Breathe Mortgages

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Breathe Mortgages

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Breathe Mortgages, Mortgage brokers, Radley House, Pudsey.

We live and breathe what we do, which means we are here for you whenever you need us 😊

We're with our clients every on every step of the journey, a human being there for you to lean on 💙

31/10/2026

30/10/2026

Happy 5 Star Friday!! ⭐⭐⭐⭐⭐

26/10/2026

Ah single life does have its perks, but it's still important to make sure you have life cover!

In the event of your passing, the policy could help cover debts, cover expenses, or you may not always be single!

Not to mention it can be more affordable to easier to secure when you're younger 🛡️

22/10/2026

How do I keep my remortgage costs down?

The question on many people's lips as they approach the end of their current fixed rate.

1. Get in early 🤓 After all the early bird catches the worm, and you could lock in a rate early before any increases, or if they decrease you could still switch before your end date! There are so many perks to sorting your mortgage 6 months before it's due.

2. Consider product transfer - Remortgaging comes with its own costs, especially when switching lenders. whereas a product transfer, staying with your current lender but going to a different deal, could save you additional £'s! Your broker will be able to help you understand if this is the best option for you

3. Consider an overpayment - The cost of living hasn't decreased yet, so your savings pot may not have been your priority but if you have been able to squirrel away some money, an overpayment could reduce your monthly payments

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

19/10/2026

The short answer is yes, potentially!

Being close to retirement doesn't automatically prevent you from getting a mortgage.

Different lenders have different rules about maximum ages, mortgage terms and how they assess income.

If your mortgage is likely to continue into retirement, lenders will usually want to understand how you intend to maintain the repayments once you've stopped working.

That might mean looking at your pension income, other sources of income or plans to continue working.

The key is finding a lender whose criteria fit your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage availability is subject to lender criteria, affordability and individual circumstances.

16/10/2026

We love a 5 star Friday ⭐⭐⭐⭐⭐

Have a wonderful weekend

13/10/2026

Don't let your hobby cost you your income!

Accidents happen everyday, one shouldn't stop your income.

Would you still get paid if you couldn't work due to a sporting injury?

Income protection could be there for you even if your employer isn't 😎

09/10/2026

5 Star Friday ⭐⭐⭐⭐⭐

Happy weekend 🥳

05/10/2026

We have a new website here at Breathe Mortgages, you can find the link in our bio 🤓

02/10/2026

We love a 5 Star Friday ⭐⭐⭐⭐⭐

Have a fabulous weekend

Address

Radley House
Pudsey
LS286LE

Website

https://www.breathemortgages.co.uk/

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