NEST Mortgage and Financial Solutions

01/09/2026

Today NEST turns six 🏡

Six years ago, NEST Mortgage & Financial Solutions began with a simple approach: putting clients first and making mortgage and protection advice feel personal.
Since then, we've had the privilege of supporting clients through first homes, house moves, remortgages, protection and many important milestones in between.

Thank you to every client, professional partner, friend and supporter who has been part of the NEST journey so far.

And the timing couldn't be better, because this month also marks the beginning of something new for us.

More to come very soon…

26/08/2026

Are you viewing houses this bank holiday weekend? Look past the fresh paint. 👀

Bank holiday weekends are peak viewing season. Five things worth checking while everyone else is admiring the kitchen island:

1️⃣ Water pressure: run a tap upstairs. Thirty seconds, very telling.
2️⃣ Phone signal: walk every room. You'll live with this daily.
3️⃣ The ceilings: fresh paint on ONE patch of ceiling has a story to tell.
4️⃣ The commute at real times: Saturday 2pm tells you nothing about Tuesday 8am.
5️⃣ Your budget's edges: know your comfortable monthly payment BEFORE you fall in love with something £25k over it.

That last one is where we come in. Ask us to help you get an agreement in principle which means you can make an offer the moment you find the home, often within 24 hours.

Happy viewing, and enjoy the long weekend. ☀️



Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

24/08/2026

Are you keeping your head in the sand about your credit file?

Ignoring it won’t make it go away, but it might not be as bad as you think.

A small glitch on your credit report doesn’t always stop you from getting a mortgage. Depending on your circumstances, there could still be options available.

✅ Check your credit file here: www.nestfs.co.uk/typical-lender-requirements/
📞 Get in touch and let’s see how we can help on 01202 090008

21/08/2026

The base rate was held at 3.75%. The vote? Closer than you'd think. 👇

Last month the Bank of England voted 6–3 to hold, and here's the detail most headlines skipped: the three dissenters wanted a RISE, not a cut.

What that means in plain English:

➡️ Nobody can promise which way rates go next. Anyone who says otherwise is guessing.

➡️ Lenders are still competing hard for business, so deals keep moving, in both directions, sometimes within the same week.

➡️ If your fixed deal ends in the next 6 months, you can usually secure a new deal now and, in many cases, still review it before completion if something more suitable appears.

In uncertain markets, flexibility wins. That's exactly what securing early gives you.

Do you have a deal ending by February? Message us your renewal month and we'll do the rest for you!

📞 01202 090008
📧 [email protected]
💻 www.nestfs.co.uk




Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

19/08/2026

"Thank you again to the whole team, couldn’t have done it without you!"

This means so much to us! Thank you Jessica.

17/08/2026

If your fixed rate mortgage ends within the next six months, you can act now. Most lenders let you secure a new deal three to six months before your current one finishes, and if rates fall before it starts, the deal can often be reviewed. Do nothing, and you will usually move onto your lender's standard variable rate (SVR), which is typically the most expensive way to hold a mortgage.

This guide explains what actually happens when a fixed rate ends, the three options in front of you, and a simple timeline so you never feel rushed into a decision.




Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Fixed rate mortgage ending within 6 months? Learn how early you can secure a new deal, avoid the SVR and compare your options. Talk to NEST in Poole today.

14/08/2026

Want to be in your new home by Christmas? Then this week matters more than December does. 🎄

Sorry for mentioning the C-word in August, but here's the maths nobody shows you:

🏠 A typical purchase takes around 12–16 weeks from offer accepted to keys in hand. Sometimes quicker, often not.

Which means: to be unwrapping presents in your own living room, you realistically want an offer accepted by mid-to-late September. And before that offer, you want your mortgage agreement in principle sorted — so sellers and agents take you seriously.

Translation: the buyers moving in for Christmas are getting organised… now. (August. Yes, August.)

Want to be one of them? A short conversation this week puts you at the front of the queue. ☕

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances

13/08/2026

3 more mortgage myths - because the first post clearly hit a nerve 👇

❌ “A blip on my credit file means no mortgage.”
Not necessarily. Lenders read credit history very differently, an old default that rules you out with one can be acceptable to another, depending on the detail. The key is applying to the likeliest lender first, not the nearest.

❌ “I've just started a new job, so I'll have to wait a year.”
Some lenders want long employment history. Others will consider you in a probation period, or even with a contract that hasn't started yet. It depends on your circumstances, not on a universal rule.

❌ “Comparison sites show me everything.”
They show a slice. Plenty of products, including broker-exclusive deals, never appear on them at all.

Heard a mortgage 'fact' that's been putting you off? Drop it in the comments and we'll tell you honestly whether it's true. 👇

11/08/2026

Behind every review like this there are weeks of work you never see: research, phone calls, paperwork, and the occasional firm-but-polite chase of a solicitor.

We read every single review and we get a huge smile on our faces every time, especially when they are written like this 👇