http://www.shoreassetfinance.co.uk/

Shore Asset Finance, Unit 3A Carn Brea Business Park, Pool (2026)

19/06/2026

Rate update — what’s happening this month

On 18th June , the Bank of England decided to hold the base rate at 3.75%. They meet roughly every 6 weeks to discuss economic developments and the headline base rate.

And whilst interest rates remain a talking point, the headline base rate only tells part of the story.

What matters to get your business interest rate:

• The rate you’re offered depends on your sector, your trading history, your asset type and credit history
• Lenders are actively competing for new business =
• Fixed rate agreements protect your business from future rate movement for the term of the agreement
• Green asset finance is growing — lenders are offering preferential rates for electric vehicles and energy-efficient equipment
• The gap between the highest and lowest rate available to your business can be significant — which is why our access to 90+ lenders matters

Shore Asset Finance are a finance broker with access to over 90 lenders. We do the market research so you don’t have to and we’ll give you an honest picture of what’s available right now for your specific situation.

Contact us for more information:

☎ 01872 723 655
📱 07415 799032 (WhatsApp)
📧 [email protected]
🌐 www.shoreassetfinance.co.uk

Disclaimer: Shore Asset Finance Limited is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Shore Asset Finance Limited will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them, these payments are factored into the interest rate you pay. Shore Asset Finance Limited is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.

12/06/2026

The double cab pickup tax shake-up — and the vehicles fighting back

In April 2025, the UK government changed the benefit-in-kind rules on double cab pickups with 5 seats. Overnight, this popular work vehicle went from van-rated BIK to car-rated for new registrations, meaning the tax bill for drivers went through the roof and business owners had to change their fleet plans.

Since then, registrations of this vehicle type have crashed . In May-26 new vehicle registrations dropped 57.7% to just 1138 down from 2,690 in May-25

Fast forward to today, Manufacturers have responded fast.
Two vehicles available right now have been purpose-built to retain full commercial vehicle status. Both vehicles have a Permanently converted 2-seat cabin and cannot be reverted to 5-seat

Ford Ranger (2-seat) and Isuzu D-Max V-Cross Commercial
· Reclassified as a commercial vehicle
· Loadspace in place of the rear seats, engineering for carrying of goods
· Flat rate company van Benefit-In-Kind (BIK) applies
· Eligible for 100% Annual Investment Allowance
· VAT reclaimable
· 3.5-tonne towing with generous payload

Under the Annual Investment Allowance (AIA) businesses can deduct the full value of a qualifying plant and machinery purchase from their profits before tax — up to £1 million per accounting period. For a vehicle at this price point, that's a meaningful reduction in your tax bill in year one. Using Hire Purchase, you can qualify for this allowance.

Alternatively, Finance Lease offers the flexibility to drip feed tax allowances over the agreed period of the finance term, different vat treatment and optional balloon payments

If you operate a fleet, run a trade business, or use pickups on site — the vehicle landscape is changing, and with the right finance in place, you can take advantage of it.

Thinking about refreshing your vehicles? Let's talk.

Contact us for more information:
☎ 01872 723 655 📱 07415 799032 (WhatsApp) 📧 [email protected] 🌐 www.shoreassetfinance.co.uk

10/06/2026

We love receiving positive feedback from our customers and it was great to work with Jeremy helping him find and finance his new company vehicle

If you’re looking for a local finance partner that pays attention to your business, has strong industry knowledge, and doesn’t leave you hanging waiting days for a reply, look no further than Shore Asset Finance

We are ready to work with your business today
☎ 01872 723 655
📱 07415 799032 (WhatsApp)
📧 [email protected]
🌐 https://lnkd.in/ewCa_Ube

08/06/2026

Have you heard about the Growth Guarantee Scheme?

The Growth Guarantee Scheme (GGS) is a government-backed initiative designed to help UK SMEs access the finance they need to grow.

The scheme is designed to encourage lending to small and medium sized businesses (SMEs) and can improve:

- Interest rates available

- The length of the finance term – 1 to 6 years available

- Amount of borrowing available – Up to £2mn per business group

- Expand the availability of credit to a wider range of businesses

What can I use the Growth Guarantee Scheme for?

