22/06/2026
New data from rebuildcostassessment.com highlights just how uneven insurance accuracy is across the UK — and why rebuild cost reviews remain so important for brokers and property owners alike.
The findings show:
• 70% of UK properties are underinsured
• 23% are over insured
• Wales, the North West and Northern Ireland show some of the highest levels of underinsurance
Accurate sums insured are not just about compliance — they help protect clients from reduced claims settlements while also avoiding unnecessary premium spend.
Regional differences in rebuild costs, labour and construction pressures continue to make regular valuations essential, particularly in today’s market.
A worthwhile read for anyone involved in property insurance, underwriting or risk management.
Read the full article here: https://www.rebuildcostassessment.com/post/regional-breakdown-uk-insurance-accuracy