Kernow Credit-Union

Kernow Credit-Union Kernow Credit Union is a savings and loans co-operative for those living or working in Cornwall.

💙 Volunteers' Week 💙Every credit union has a story, and volunteers are a huge part of ours.From helping guide the organi...
02/06/2026

💙 Volunteers' Week 💙

Every credit union has a story, and volunteers are a huge part of ours.

From helping guide the organisation as Board Directors and Committee Members to supporting our mission of providing affordable financial services, volunteers help keep credit unions thriving.

Today, we celebrate the dedication, commitment and community spirit of our volunteers.

Thank you for all that you do.

01/06/2026

🎉 It's Volunteers' Week! 🎉

This week, we're joining organisations across the UK in celebrating the amazing people who give their time to support others.

At Kernow Credit Union, volunteers play a vital role in helping us serve our members and communities across Cornwall and the Isles of Scilly.

💙 Here's to all our volunteers, past and present!

01/06/2026

Cornwall might be looking a little grey today, but it’s the perfect excuse to stay cosy, grab a hot drink, and think about your future savings goals.

Whether you're saving for:
🏖️ A summer break
🚗 Car costs
🎄 Christmas
🏠 Home improvements
💷 Or simply a rainy day fund

Small amounts saved regularly can soon add up.

At Kernow Credit Union, we're here to help local people save safely and borrow affordably when needed.

So while the weather does its thing outside, why not take a few minutes to check in on your savings goals? ☔💙

28/05/2026

💛 Struggling a bit financially? You’re not on your own. 💛

Sometimes it’s not big dramatic things — it’s just life being expensive all at once. A car repair, kids needing things, an unexpected bill, or trying to catch up after a difficult month.

At Kernow Credit Union, we’re here to help local people borrow safely and affordably, without the stress of high-interest lenders.

We have a few different loan options depending on your situation, including:

• Family Loans for members receiving Child Benefit into their KCU account
• Standard Loans for members who’ve been saving with us
• Loyalty Loans for members who have built up more in savings than they want to borrow, helping them access a lower interest rate while keeping their savings secure
• Loans that let you keep your savings while you borrow

If you’re not sure what you’d qualify for, that’s absolutely fine — just ask. We’ll always try to explain things clearly and help where we can.

We’re not a call centre miles away. We’re a small local team here in Cornwall, and sometimes just having a conversation about your options can make things feel a bit more manageable 😊

📞 Give the office a call on 01209 314 449 or send us a message if you’d like to chat about your options.

25/05/2026

🌼 Reminder: We’re Closed Today 🌼

Just a reminder that Kernow Credit Union is closed today for the Bank Holiday.

We’ll reopen as normal tomorrow morning.

Any withdrawal requests received over the Bank Holiday period will be processed on Tuesday, with funds reaching members’ bank accounts by approximately 5pm. 😊

Enjoy the rest of your Bank Holiday! ☀️

22/05/2026

🌼 Bank Holiday Opening Hours 🌼

Just a quick reminder that Kernow Credit Union will be closed on Monday for the Bank Holiday.

Any withdrawal requests received after today’s cut-off time will be processed when we reopen on Tuesday, with funds reaching members’ bank accounts by approximately 5pm on Tuesday.

We’ll be back to normal opening hours on Tuesday morning 😊

Have a lovely Bank Holiday weekend everyone! ☀️

21/05/2026

📅 Child Benefit payments this weekend & Bank Holiday reminder

With the Bank Holiday on Monday, some Child Benefit payments may arrive earlier than usual.

If your payment is due on Monday 25th May, it’s likely to arrive on Friday 22nd May instead.

Our office will also be closed on Monday for the Bank Holiday and will reopen as normal on Tuesday.

💛 Saving little and often can make a bigger difference than you think.Whether you’re putting money aside for Christmas, ...
20/05/2026

💛 Saving little and often can make a bigger difference than you think.

Whether you’re putting money aside for Christmas, school uniforms, emergencies or just a bit of breathing space, regular saving can really help over time.

At Kernow Credit Union, we’re proud to help local people across Cornwall and the Isles of Scilly save safely and borrow affordably when needed.

🌊 Local money helping local people
📞 Real people at the end of the phone
🔒 Savings protected up to £120,000 by the FSCS

Even if you can only save a small amount, it’s a great place to start.

Find out more at www.kernowcreditunion.co.uk or give us a call on 01209 314 449

Based in Cornwall, we provide an alternative service to banks, building societies and high interest loan providers. We encourage you to save what you can and borrow only what you can afford to repay.

19/05/2026

Any free activities to do with the kids at the weekend is always a win!

Address

Redruth
TR152SP

Opening Hours

Monday 10am - 3:30pm
Wednesday 10am - 3:30pm
Friday 10am - 3:30pm

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