Lenderyou Mortgages

Lenderyou Mortgages Lenderyou Mortgages is a professional mortgage brokers based in Ponteland offering expert advice to clients across the North East and beyond.

THANK YOU for supporting Lenderyou Mortgages for 21 years! 🍾We are honoured to continue delivering friendly and professi...
03/10/2024

THANK YOU for supporting Lenderyou Mortgages for 21 years! 🍾

We are honoured to continue delivering friendly and professional advice across the North East and beyond. We look forward to the next 21 years!

With that in mind, we want to give you a snapshot of the market currently by introducing our OCTOBER 2024 RATE WATCH 🏡

We are seeing gradual improvements to interest rates across the market, stimulated by the reduction in the Bank of England Base Rate in August.

We are hopeful to see another Base Rate reduction before the end of the year and further positve movement across the next 12-24 months.

If you are coming to the end of your deal or looking to buy your next home, please contact us for a FREE CONSULTATION via Direct Message, call the office on 01661 821 155 or email Rob on [email protected]

We look forward to working with you!

Our January 2024 Rate Watch is here!We see further fixed rate reductions across the market and hope this is a sign of th...
15/01/2024

Our January 2024 Rate Watch is here!

We see further fixed rate reductions across the market and hope this is a sign of things to come. Predictions are that the Bank of England Base Rate will be reducing later this year and we are hopeful that things will continue in a positive manner as the months progress.

Keep your eyes peeled for our next rate update!!

If you are coming to the end of your mortgage deal and want to look at your options, please send us a Message or contact one of the team directly, below.

Rob
07961712840
[email protected]

Tony
07947839666
[email protected]

Wishing all a very Merry Christmas and relaxing festive period! 🎄⛄Lenderyou Mortgages look forward to further assisting ...
19/12/2023

Wishing all a very Merry Christmas and relaxing festive period! 🎄⛄

Lenderyou Mortgages look forward to further assisting with all things mortgages and protection as we start to close out 2023.

With mortgage rates continuing to decrease we are hopeful that 2024 will see further stabilisation and a more balanced approach towards rate pricing.

If you are coming to the end of your deal, looking to purchase your first/next home or know someone who is please drop us a message/share our page to discuss options and book a free initial review.

Alternatively, you can email one of the team below:

Rob:
[email protected]
Tony:
[email protected]

or call us on 01661 821155.

ACT NOW!! 📈🏡With the everchanging landscape that is the mortgage market, it has never been more important to explore you...
20/10/2023

ACT NOW!! 📈🏡

With the everchanging landscape that is the mortgage market, it has never been more important to explore your options!

You can look at securing a product up to 6 months prior to the expiry of your current deal.

Having a strategy in place to prepare for potential increases to your monthly repayments, should be done as far in advance as possible.

Contact us to help navigate the current and future changes to the market.

Please send us a Direct Message, email one of the team

- Rob ([email protected])
- Tony ([email protected])

or call us on 01661821155 for friendly, professional and impartial advice.

THANK YOU!!! 🎉🍾We are delighted to announce our 20th year of business and wanted to express our enormous gratitude to th...
03/10/2023

THANK YOU!!! 🎉🍾

We are delighted to announce our 20th year of business and wanted to express our enormous gratitude to the loyal and valued customers who continue to support us.

Here's to another 20 years providing help and quality advice to customers existing and new and their family/friends.

October Rate Watch below:

Mortgages up to 60% of property valuation
2 year – 5.28% fixed to 31/12/2025
(5.49% fixed to 31/12/2025) (£150 Cash-Back)
3 year – 5.64% fixed to 31/12/2026 (£1,495 fee)
(5.87% fixed to 31/12/2026)
4/5 year – 5.15% fixed to 01/12/2028
(5.35% fixed to 31/01/2029)
10 year – 5.04% fixed for 10 years
(5.20% fixed for 10 years)

Mortgages up to 75% of property valuation
2 year – 5.39% fixed to 31/12/2025
(5.58% fixed to 31/12/2025) (£150 Cash-Back)
3 year – 5.65% fixed to 31/01/2027
(5.90% fixed to 28/02/2027)
4/5 year – 5.21% fixed to 31/01/2029 (£1,495 fee)
(5.35% fixed to 31/01/2029)
10 year – 5.04% fixed for 10 years
(5.20% fixed for 10 years)

Mortgages up to 85% of property valuation
2 year – 5.70% fixed to 31/12/2025 (£1,995 fee)
(6.07% fixed to 31/12/2025)
3 year – 5.75% fixed to 31/01/2027
(6.12% fixed to 31/12/2026)
4/5 year – 5.25% fixed to 31/01/2029*
(5.35% fixed to 31/01/2029)
10 year – 5.09% fixed for 10 years
(5.44% fixed for 10 years)

* Representative Example
A mortgage of £127,500 payable over 25 years on Leeds Building Society’s Fixed Rate to 31/01/2029 would be 62 payments of £764.04, followed by 239 payments at the Variable Rate (currently 8.24%) of £964.02.
The total amount payable would be £278,335.24 made up of loan amount plus Interest (£150,835.24), Arrangement fee (£999) and Broker fee (£295)
The overall cost for comparison is 7.22% APRC representative.

