Holly Dowland - Mortgage & Protection Adviser

24/08/2026

Why wait until you’re older to protect your income? 👇

Income Protection is one of those things that’s easy to put off when you’re young and healthy.

But actually, that can be the best time to put it in place.

💷 Potentially lower premiums – your age and health can influence the cost of cover.

🩺 Your health today matters – taking cover while you’re fit and well may give you more options than waiting until your circumstances change.

🔒 Protect your future income – your earning ability is likely to be one of your biggest financial assets.

🏡 Keep paying the bills – if illness or injury meant you couldn’t work, a regular income could help with your mortgage, household bills and everyday costs.

👨‍👩‍👧 Protect the lifestyle you’re building – especially as your financial commitments grow.

🧘‍♀️ Peace of mind – knowing there’s a financial safety net can make a huge difference when life doesn’t go to plan.

The younger you are, the easier it can be to think “I don’t need that yet.”

But Income Protection isn’t really about what could happen today.

It’s about protecting the life and income you’re working towards tomorrow.

Your income is your greatest asset. Why not protect it? ❤️

Terms, conditions and exclusions apply. The suitability and availability of cover will depend on your individual circumstances.

31/07/2026

💷❌📈

The Bank of England has held interest rates at 3.75% today for the fifth consecutive time, but an increasing number of rate-setters are calling for a hike.

05/04/2026

Happy Easter 🐣

Whether you’re spending the day with family, eating your weight in chocolate, or just enjoying the long weekend, I hope it’s a good one!

And if a new home is somewhere on your horizon this year, or your mortgage deal is ending, I’m always here for a chat (once the chocolate coma wears off 😄).

Enjoy your day! 💐

26/03/2026

The Bank of England’s Monetary Policy Committee held interest rates at 3.75% in its February meeting. After conflict broke out in the Middle East, what will happen to interest rates?

15/03/2026

Today can mean many different things to many different people.

Happy Mother’s Day to the amazing mums who are doing their best every single day. 💐

To the step-mums, grandmothers, adoptive mums, foster mums, mums to be, and the women who care for others as if they were their own. You are truly appreciated.

Today we also hold space for those who find Mother’s Day difficult. For anyone longing to become a mum, those walking the path of fertility struggles, those who have lost a child or a mum, or anyone carrying quiet heartache today. You are in our thoughts too. 🤍

Motherhood comes in many forms, and every story deserves kindness, love, and recognition.

However you’re spending today, we hope you feel appreciated and supported.

Happy Mother’s Day 💕

14/02/2026

Dear First-Time Buyers 💌

You don’t need a perfect deposit.
You don’t need to know everything.
You just need the right support.

If buying your first home is on your wishlist, let’s chat ❤️

13/02/2026

Flowers are lovely 🌹
Chocolates are great 🍫
But protecting your family’s home?
That’s real love ❤️

Life insurance, income protection, and critical illness cover aren’t romantic…
Until you need them.

11/02/2026

🚩 Red flags in your mortgage:
– Your fixed rate is ending
– Your payment has jumped
– You’ve not reviewed it in years

This Valentine’s, break up with a bad rate 💔
And find one that treats you better 💘



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

09/02/2026

Buying a home together is exciting… and a little bit scary ❤️🏡
The key?
✔ Honest conversations
✔ A clear budget
✔ The right mortgage advice

If a house is part of your love story this year, I’d love to help.



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

08/02/2026

Oh go on then, I'll jump on the bandwagon 🫣