- Fuel business growth and expansion

- Refinance to more favourable terms or consolidate other debts

- Cover deposits for new equipment machinery investment

- Innovate by embracing new technology

- Purchase assets or machinery

- Fund staffing or training

GGS supports a range of finance types including asset finance and term loans, the scheme can make it easier for businesses to access funding at competitive rates.

Businesses that took out a Coronavirus Business Interruption Loan Scheme (CBILS), Coronavirus Large Business Interruption Loan Scheme (CLBILS), Bounce Back Loan Scheme (BBLS) or a Recovery Loan Scheme (RLS) facility before 30 June 2024 are not prevented from accessing GGS, but borrowing under these schemes may reduce the maximum amount the borrower is eligible for.

The business that borrows the lending remains 100% liable for debt, but the lender is secured by a guarantee of 70%.

At Shore Asset Finance, we have access to over 90 lenders, those include lenders accredited under the scheme. If you’re looking to make working capital easier, prepare for growth or invest in assets and want to explore your business finance options, get in touch.

We’ll take the time to understand your situation and point you in the right direction no obligation, no jargon.

☎ 01872 723 655

📱 07415 799032 (WhatsApp)

📧 [email protected]

🌐 www.shoreassetfinance.co.uk

05/06/2026

Royal Cornwall Show Day 2 — The pencils are sharpened and today could be the day for a show deal

New telehandlers. New trucks and vans. New tractors. New plant.

For farmers, tradesmen, haulage and construction operators who are shopping for their next vehicle or piece of machinery, knowing your numbers can help you understand:-
- Your budget before you start negotiating
- How much more it will cost versus the older machine that is costing more to maintain? Often an upgrade provides a net saving overall when the tax savings and cost of downtime, repairs, and efficiency are considered
- How much tax will I save? Remember a limited company could save up to 25% of the price tag of the machine against their future corporation tax liability

At Shore, we work with businesses right across Cornwall and Devon. We know the sectors, we know the lenders who understand, and we can structure repayments around your business not against it.

Low deposits. Seasonal payment structures. Fast decisions. We'll find the right deal so your next vehicle or piece of plant goes to work earning from day one

At the Show today? Call us before you start negotiating.

07415 799032 (WhatsApp) 01872 723 655 [email protected] www.shoreassetfinance.co.uk

Image Disclaimer:The equipment shown in this image was photographed at a previous agricultural show and is not owned, operated, or affiliated with Shore Asset Finance Limited. This image is used for illustrative purposes only. Shore Asset Finance Limited has no connection to the asset, its manufacturer, or its current owner.

Shore Asset Finance Limited is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Shore Asset Finance Limited will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Shore Asset Finance Limited is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 62503

04/06/2026

Heading to the Royal Cornwall Show today? 🚜
The kit on those stands looks good. The price tags look better when you're not paying all at once.

Every year our customers come back from the Show having spotted exactly what they need — a new excavator, a tipper, a telehandler, a piece of plant that would transform their business.

Knowing your numbers could improve the deal you are able to obtain and the quality of machinery you can purchase

If you're walking the Show today, give us a call first. We'll tell you exactly what you can borrow, at what kind of rate, and how to structure it around your cash flow — so when you find the right machine, you're ready to move.

Finance can be approved in minutes and completed within days. Don't let the right bit of kit slip away.

📱 07415 799032 (WhatsApp) 📞 01872 723 655 📧 [email protected] 🌐 https://lnkd.in/ewCa_Ube

Image Disclaimer: The equipment shown in this image was photographed at at a previous agricultural show and is not owned, operated, or affiliated with Shore Asset Finance Limited. This image is used for illustrative purposes only. Shore Asset Finance Ltd has no connection to the asset, its manufacturer, or its current owner.

Shore Asset Finance Limited is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Shore Asset Finance Limited will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Shore Asset Finance Limited is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

03/06/2026

What does invoice finance mean and could it help your business?

Invoice financing is one of those terms that is talked about a lot, but requires some explanation. It is also a product that has changed considerably over the years.

When a business raises an invoice, it often has to wait 30, 60, or even 90 days for payment. That gap between doing the work and getting paid is one of the most common cash flow pressures for SMEs.