The above are Remortgage products, offer free valuation and legal fees and come with a £995 or £999 arrangement fee which can be added (unless otherwise stated).
Included is a “fee free” option in brackets for each category as this may work out better overall.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Happy New Year from all of us at Lenderyou Mortgages!! We are back to provide an update on residential remortgage intere...
03/01/2023

Happy New Year from all of us at Lenderyou Mortgages!!

We are back to provide an update on residential remortgage interest rates to kick off 2023 🏡

It's positive news as we start the year, with rates reducing further and more lenders re-entering the market.

If your current deal is due to an end soon and you want to discuss your options or are looking to purchase your next property, please email Tony ([email protected]) or Rob ([email protected]) or call 01661821155 and we will be more than happy to help.
#2023

RATE WATCH!!!!!🏠After a turbulent few months in the market we wanted to keep our customers and followers updated with wh...
23/11/2022

RATE WATCH!!!!!🏠

After a turbulent few months in the market we wanted to keep our customers and followers updated with where rates are currently.

We are finally seeing some positive news with lenders re-entering the lending space for new business customers and rate reductions starting to be introduced.

If you want to discuss your options or are looking to purchase your next property, please email Tony ([email protected]) or Rob ([email protected]) or call 01661821155 and we will be more than happy to help.

SEPTEMBER RATE WATCH ALERT!With the further increase to the Bank of England base rate last week, we bring you a snap sho...
26/09/2022

SEPTEMBER RATE WATCH ALERT!

With the further increase to the Bank of England base rate last week, we bring you a snap shot of how residential re-mortgage rates are looking in market currently.

If you want to discuss your options or are looking to purchase your next property, please email Tony ([email protected]) or Rob ([email protected]) or call 01661821155 and we will be more than happy to help.

TIPS & TRICKS - Week 2This week we look at all things Remortgages!!We have included 5 essential things to consider when ...
26/05/2022

TIPS & TRICKS - Week 2

This week we look at all things Remortgages!!

We have included 5 essential things to consider when you are looking to remortgage.

If you are nearing the end of your deal, want to discuss your options or have any questions please get in contact with us via Direct Message or email one of the team below:

Tony Lenderyou // [email protected]
Rob Lenderyou // [email protected]

We offer professional, impartial and most importantly friendly advice, call us on 01661821155 or check out our website at www.lenderyoumortgages.co.uk for more information.

Your home or property may be repossessed if you do not keep up repayments on a loan or mortgage secured on it.

Tip & Tricks will provide weekly suggestions and ideas about all things mortgages and protection!This week we look at 'G...
19/05/2022

Tip & Tricks will provide weekly suggestions and ideas about all things mortgages and protection!

This week we look at 'Getting a Mortgage' with 4 helpful insights we hope will shine a light on borrowing and credit profiles.

For further information about the house buying process and to discuss your options please get in contact with us via Facebook Message or email one of the team below:

Tony Lenderyou // [email protected]
Rob Lenderyou // [email protected]

We offer professional, impartial and most importantly friendly advice, call us on 01661821155 or check out our website at www.lenderyoumortgages.co.uk

Your home or property may be repossessed if you do not keep up repayments on a loan or mortgage secured on it.

Rate Watch Alert!!!Have a look at how remortgage rates are looking in the market after the increase in the Bank of Engla...
11/05/2022

Rate Watch Alert!!!

Have a look at how remortgage rates are looking in the market after the increase in the Bank of England Base Rate earlier this month.

If you want to discuss your options or are looking to purchase your next property, please email Tony ([email protected]) or Rob ([email protected]) or call 0166121155 and we will be more than happy to help.

The advisors to the Bank of England met yesterday and confirmed an increase in the base rate from 0.75% to 1% to counter...
06/05/2022

The advisors to the Bank of England met yesterday and confirmed an increase in the base rate from 0.75% to 1% to counteract the continual rise to inflation.

What does this mean for you as a mortgage customer?

If you are on a variable product (discount, tracker etc.) you will see an increase of 0.25% to your interest rate and monthly repayments.

Lenders across the market tend to follow suit by increasing fixed rates. For those of you coming to the end of your fixed rate, this could potentially mean less attractive products than currently available.

If you would like to discuss your options, please contact one of the team below, and we would be happy to help:

Tony - [email protected] // 07947839666
Rob - [email protected] // 07961712840

You can also find us at Unit 1 Meadowfield Court, Meadowfield Industrial Estate, Ponteland, Newcastle Upon Tyne, NE20 9SD

Address

Ponteland
NE209SD

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441661821155

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