Kellands - Bristol

Kellands - Bristol We are independent financial planners aiming to provide you and your business with quality financial advice on investments, pensions, protection and mortgages

Rising dividend taxes don’t have to derail your financial plans. Build a more tax efficient investment strategy by diver...
12/06/2026

Rising dividend taxes don’t have to derail your financial plans. Build a more tax efficient investment strategy by diversifying income streams, making use of allowances and adopting a total return approach. https://tinyurl.com/brisdivtax

More retirees are returning to work. Rising living costs, longer retirements and inflation mean many people are reassess...
11/06/2026

More retirees are returning to work. Rising living costs, longer retirements and inflation mean many people are reassessing what later life looks like. https://tinyurl.com/brisunret

With pension access age increasing to 57, if you turn 55 between April 2026 and April 2028, you may be able to keep acce...
10/06/2026

With pension access age increasing to 57, if you turn 55 between April 2026 and April 2028, you may be able to keep access at 55 — but only if you act before April 2028. Understanding the rules now is key.

For 16 years, pension savers have assumed 55 as the age when they can access their private pension savings without facing a tax penalty, but this is set to change and could bring challenges.

Thinking about a SIPP? We can help you understand the risks, costs and opportunities so you can plan with confidence.   ...
09/06/2026

Thinking about a SIPP? We can help you understand the risks, costs and opportunities so you can plan with confidence. https://tinyurl.com/brisipp

The cost of a comfortable retirement has jumped again — and many savers are falling behind. A timely reminder to review ...
08/06/2026

The cost of a comfortable retirement has jumped again — and many savers are falling behind. A timely reminder to review your pension plans.

We look how much it costs to enjoy a comfortable retirement lifestyle and how to get there

The FCA is tightening the rules — and many finfluencers are in the firing line. If someone online is pushing “guaranteed...
05/06/2026

The FCA is tightening the rules — and many finfluencers are in the firing line. If someone online is pushing “guaranteed returns”, that’s your cue to walk away. https://tinyurl.com/spotscam26

You can’t stop fiscal drag — but you can reduce its impact. Pensions, ISAs and salary sacrifice all help you keep more o...
04/06/2026

You can’t stop fiscal drag — but you can reduce its impact. Pensions, ISAs and salary sacrifice all help you keep more of what you earn.

The ongoing freeze on income tax thresholds is forcing millions into paying more tax as their wages rise with inflation.

Gen X is ‘sleepwalking’ into a retirement shortfall. Gen X entered the workforce as DB pensions disappeared — and many a...
03/06/2026

Gen X is ‘sleepwalking’ into a retirement shortfall. Gen X entered the workforce as DB pensions disappeared — and many are now relying too heavily on property. A risky mix for long term income.

The Pensions Commission’s recent interim report on the state of retirement saving in the UK identifies Generation X as one of the most at-risk cohorts. This

Nearly half of self employed workers change their pension habits — and a third reduce or stop contributions altogether. ...
02/06/2026

Nearly half of self employed workers change their pension habits — and a third reduce or stop contributions altogether. Short pauses today can mean big losses later.

Almost half (49 per cent) of self-employed workers with a private pension changed their saving habits once they went solo, research from Standard Life has revealed.

Estate planning is changing. If your pension forms a key part of your legacy plans, the 2027 IHT changes could reshape y...
01/06/2026

Estate planning is changing. If your pension forms a key part of your legacy plans, the 2027 IHT changes could reshape your strategy. Find out what steps to consider now. 👇https://tinyurl.com/brisihtpen

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