ManjitKaur Mortgage Broker

ManjitKaur Mortgage Broker Manjit Kaur The Mortgage Mum | Mortgage Broker | Residential Mortgage | BTL

30/01/2026

A little reminder of what I do to my new followers

Hi, I'm Manjit, The Mortgage Mum, I've been in the financial services industry for 25 years.

I'm also qualified in Equity Release advice for over-55s

So… who is equity release really for?

👵👴 Homeowners aged 55+ who want extra financial freedom in later life.
💡 People who prefer to unlock equity rather than sell their home.
👨‍👩‍👧 Families who want to pass on wealth during their lifetime.

It’s not for everyone, and the best way to know if it’s right for you is by getting advice tailored to your situation.

Curious if it might be an option for you (or your parents)? Drop me a message. I’m happy to chat.

Had a fantastic time at the MAB Conference with The Mortgage Mum team. So many valuable insights, inspiring speakers and...
28/11/2025

Had a fantastic time at the MAB Conference with The Mortgage Mum team.
So many valuable insights, inspiring speakers and brilliant conversations throughout the day.
Feeling energised and full of ideas to bring back to my clients.

Hosted a Fun & Impactful Money Savings Quiz This week, I had the pleasure of hosting a Money Savings Quiz, and it was su...
21/11/2025

Hosted a Fun & Impactful Money Savings Quiz

This week, I had the pleasure of hosting a Money Savings Quiz, and it was such a great experience.

Thank you and Vicki for bringing this community together.

As someone who has been self-employed for a while, I know how easy it is to feel isolated. The hustle of supporting clients and managing the business on top of everything else can leave little time to actually to work on your business.

That’s why taking a moment to reflect on our finances is so essential.

In today’s session, we focused on practical tips and strategies to help be mortgage-ready while running a business.

It’s a topic that’s not only crucial for entrepreneurs but also something that needs more attention in our schools and communities.

The reality is, managing finances can be a challenge, but it’s also a powerful way to take control of our futures, whether we’re self-employed or not.

A big thank you to everyone who joined in and participated.

Let’s continue to support each other as we navigate this journey, together, we can make a real difference, both in our businesses and in our communities.

Hey, 👋 Member of the Equity Release Council.You can now find me in the directory.What does that mean for Equity Release...
06/11/2025

Hey, 👋

Member of the Equity Release Council.
You can now find me in the directory.

What does that mean for Equity Release advice?
Equity release product standards are set out below:

Read on or save for later 💾📍

For lifetime mortgages the rate must be fixed for each release or, if variable, the rate must be capped for the life of the loan.

You must have the right to remain in your property for life or until you need to move into long-term care, provided the property remains your main residence and you abide by the terms and conditions of your contract.

You have the right to move to another property subject to the new property being acceptable to your product provider as continuing security for your equity release loan.

The product must have a “no negative equity guarantee”. This means that when your property is sold, and agents’ and solicitors’ fees have been paid, even if the amount left is not enough to repay the outstanding loan to your provider, neither you nor your estate will be liable to pay any more.

All customers taking out new plans which meet the Council’s standards must have the right to make penalty-free payments, subject to lending criteria.

Meet my clients Craig and Rebecca who have kindly shared.• See how the 100% mortgage has made a difference to them.• All...
06/10/2025

Meet my clients Craig and Rebecca who have kindly shared.

• See how the 100% mortgage has made a difference to them.

• Allowing them to get on the property ladder.

•100% April Mortgages launched their product this year, see the key features of the product.

Need more information on how you can get on the property ladder?

contact; [email protected]

Team meeting in London Grateful for a full day of connection — meeting both new and familiar faces across the team. 🙌We’...
10/07/2025

Team meeting in London

Grateful for a full day of connection — meeting both new and familiar faces across the team. 🙌

We’re entering an exciting new chapter as we officially partner with Mortgage Advice Bureau.
Their cutting-edge tech will help streamline the mortgage journey, making the process smoother and faster for all my clients. 💡🏡

If you’re looking for expert mortgage advice, I’m here to help — let’s chat!

📩 DM me to get started.

