ One Affordable Payment Per Month
✅ Freeze Interest & Charges
✅ Stop Calls and Letters
✅ Light At The End Of The Tunnel

18/02/2021

What is a Trust Deed...? Pros & Cons 👇

✅ One Affordable Payment Per Month
✅ Freeze Interest & Charges
✅ Stop Legal Action
✅ Stop Wage Arrestment
✅ Stop Letters & Phone Calls
✅ Qualified Advisors
✅ Debt Free in 48 Months

⛔️ Can impact credit rating

Send our team a message and we can explore your options and tell you if a Trust Deed is a suitable plan for you. We are here till 9pm tonight!