Breathe Mortgages

06/08/2026

In many cases, yes. You may be able to:
• Borrow additional funds from your current lender, or
• Remortgage to a new lender and raise extra money for home improvements.
Whichever route you take, the lender will usually want to check that: ✔️ The extra borrowing is affordable. ✔️ The work you're planning to carry out. ✔️ You meet their lending criteria.
That said, just because you can borrow more doesn't always mean it's the best option. Depending on your circumstances, there may be cheaper or more suitable ways to fund your home improvements.
If you're thinking about renovating, a good mortgage adviser will be able to help you weigh up your options.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

03/08/2026

We speak with so many people paying monthly premiums for protection policies that were set up years ago... life changes every day, whether it be new arrivals, new homes, new jobs or new partners 🌎

It's important to keep your insurance & protection updated to make sure it's still the right product for you.

30/07/2026

A credit score is a 3 digit number usually between 300 and 800, which depicts your use of credit and how likely you would be to pay things back.

Depending on which app or company you use, your credit score shows any missed payments, any action taken on missed payments, as well how long you’ve had accounts and what offers you have in terms of credit cards

Lenders look at your credit score and file, and use this information, to provide your offers such as your mortgage repayments.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

27/07/2026

Monday Mortgage Myth

24/07/2026

5 Star Friday! 🥳

20/07/2026

If you were to fall ill tomorrow, next month or next year and you were unable to go to work?
Could you still afford your monthly bills?
Could you still afford your families lifestyle?
Could you budget for the unexpected costs of hospital trips, and long term off of work?
You and your family shouldn’t suffer financially if you were poorly ...
Ensure you're protected with income protection

15/07/2026

Received a message from your current lender with your remortgage offer?

Play the field first, check in with us before you couple up with them

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

13/07/2026

The information in this post is intended as general guidance only and does not constitute personalised mortgage advice. Your circumstances and the options available to you may differ.

Your home may be repossessed if you do not keep up repayments on your mortgage.

09/07/2026