T&R Direct Insurance Services

T&R Direct Insurance Services T&R Direct Insurance Services are an insurance intermediary with a focus on getting the best deal for all of our customers.

Insurance Services from T&R Direct offers a large number of policies from our panel of leading UK insurers for Brass Bands, Pipe Bands, Orchestras, Recording Studio's, Records & Vinyl Collectors, home, car and even travel insurance. We Established in 1997 and are specialists in providing a tailor made service with your own dedicated personal account handler. We have access to over 50 different insurance providers so we will be able to get a competitive quote to meet your individual needs.

The Great British Bake Off mood is here: flour on the worktop, cake in the oven and just enough time to wonder whether t...
03/09/2026

The Great British Bake Off mood is here: flour on the worktop, cake in the oven and just enough time to wonder whether the tea towel is a little too close to the hob.

A few simple kitchen reminders can help keep baking enjoyable:

• Keep tea towels and packaging away from heat
• Wipe up spills promptly to prevent slips
• Check that appliances are switched off after use
• Give your home contents cover a quick review, including accidental damage options where available

Because the only thing that should be under pressure is the soufflé.

Barry Gibb celebrates his birthday on 1 September : and there is a brilliant bit of road-trip trivia behind one of the B...
01/09/2026

Barry Gibb celebrates his birthday on 1 September : and there is a brilliant bit of road-trip trivia behind one of the Bee Gees’ best-known songs.

“Jive Talkin’” was originally called “Drive Talkin’”, inspired by the sound of the brothers’ car travelling over a bridge on the way to the recording studio.

So, which song would you choose as the soundtrack for your next road trip?

If your journey includes a cherished guitar, keyboard or recording kit, it is worth checking whether your existing cover protects it in transit and away from home. The right protection can help keep the music playing, wherever the road takes you.

Autumn is made for local adventures.From a coastal walk and a warming lunch to a heritage town, woodland trail or family...
28/08/2026

Autumn is made for local adventures.

From a coastal walk and a warming lunch to a heritage town, woodland trail or family day out, you do not always need to travel far to make a weekend memorable.

If your plans involve a UK staycation, it is still worth checking your travel insurance wording. Some policies may provide cover for eligible domestic trips, such as cancellation, depending on the itinerary and policy terms. Conditions can vary, including requirements around distance from home or an overnight stay.

A few minutes checking the details could help you understand what is and is not protected before you set off.

Where will your next autumn weekend take you?

The school-run reset is here. Before the new term gets fully underway, take five minutes to check the essentials:• Lapto...
26/08/2026

The school-run reset is here. Before the new term gets fully underway, take five minutes to check the essentials:

• Laptop charged and safely stored
• Bike, helmet and locks ready to go
• School bags, books and equipment labelled
• Expensive new items noted, with receipts kept somewhere safe
• Contents insurance checked after any recent purchases

It is worth checking whether your policy covers items away from home, accidental damage and the limits that apply to laptops, bikes and other valuable equipment. Cover can vary, particularly when belongings leave the house each day.

A little preparation now could save a lot of stress later. If your home contents needs have changed, our team can help you explore your options.

Income protection has traditionally focused on long-term illness. In reality, modern policies have evolved to reflect th...
05/08/2026

Income protection has traditionally focused on long-term illness. In reality, modern policies have evolved to reflect the practicalities of life in 2026.

Modern options from our panel of leading UK insurers provide a broader safety net that goes beyond traditional medical triggers. These updates are designed to support you through various life transitions and unexpected challenges.

Current features available through our panel include:

- Child illness support to help manage finances if you need to take time off for a family member.
- Redundancy grace periods that offer flexibility during career gaps.
- Sabbatical cover which allows your protection to remain active during a planned break from work.

Income protection is about maintaining stability through life’s fluctuations. It ensures your financial commitments are met even when your professional circumstances change.

Our team at T&R Direct can help you review these modern options to ensure your coverage aligns with your current lifestyle. We handle the heavy lifting of finding a balance between protection and value.

Explore the available options by getting in touch with us today.

The British summer often feels like a brief window of opportunity. Whether you are planning a trip to a local music fest...
03/08/2026

The British summer often feels like a brief window of opportunity. Whether you are planning a trip to a local music festival, hosting friends for a garden gathering, or packing the car for a coastal getaway, these moments are what the season is all about.

