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Kellands - Bristol We are independent financial planners aiming to provide you and your business with quality financial advice on investments, pensions, protection and mortgages

The Bank of England has raised interest rates to 4% - the first increase since 2023. What could this mean for mortgages,...
06/11/2026

The Bank of England has raised interest rates to 4% - the first increase since 2023. What could this mean for mortgages, savings and inflation in the months ahead?

UK central bank now predicts inflation will hit 5% in 2027.

Inflation. Compound interest. Diversification. Simple concepts on paper, but research suggests 4 in 10 UK adults don't f...
05/11/2026

Inflation. Compound interest. Diversification. Simple concepts on paper, but research suggests 4 in 10 UK adults don't fully understand all three. Improving financial literacy could help people make more informed decisions. https://tinyurl.com/3mfpy5x7

A Will allows you to appoint guardians for children under 18, choose executors, and leave clear instructions for your es...
04/11/2026

A Will allows you to appoint guardians for children under 18, choose executors, and leave clear instructions for your estate. It’s a vital part of planning for your family’s future. https://sees.ovh/IbTTU

Could the proposed new Starter ISA help create a new generation of investors? The government is exploring ways to reward...
03/11/2026

Could the proposed new Starter ISA help create a new generation of investors? The government is exploring ways to reward first-time investors and encourage more people to start building long-term wealth.

Chancellor John Healey has unveiled plans for a new ISA product in a bid to encourage more Brits to start investing.

A comfortable retirement looks different for everyone. The important question isn't "How much have I saved?" but "How do...
02/11/2026

A comfortable retirement looks different for everyone. The important question isn't "How much have I saved?" but "How do I turn my wealth into sustainable income?" https://sees.ovh/xZcfR

The Budget is done. The planning starts now. We've summarised the key Autumn Budget announcements and what they could me...
30/10/2026

The Budget is done. The planning starts now. We've summarised the key Autumn Budget announcements and what they could mean for your finances, pensions and long-term plans. Take a look. https://tinyurl.com/5ytnkych

Budget headlines are one thing. Understanding how they could affect your savings, investments, retirement plans and fami...
29/10/2026

Budget headlines are one thing. Understanding how they could affect your savings, investments, retirement plans and family finances is another. Here's what you need to know. https://tinyurl.com/mpmapway

With the Budget almost upon us, much of the focus has been on potential tax changes. However, State Pension announcement...
28/10/2026

With the Budget almost upon us, much of the focus has been on potential tax changes. However, State Pension announcements could be equally significant for retirees and those approaching retirement.

Next year’s state pension rise, a promise to protect some pensioners from tax, and more detail about the new triple lock should all feature in John Healey’s first red book.

Nearly half of adults in England have no retirement plan. Not no pension. No plan. The question isn't whether you're sav...
27/10/2026

Nearly half of adults in England have no retirement plan. Not no pension. No plan. The question isn't whether you're saving. It's whether you know what you're saving for.

[SPONSORED CONTENT] Nearly half of adults (47%) in England do not have a plan for their finances in retirement while 50% do not understand enough to make decisions about it. Those are not simply industry estimates or projections. They are findings from Money and Pensions Service’s MoneyView Englan...

Pension tax relief remains one of the most valuable incentives available to savers, yet many higher earners may not be c...
26/10/2026

Pension tax relief remains one of the most valuable incentives available to savers, yet many higher earners may not be claiming their full entitlement. Worth reviewing before another tax year passes by.

Brits who pay into some types of pension schemes may not be receiving the correct amount of tax relief. We look at pension tax relief works and how to claim it.

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