Honeybee Mortgage Solutions

Honeybee Mortgage Solutions Redhill and Reigates local mortgage broker providing mortgage and protection advise. There may be a fee for mortgage advice.

Donna Matthews t/a Honeybee Mortgage Solutions is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. The precise amount will depend upon your circumstances but we estimate it will be £199 for residential mortgages and £499 for Buy to Let mortgages. The guidance and/or information contained within this page is subject to the

UK regulatory regime and is therefore targeted at consumers based in the UK. Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy to Lets

I'm finding my inner Sarah Connor at the moment, fighting Skynet and saving the world from bad mortgage advice. I asked ...
03/08/2026

I'm finding my inner Sarah Connor at the moment, fighting Skynet and saving the world from bad mortgage advice.

I asked Skynet (masquerading as co-pilot) this morning:

What is the lowest, fee free, 2 year fixed rate at 75% for a remortgage.

First answer: 4.10% Barclays (£999 fee).

I wish! It is completely inaccurate and doesn't exist so I challenged and this time got:

Second Answer: 4.78% NatWest

Also not true! so I challenged again:

Third Answer: Because I don't have access to todays lender cards, I'd be guessing......that is how I ended up with the mismatch.

So there we have it, Skynet may be able to hack into secure programs and tell me what recipe I can cook from the ingredients in my fridge today but I'll rest easy knowing I have a little bit longer before the terminator takes my job :)

31/07/2026

Whether you have bought a house in the past or are just thinking about starting, what do you wish you knew, that would have made the process easier or less stressful for you?

17/07/2026

I know AI poses a risk to many jobs but this week I am feeling particularly frustrated with it as it's only making my job harder.
Clients come to me with wildly inaccurate understandings of their position, convinced they know exactly what they are talking about and I spend as long explaining why the AI advice was wrong as I do providing the correct advice.

Two clients this month came to me after getting terrible AI advice:

Client A was told they could port their mortgage “without any checks.” This is entirely wrong. While lenders may show flexibility when porting they do carry out a full, new mortgage application and affordability assesment.

Client B was told their borrowing was far higher than it actually was because AI misunderstood how lenders assess self‑employed income.

AI is clever, but it doesn’t know lender criteria, underwriter behaviour, or your true position. It reacts on what you are telling it and you may not give it all it needs to know. It is also inherently a people pleaser and if it can find a way to tell you what you want to hear, it will.

This heatwave is a great reminder of two things:1️⃣ Fixed rates aren’t the only things that can make you sweat2️⃣ Protec...
26/06/2026

This heatwave is a great reminder of two things:

1️⃣ Fixed rates aren’t the only things that can make you sweat
2️⃣ Protection is important, whether it’s SPF 50 or life insurance

If your mortgage deal is due to expire soon, start reviewing it before it gets any hotter.
Your finances deserve shade, even if the rest of us don’t.

www.honeybeemortgagesoluttions.com
Tel: 07592 669874

09/06/2026

I have had a very productive morning reserving better rates for clients who are staying with their current lender, re-mortgaging or moving house .

Because I keep an eye on rate changes daily, I can lock in improvements as soon as they appear.

Today alone, I saved several of my clients between £15 and £50 a month by moving them onto lower rates, before the ones we previously secured take effect. No work for them involved at all.

This is one of the areas a broker can work for you, we aren't just securing the lowest rates on the market, we're making sure you get the right rate on the day of application but then monitoring this right up to completion.

How to prepare for your mortgage payments increasing.Over the next few months, a huge number of homeowners will be movin...
15/05/2026

How to prepare for your mortgage payments increasing.

Over the next few months, a huge number of homeowners will be moving off very low fixed rates, many under 2%.
If your deal is ending soon, it’s completely normal to feel unsure about what the jump might look like.

A little preparation now can make the transition much smoother:

Check your deal end date
Many lenders allow you to secure a new rate up to six months early. This will secure a rate now, while still allowing you to take a new one should they reduce before you complete.

Review your monthly budget
Even a modest rate increase can change your payments.

Get your documents ready
Up‑to‑date payslips, bank statements and ID help avoid delays.

Understand your options
Different lenders take different approaches to affordability, especially in the current climate.

Don’t leave it to the last minute
Early planning gives you more choice and more control.

If your current rate is below 2%, you’re part of a large group of homeowners facing the same shift so you don't need to feel alone.

Honeybee Mortgage Solutions has grown so much over the past six years, and with the business continuing to go from stren...
05/05/2026

Honeybee Mortgage Solutions has grown so much over the past six years, and with the business continuing to go from strength to strength, it felt like the right moment to refresh my headshots, especially as the last one was taking by me in my kitchen, afterall its not just the business that's 6 years older ;)

A huge thank you to Rachel Thornhill Photographyfor the fantastic photos. Professional, warm, and effortless from start to finish.

If you’re looking to elevate your personal or business brand, Rachel is someone you’ll want in your corner.

20/04/2026

Overpaying on your mortgage is a great way to reduce your term and I am a huge fan of this but it is important to speak to your lender to make sure they are having the impact you want, either reducing the term or reducing the monthly payment.

20/04/2026

Overpaying your mortgage can knock years off your term and I am a huge fan of them but it is important to understand how your lender will treat them to make sure they have the impact you want, either reducing the term or reducing your monthly payments.

Address

Redhill
RH16HA

Opening Hours

Monday 8:30am - 7:30pm
Tuesday 8:30am - 7:30pm
Wednesday 8:30am - 7:30pm
Thursday 8:30am - 7:30pm
Friday 8:30am - 7:30pm
Saturday 9:30am - 5pm
Sunday 9:30am - 12pm

Telephone

+447592669874

Website

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