Sophie Mitchell - Mortgage Adviser

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Sophie Mitchell - Mortgage Adviser

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I am the founder of Add Mortgage Advice and I provide expert advice on mortgages and insurance.

Add Mortgage Advice LTD is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority

The Financial Conduct Authority does not regulate estate agency, lettings and conveyancing services’. The Financial Conduct Authority does not regulate most Buy to Let Mortgages. Add Mortgage Advice LTD will usually charge a fee for mortgage advice. The typical fee is £399 on completion, dependent on your circumstances

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

02/11/2026

When you're looking at mortgages, it's easy to focus on the interest rate. But there's a little more to consider than just the headline figure.

The best option isn't necessarily the one with the lowest rate. It's about finding something that works for your circumstances, both now and in the future 💖

29/10/2026

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29/10/2026

October has been another really busy month, so I’ve been making the most of these beautiful sunsets at the end of each day 🧡🍂

25/10/2026

When you’re planning to move, it’s easy to focus on the deposit and forget about everything else. 🏡

Solicitors, surveys, removals and Stamp Duty (where applicable) can all add to the cost.

The amounts will vary depending on your circumstances and the property, so it’s worth building a realistic budget before you start making plans 🤍

20/10/2026

Buying a home is exciting, but there are a few things that can make the mortgage process more stressful than it needs to be. 🏡

From taking out new credit at the wrong time to forgetting about the extra costs of moving, small decisions can make a difference 🤍

17/10/2026

Ready for cosy season now 🔥🔥

16/10/2026

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09/10/2026

Why are mortgage rates going up when the Bank of England base rate hasn't? 👀

Fixed mortgage rates are influenced by market expectations and swap rates, not just the Bank of England’s Bank Rate.

Swap rates have been rising recently, alongside continued inflation concerns and lenders have been repricing as a result.

08/10/2026

ADD MORTGAGE ADVICE NOW HAS 100+ GOOGLE REVIEWS ⭐

I'm so proud of myself for achieving this. When I launched the business just over a year ago, I honestly never imagined that I'd be here this soon.

This would never have been possible without all of my amazing clients. Every single review represents someone who trusted me with such a huge part of their lives, and I don't take that for granted.

Thank you so much to everyone who has used me, recommended me, left a review, sent me a message, or simply cheered me on along the way.

Here's to the next 100! 🥂🤍

05/10/2026

2.5% DEPOSIT - BUT WHAT DO WE ACTUALLY KNOW? 👀

https://www.addmortgageadvice.co.uk/2-5-deposit-mortgage-who-could-qualify-and-what-you-need-to-know/

Address

Ramsgate

Website

https://addmortgageadvice.co.uk/, https://addmortgageadvice.co.uk/quick-links-and-useful-mortgage-tools/

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