Trojan Financial Services Ltd

24/08/2026

🏠 IF YOUR PAY STOPPED TOMORROW… COULD YOU STILL PAY THE MORTGAGE?

It’s not something most of us like to think about.

You’ve got the mortgage, bills, food shopping, car payments, kids, holidays… and somehow the money disappears every month! 😂

But what if illness or an accident meant you couldn’t work for a while?

Would the mortgage still get paid?

Would you have enough savings to keep everything going?

And if the worst happened, would your family be able to stay in the home you’ve worked so hard for? ❤️

That’s where mortgage and income protection can make a real difference.

Depending on the cover you have, it could help to:

💷 Keep the mortgage paid
🏠 Protect your home
💼 Replace some of your income if you can’t work
❤️ Give your family some financial breathing space
🛡️ Provide a lump sum following certain critical illnesses

It’s not about expecting something bad to happen.

It’s about being prepared if it does.

Because you insure your car. You insure your home. You insure your phone…

So why not consider protecting the income that pays for them? 🤔

📩 If you’ve never reviewed your protection, or it’s been a while, drop us a message. It could be one of the most important conversations you have this year.

[email protected] 📧

Your home may be repossessed if you do not keep up repayments on your mortgage.

19/08/2026

🍂 AUTUMN IS COMING… AND SO IS YOUR NEXT MORTGAGE DEAL! 🍂

The nights are getting shorter, the kids are heading back to school, and before we know it, someone will be putting the heating on and pretending it’s “definitely not that cold yet.” 😂

But if your mortgage deal is due to finish between now and the end of 2026, there’s something else you should be thinking about…

🏡 Your next mortgage.

Mortgage rates have been moving around again, with the market remaining unpredictable. That makes waiting until the last minute a bit like waiting for the British weather to make its mind up… you could be waiting a while! 🌦️

The good news? Many lenders allow you to secure a new mortgage rate up to around six months before your current deal ends.

So, if your current deal ends in:

🍁 September
🍁 October
🍁 November
🍁 December

NOW is the time to start looking at your options.

Securing a rate early doesn't necessarily mean you're stuck with it. Depending on the lender and product, there may be an opportunity to review your options if rates improve before your new deal starts.

And let's be honest… you probably have enough to worry about this autumn without adding “What on earth is happening with my mortgage?” to the list! 😅

📩 If your mortgage is up for renewal before the end of the year, get in touch now.

Let's see what options are available and get your next deal sorted before the Christmas decorations mysteriously appear in the shops! 🎄😂

[email protected] 📧

Your home may be repossessed if you do not keep up repayments on your mortgage.

05/03/2026

‼️Listen up anyone with a mortgage due for renewal in 6 months‼️

Today has seen 5️⃣ lenders increase rates. 😫

If your rate is due for renewal in the next 6 months, the sooner an application is submitted, the sooner you secure a rate. Even if rates increase 📈

Send us an email on;

[email protected] 📧
Or Message us through Facebook 📲

And let’s get a new rate secured for you ASAP. ✍️

(Your home may be at risk if you fail to maintain the repayments on your mortgage. Think carefully before securing debt against your home.)

19/12/2025

From all of us at Trojan FS, we would like to take this opportunity to wish you all a Merry Christmas and a Happy New Year. 🎄

Thank you to all our clients, both new and returning, for entrusting us with your mortgage needs this past year 🏡 It has been our pleasure to help you. 😀

We hope you have a lovely relaxing break, and look forward to helping more of you in 2026. 🎆

18/12/2025

So the Bank of England put on its Santa hat today and gave the industry an early present with a base rate cut to 3.75% 🥳🎅

So what does that mean for borrowers , whether a current homeowner or in the process of buying or re-mortgaging 🤔

On a Fixed Rate, or applying for one = No immediate change 🛑

Variable Rate or Tracker Rate = Reduction in rate 📉

So if you are a current homeowner who has a rate ending in the next 6 months, or simply looking to make 2026 the year you make that next step on
the housing ladder, why not get in touch and see what options we can look at for you as we head into the New Year 🧐 🎆

[email protected] 📧
Facebook Messenger 📲

(Your home may be at risk if you fail to maintain the repayments on your mortgage. Think carefully before securing debt against your home.)

11/12/2025

🎅 Santa’s not the only one delivering great deals this year!
If your mortgage is due for renewal or you're currently on a higher SVR, a festive re-mortgage review could help you save as you head into 2026.

🎁 You might be able to:
• Reduce your rate
• Shorten or extend your term
• Unlock equity for life plans or home upgrades

Drop us a message if you’d like us to check what options are available to you.
A few minutes could save you hundreds—now that’s a Christmas bonus! 🎄🏠

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing debts against your home.

Send a message to learn more

22/10/2025

🏡 The mortgage market’s a bit wild right now! 🎢 Rates are moving faster than ever — one week they’re up, the next they’re down… and who knows what’s coming next! 😬

If your current deal ends in the next 6 months, don’t wait around hoping things will settle — they might not!

💡 Locking in your next rate early means you could:
✅ Protect yourself from future rate hikes
✅ Keep your options open if rates drop later
✅ Save £££ and stress in the long run

⏰ Time really matters when the market’s this unpredictable — every week could make a difference!

💬 Drop us a message today and let’s get your next deal locked in before it’s too late!

(Your home may be at risk if you fail to maintain the repayments on your mortgage. Think carefully before securing debt against your home)

Send a message to learn more

09/10/2025

💭 When was the last time you checked your Financial Protection? 👀

Life changes fast — new job, new home, new goals 🏠💼💍 — but is your protection still right for you?

A quick Financial Protection Review can make sure you’re covered if life throws a curveball:

💰 Income Protection – keeps the bills paid if you can’t work
❤️ Life Cover – protects the people who matter most
💪 Critical Illness Cover – gives you breathing space when health takes a hit

It’s one of those things we all mean to sort… until it’s too late 😬

Take a few minutes now and tick it off your list ✅
📩 Drop us a message to book your free review — your future self will thank you! 🙌

Send a message to learn more