During the gap, the business is liable for wages, materials, fuel, and their fixed overheads. This can put pressure on cash flow and prevent the business from future business growth, and in the worst case scenario result in the business relying on expensive short term credit

Invoice financing bridges the gap. In simple terms, a lender advances you a percentage of the invoice value — often up to 90% — as soon as you raise it. When your customers pay, you receive the remainder minus an agreed fee.

Using invoice finance means you’re not waiting. You’re not chasing. Your cash flow reflects the work you’ve done and can help you take your next business step forward.

It is important to be aware that Invoice Finance is not a one-size-fits-all product and is tailored to the exact needs of the business and their debtors, it can come in various forms:

Invoice Factoring allows for full credit control, the lender chases and collects the money for a business

Invoice Discounting keeps credit control in your business hands

A tool that can make a real difference for businesses with strong order books but slow-paying customers. If that sounds familiar, let’s have a conversation today

☎ 01872 723 655

📱 07415 799032 (WhatsApp)

📧 [email protected]

🌐 www.shoreassetfinance.co.uk

Disclaimer: Shore Asset Finance Limited is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Shore Asset Finance Limited will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them, these payments are factored into the interest rate you pay. Shore Asset Finance Limited is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.

01/06/2026

The Royal Cornwall Show is just days away — don’t walk in without knowing your numbers ⏰

The best deals go to buyers who are ready.

When you know your budget, your rate, and your monthly payment before you start negotiating, you’re in a completely different position to the buyer who has to go away and think about it.

We can turn around finance decisions quickly — often the same day. So there’s still time to get everything in order before Thursday.

Drop us a WhatsApp or Call today. Let’s get you ready.

☎ 01872 723 655
📱 07415 799032 (WhatsApp)
📧 [email protected]
🌐 www.shoreassetfinance.co.uk

Disclaimer: Shore Asset Finance Limited is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Shore Asset Finance Limited will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Shore Asset Finance Limited is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035
Image disclaimer: The equipment shown in this image was photographed at a previous agricultural show and is not owned, operated, or affiliated with Shore Asset Finance Limited. This image is used for illustrative purposes only. Shore Asset Finance Ltd has no connection to the asset, its manufacturer, or its current owner.

29/05/2026

Royal Cornwall Show starts on Wednesday — is your next machine already on that stand? 🚜
Every year, construction and plant businesses walk the Show and spot equipment that would genuinely transform what they can take on.

And every year, some of them hesitate — not because they don’t want it, but because they haven’t sorted the finance.

If there’s a machine you’ve got your eye on this year, let’s have a conversation now — before the Show — so you’re ready to move when you find the right one.

Finance can be approved in hours. The right kit shouldn’t wait.

☎ 01872 723 655
📱 07415 799032 (WhatsApp)
📧 [email protected]
🌐 www.shoreassetfinance.co.uk

Disclaimer: Shore Asset Finance Limited is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Shore Asset Finance Limited will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Shore Asset Finance Limited is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

Image disclaimer: The equipment shown in this image was photographed at a previous agricultural show and is not owned, operated, or affiliated with Shore Asset Finance Limited. This image is used for illustrative purposes only. Shore Asset Finance Ltd has no connection to the asset, its manufacturer, or its current owner.

28/05/2026

New lorry on the radar for the Royal Cornwall Show? We can help you sort the finance.

The Show is one of the best places in Cornwall to find commercial vehicles and transport equipment — and the deals that get done on the best terms are usually the ones where the buyer already knows their numbers.

At Shore, we work with haulage operators, transport businesses and fleet owners right across Cornwall and Devon.

We understand the sector, we know the lenders who back you, and we can structure repayments around your cash flow — seasonal repayments, VAT as deposit, fixed monthly costs.

Get your finance sorted before next week. Then walk the Show with confidence.

☎ 01872 723 655
📱 07415 799032 (WhatsApp)
📧 [email protected]
🌐 www.shoreassetfinance.co.uk

Disclaimer: Shore Asset Finance Limited is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Shore Asset Finance Limited will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Shore Asset Finance Limited is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

Image disclaimer: The equipment shown in this image was photographed at a previous agricultural show and is not owned, operated, or affiliated with Shore Asset Finance Limited. This image is used for illustrative purposes only. Shore Asset Finance Ltd has no connection to the asset, its manufacturer, or its current owner.

Shore Asset Finance

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