19/08/2026
🔥 This really made me think…
I took my dogs out for their usual little stroll at lunchtime yesterday near my office and came across this devastating scene on the local heathland.
It’s crazy to see how quickly something like this can happen, but it got me thinking about how terrifying it must have been for some local residents seeing huge flames from their windows. 😬
And then my mortgage brain kicked in… 😂
INSURANCE.
It made me wonder… how many homes are actually properly insured?
If you have a mortgage, your lender will normally require you to have buildings insurance in place. But what about everything inside your home?
How many homeowners have buildings insurance but no contents insurance?
And what about renters? How many people insure their belongings?
Because if your home went up in flames tomorrow, how much would it actually cost to replace EVERYTHING?
Your clothes 👗
Your TV 📺
Your furniture 🛋️
Your kitchen equipment 🍳
Your jewellery 💍
Your children’s belongings 🧸
All those little things you don’t even think about…
Could you afford to replace it all?
I’m not even going to lie… my first thought was my wardrobe! 😂😅
But seriously, who has £7,000–£10,000+ sitting around to replace everything in their home?
And that's before you even consider the sentimental value of the things you simply can't replace. 💔
So, my question for you today is:
🏠 Do you have BOTH buildings AND contents insurance?
If you're not sure whether you have the right cover, or you don't have contents insurance at all, let's have a chat.
It's usually really straightforward to arrange and can cost less than your Monday morning Costa coffee run… ☕️
Yes, I see you with those branded cups! 😂😝
📞 07808 817362 just call me and we can get you sorted!
Don’t wait until you need your insurance to find out what you actually have covered.