While you are focusing on making memories, it is worth taking a moment to ensure your home and travel arrangements are fully protected. A quick review of your existing coverage can offer peace of mind before you head out, allowing you to enjoy the sunshine without unnecessary worry.

Our team is here to help you find a balance between comprehensive protection and competitive rates. If you are unsure whether your current policy covers your summer plans, we are happy to discuss your options.

Enjoy the warm weather while it lasts.

Preparing for a summer getaway should be about relaxation, not worrying about home security. A few simple steps before y...
30/07/2026

Preparing for a summer getaway should be about relaxation, not worrying about home security. A few simple steps before you leave can significantly reduce risks while you are away.

Visible signs of an empty house often attract unwanted attention. Ask a trusted neighbour to collect your post, as a pile of mail is a clear indicator that no one is home.

Using simple timer switches for your lamps can create the illusion of occupancy. Setting them to turn on at natural times is a cost-effective way to deter intruders.

While it is tempting to share holiday photos in real-time, broadcasting that your home is vacant is a security risk. We recommend waiting until you return to share your travel highlights.

Finally, check your home insurance occupancy clause. Most standard policies have limits, typically 30 or 60 days, on how long a property can be left empty. Ensure your coverage remains valid for extended trips.

If you are reviewing your home insurance before your next trip, our team can help you find a policy that provides the right balance of protection and peace of mind.

Insurance documents have a reputation for being long and full of complex jargon. We know that wading through pages of fi...
28/07/2026

Insurance documents have a reputation for being long and full of complex jargon. We know that wading through pages of fine print is rarely anyone's idea of a good time.

The good news is that things are changing. The Financial Conduct Authority is introducing measures to simplify insurance rules, aiming to make policies easier to understand and more transparent for everyone.

By streamlining the information you receive, the goal is to cut out unnecessary complexity. This means you can spend less time decoding legal terms and more time feeling confident that your coverage is exactly what you need.

At T&R Direct, we have always believed that clear communication is the foundation of a good policy. We welcome these updates as they align with our commitment to making insurance straightforward and accessible.

If you have questions about how these changes might affect your current or future policies, our team is here to provide the clarity you need. We are happy to help you explore your options and find the coverage that works for you.

Recent updates from Flood Re indicate a significant shift aimed at making home insurance more accessible for households ...
24/07/2026

Recent updates from Flood Re indicate a significant shift aimed at making home insurance more accessible for households across the UK.

Starting from April 2027, Flood Re plans to reduce the contents insurance premium for lower-income households from £52 to £25. This change is designed to help more people secure essential protection for their belongings, particularly in areas where flood risk has previously made insurance costs a barrier.

In addition to premium adjustments, the introduction of Flood Performance Certificates is expected to provide clearer information regarding a property’s flood resilience. Similar to energy performance ratings, these certificates will offer transparency for homeowners and insurers alike, helping to inform better decisions regarding property protection.

Our team is monitoring these developments closely to ensure our clients benefit from the most relevant options available. If you would like to discuss how these upcoming changes might affect your home insurance requirements, we are here to provide guidance and explore the best coverage for your circumstances.

It is interesting to see John Lewis stepping up its presence in the car insurance market with the launch of a new broker...
22/07/2026

It is interesting to see John Lewis stepping up its presence in the car insurance market with the launch of a new broker model. By partnering with insurers like Ageas, AXA, and Covéa, they are bringing more choice to UK drivers.

Increased competition in the market is always a good thing for customers. More options usually lead to better flexibility and more competitive pricing, which is a welcome change for many.

However, more choice can sometimes mean more confusion when trying to pick the right policy. This is where an independent broker like our team can help. We stay on top of these market shifts so you do not have to, making sure you get the coverage that actually suits your needs.

Our goal is to provide a voice of reason and help you find a balance between solid protection and a fair price. Whether it is looking at new entries or sticking with the established players, we handle the heavy lifting for you.

If you want to chat about your motor insurance or see how these market changes might affect your next renewal, please get in touch. We are always happy to help you explore your options.

Address

6 Concept Park, Innovation Close
Poole
BH124QT

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 12pm

Telephone

+441202710008

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