Oh Hey There!So for those of you who don’t know much about Manjit The Mortgage Mum, let’s start with an introduction.The...
25/02/2025

Oh Hey There!

So for those of you who don’t know much about Manjit The Mortgage Mum, let’s start with an introduction.

The Mortgage Mum & Specialist Finance is a multi-award-winning company, passionate about finding the right Mortgage solution, even after the age of 55 and for a lifetime.

But that’s not all we do! We also offer a range of commercial finance services, including:

✨ Bridge Loans – for fast, flexible short-term funding solutions
✨ Commercial Finance – to support your growing business needs
✨ Asset Finance – helping you secure the equipment and assets that drive your business forward

Whether you’re buying your dream home, re-mortgaging to save money, or looking for the right finance solution to help your business thrive, we love what we do, and it’s all about:

✨ Helping you get your dream home
✨ Enabling you to continue living in your home when the term ends 🏡
✨ Re-mortgaging to save money every single month
✨ Offering interest-only options
✨ Borrowing additional funds for your future

And much more…exciting things to come in 2025!!
Watch this space!!

Now that’s a bit about us, and if reading this far, I’m also 25 years onto my career in financial services and another year older and wiser today.
We’d love to know how long you have been in your industry. Share below!

Looking for Business Finance?📩 Contact me for more information
18/02/2025

Looking for Business Finance?

📩 Contact me for more information

I'm at the Home Buyers property show this weekend, in Harrow.With over 20 years of experience, working within the financ...
09/07/2024

I'm at the Home Buyers property show this weekend, in Harrow.

With over 20 years of experience, working within the financial services industry, my passion is to share best practices to be mortgage-ready and find solutions to increase your property portfolio.

Come and see me for all your Mortgage questions.

Free to attend and meet all the other property experts you need during your purchase journey.

See the link in bio or DM for the link.

11-6 pm

Manjit Kaur
Senior Mortgage Broker and over 55 Lifetime Mortgage Specialist
[email protected]

Email beforehand and book a 15-minute free consultation slot.

I’m delighted to share an event I’m organising. 1 week to go!! Friday 21st June at RAC, Woodcote Park Country Club, Wood...
14/06/2024

I’m delighted to share an event I’m organising.
1 week to go!!


Friday 21st June at RAC, Woodcote Park Country Club, Woodcote Park, Wilmerhatch Ln, Epsom KT18 7EW

If anyone would like to come along & learn about Planning for Later Life: Lifetime Mortgages, Investment and Estate planning.

For more information contact: [email protected] or call 07956 810782

Email me for a discount code if looking to attend.

Feel free to share if you know anyone who would like to attend.

Regards,

Manjit

Happy 1st May 🌞Do you just love this tune?? Yes, I can get you a Mortgage! Meet the team of Mortgage brokers at The Mort...
01/05/2024

Happy 1st May 🌞

Do you just love this tune?? Yes, I can get you a Mortgage!

Meet the team of Mortgage brokers at The Mortgage Mum
Hospitality on the day by

I shared my A to Z services in a network meeting and thought you would like to see it too..

Save the post to come back later 😀

A- Asset Finance
B - Buy to Let
C - Commercial Finance
D - Debt consolidation
E - Expat Mortgage
F - Foreign National Mortgage
G - Goods purchase for home improvement
H - HMO mortgage
I - Investment property mortgage
J - Joint venture finance
K - Kitchen finance
L - Let to buy
M - Million pound Mortgage
N - New Build mortgage
O - Over 55’s Mortgage
P - Purchase Land
Q - Quadruple applicant mortgage
R - Right to Buy Mortgage
S - Self-build Mortgage
T - Tenants in common Mortgage
U - Universal credits Mortgage
V - Valuation surveys from Rics
W - Warehouse conversion mortgage
X - X-tra support from me
Y - You’ll never reach this far, reading this.. 🤣
Z - Zero deposit Mortgage 😀

And many more solutions to your mortgage needs

Manjit Kaur- The Mortgage Mum, Where Mortgages is more than just money

Easter break in Scilly 🌞
20/04/2024

Easter break in Scilly 🌞

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

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