Ian Futcher Financial Adviser

09/12/2025

It was great to feature in todays DailyMail.com helping a reader who was purchasing an off plan property and was unsure what his rights were regarding withdrawing from the sale out or re-negotiating.

Buying a property is tricky always make sure you have a great team of professionals around you. And in the meantime please read the article below

https://www.thisismoney.co.uk/money/mortgageshome/article-15346243/I-bought-property-plan-2023-withdraw-negotiate-given-developer-selling-homes-paid.html

Now we are fast approaching completion and the property market in the location I am buying seems to be in turmoil.

05/12/2025

It was great to feature in this weeks The Telegraph Money Makeover. Helping penny look at her finances to see if she had enough to retire and live the lifestyle she wanted.

If you are unsure if you have enough to retire on please get in touch. In the meantime please see the article below

Money Makeover: our reader wants to know how to squeeze the most out of her savings

07/11/2025

Pre budget withdrawals of tax free pensions are on the rise. However they can be a costly mistake please see the article from the telegraph covering this with a few of my thoughts.

Savers warned of ‘untold damage’ to retirements amid pre-Budget scramble to pull out cash

07/11/2025

Great to feature in todays independent discussing the figures released today showing a jump in house prices. Property values increased by 0.6% month-on-month in October, following a monthly fall of 0.3% in September, Halifax reported. see more below including some of my thoughts.

October saw the biggest monthly rise in UK house prices since January this year, the bank said.

31/10/2025

Want to retire at 60? See some of my thoughts on the subject in todays I Paper

How can someone aiming for a "moderate" income of £31,700 per year in retirement save enough? Experts explain

31/10/2025

Taking advice from TikTok. With the rise in Finfluncers what risks are there to you and your money. See the below story in todays Independent that features a few of my thoughts on the subject

Anything suggesting guaranteed returns, someone without qualifications or calls to act now are all red flags

30/10/2025

29/10/2025

Great to feature in todays this is money. Answering a question for a landlord who wants to sell a property to a tenant, and is worried about the capital gains tax implications.

It would mean a quick and easy sale for me and a reward for our long and mutually beneficial relationship.

08/10/2025

It was great to Feature in Money Marketing discussing pre budget Financial Planning . With the government having so far stuck rigidly to its manifesto pledge not to raise income tax, National Insurance or VAT, speculation has inevitably shifted to other areas. to read my take on this situation please see the link below

The lead-up to the autumn Budget always brings a unique set of challenges as we find ourselves amid a swirl of unhelpful rumours

12/09/2025

More savers are raiding their pensions as fears grow Rachel Reeves could target retirement pots in the upcoming budget. However there can be lots of unexpected consequences of making rash financial decisions please see below an article in the telegraph that includes some of my thoughts on this subject

More savers are raiding their pensions as fears grow Rachel Reeves could target retirement pots in the autumn Budget. There was a 61pc increase in the number of tax-free cash withdrawals from pension pots last month compared to August 2024, according to data from investment platform Interactive Inve...

08/08/2025

As inflation is set to increase so does the potential cost of the state pension for the government.

Please see an article with some of my thoughts on the subject

Rachel Reeves is facing a £430m “triple lock” headache as spiking inflation pushes up the cost of the state pension.

10/06/2025

🎉 We're excited to share that we've been recognised as the UK’s number one top personal pension provider by The Telegraph 🎉

Working with Statista, The Telegraph conducted research with over 3,000 consumers and aimed to identify “the most trusted and best-performing pension providers in the UK”.

The selection process for the research was based on an independent survey where consumers evaluated their pension providers based on various criteria, including satisfaction, trust, fees, service quality, digital offering and flexibility.

You can view the full results in the inaugural edition of The Telegraph's UK’s Top Pension Providers 2025 👉 bit.ly/4mzmG8U. Please note that you might need a subscription to read the full article.